FHA VS Conventional loan programs in 2025 for El-Cenizo, Webb County, Texas

For the year 2025, the limit for a conventional loan in El-Cenizo, Webb county, TX is set at $647,200. Meanwhile, the FHA loan limit is established at $420,680 for a single-family house.

Employ the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Determine your income, credit, reserves, and required documents for qualification. Using our comprehensive mortgage calculator, you can evaluate Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in your selection of the most suitable program in TX for your specific financial demands.

Review loan offers from over 100 lenders

Loan limits and downpayment requirements in El-Cenizo, Webb county, TX for 2025

Loan Type Loan Ceiling Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison applies to zip codes: 78046

Options for Conventional and FHA loans in El-Cenizo, TX

Lendersa® is committed to swiftly securing the ideal Conventional, USDA, or FHA loan for you without complications. Begin your journey from one of three pathways that align lenders with your loan requirements.

Lendersa USDA loan requests and matching outcomes


  • The State Bank
  • 175 N. Leroy St, Fenton, MI, 48430
  • Our mission is to remain an independent community bank by offering the most flexible and comprehensive financial solutions delivered by our team of top performing professionals who go to work every day with the goal of helping families, businesses, and our communities find their better state.
  • Fountain Stone Home Loans
  • 12311 Foley Rd, Fenton, MI, 48430
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lightning Home Loans
  • 2325 W Shiawassee Ave, Fenton, MI, 48430
  • Lightning Home Loans is determined to achieve excellence in the mortgage origination industry and we have built a team to best service your needs. From start to finish our team goes above and beyond making sure that you understand every part of the process. We understand that the most critical decision for you as a borrower is to choose a team.
  • Star Mortgage of America, Inc.
  • 415 Rounds Dr, Suite B, Fenton, MI, 48430
  • Star Mortgage can be counted on to present all the programs with an emphasis on the lowest fixed rate and the lowest cost mortgages. Our Company is dedicated to the Mortgage Process, whether you are a First Time Homebuyer or a family looking to refinance. We offer mortgages of all types. We can help get you the home of your dreams!
  • Dream Mortgage LLC
  • 9031 Green Hickory Ln At, Fenton, MI, 48430
  • We are a full-service mortgage company based in Fenton, Michigan. Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks.
  • MORTGAGE SOLUTIONS
  • 321 N Main St., Bellevue, ID, 83313
  • Mortgage Solutions delivers quick and precise mortgage loans to homebuyers and homeowners that will best suit their personal financial portfolios. Offered loan products include Conventional and Jumbo/High Balance, Construction Loans, FHA, USDA, and VA. Mortgage Solutions manages the process for you by applying for loans with different lenders,
  • Union State Bank of Hazen
  • 209 Central Avenue NW, Hazen, ND, 58545
  • Union State Bank is a locally operated financial institution that offers a variety of services including, Checking, Savings, Mobile Banking, and Agricultural Commercial Banking. We strive to inspire our customers to make their financial dreams come true and Union State Bank of Hazen is a community-oriented, relationship-driven financial institution
  • NC Community Credit Union
  • 2401 E Ash St, Goldsboro, NC, 27534
  • NC Community Credit Union has provided quality financial services to help members achieve their financial goals. Your Community Credit Union is committed to serving individuals, businesses, and other organizations who live, work, worship, or attend school in Wayne County. As a credit union member, you’re also the owner!
  • St. Joseph's Federal Credit Union
  • 1811 Whipple Avenue NW, Canton, OH, 44708
  • St. Joseph’s Federal Credit Union was chartered on March 9th, 1942. 1942 marked the beginning of World War II and it was also the beginning of St. Joseph’s Federal Credit Union in January 1942. The nine members of St. Joseph’s Roman Catholic Parish in Canton, Ohio who chartered our credit union with Farm Credit Administration