FHA VS Conventional loan in Zapata, Zapata County, Texas

In 2025, Convetional loan limit in Zapata, county of Zapata, TX is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Zapata, county of Zapata, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 78076

Conventional and FHA loan options in Zapata, TX

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Franklin Johnstown Federal Credit Union
  • 310 Bloomfield Street, Johnstown, PA, 15904
  • The Franklin Johnstown Federal Credit Union is a Not-For-Profit, member owned, financial organization dedicated to becoming the primary financial institution for our members. We strive to provide the highest quality of personal attention while maintaining stability and growth. Franklin Johnstown Federal Credit Union has been open since 1950.
  • Central Coast Federal Credit Union
  • 4242 Gigling Road, Seaside, CA, 93955
  • Central Coast Federal Credit Union is a community-chartered credit union open to all those who either reside, worship, attend school or work in Monterey County, California. Also eligible to join are parents of any students attending a university or college in Monterey County, regardless of where the parent resides.
  • Marshall County State Bank
  • 118 East Minnesota Avenue, Newfolden, MN, 56738
  • Marshall County State Bank is a full-service bank. The bank accepts deposits, makes loans and provides other services for the public. Serving the heart of Marshall County. We are here to serve you! Offering personal banking needs, loan services and insurance. Marshall County State Bank is your trusted local partner for all types of mortgage loans.
  • Premier Community Credit Union
  • PO Box 8929, Stockton, CA, 95208
  • Premier Community Credit Union is a not-for-profit credit union serving our members with branches in Stockton, Lodi, and Manteca. Unlike a bank, a not-for-profit credit union is owned by its members and provides lower fees, better rates, and quality, personal service to its member/owners. Members enjoy unlimited online.
  • American State Bank & Trust
  • 223 Main Street, Williston, ND, 58802
  • American State Bank and Trust Company to be the premier provider of financial services in our trade area by partnering with our customers to achieve their financial goals & also At ASB&T we call our approach to business Banking Your Way. By providing unmatched customer service, we can continue to improve financial outcomes for our valued customers.
  • Western Cooperative Credit Union
  • 1300 Bison Drive, Williston, ND, 58802
  • Western Cooperative Credit Union exists for the financial benefit of its members. Its purpose shall be to maximize member benefits through cost effective financial services, education consistent with cooperative principles, prudent management, and to maintain a strong presence in our communities.
  • The Port Austin State Bank
  • 62 East State Street, Port Austin, MI, 48467
  • The original Port Austin Bank building was built in 1884 by Richard Winsor and his associate, Horace G. Snover, to house their successful banking, law and insurance firm of Winsor & Snover. Both men were important factors in the political affairs of that period. Mr. Snover served as a probate judge and also as U.S. Representative.
  • CNB Bank, Inc
  • 101 South Washington Street, Berkeley Springs, WV, 25411
  • CNB Bank's success since 1934 has been a direct result of our unwavering commitment to providing exceptional service and products for our customers. We continue to be focused on building and maintaining long-term relationships with our customers and providing the financial services that will help keep our communities strong and growing.