FHA VS Conventional loan programs in 2026 for Rio-Bravo, Webb County, Texas

In 2026, the Conventional loan limit for Rio-Bravo, in Webb county, TX, is $647,200; the FHA limit for a single-family residence is $420,680.

Use the Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans. Discover the income, credit, reserves, and necessary documents to qualify. With our advanced mortgage calculator, compare Conforming Conventional, USDA, FHA, and VA loans side-by-side to choose the best program in TX for your financial situation.

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2026 Loan Limits and Down Payment Requirements in Rio-Bravo, Webb County, TX

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This table applies to the following zip codes: 78046

Conventional and FHA Loan Options in Rio-Bravo, TX

Lendersa® aims to secure the best available Conventional, USDA, or FHA loan quickly and efficiently. Choose one of three starting points to match with the right lenders and programs.

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  • Preferred Mortgage PR
  • Avenue Roosevelt, Suite 307, San Juan, PR, 00918
  • Preferred Mortgage -Is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools that enable you.

  • Trust Mortgage
  • 490 Ave. José de Diego, San Juan, PR, 00923
  • Trust Mortgage Corp. is a large family and a capable team that unites with a philosophy of business principles, ethics, laws and morals fungen like Banco Hipotecario to serve the people of Puerto Rico. President Marisol Ortiz is the owner and president of mortgage banks, owns real estate in Bienes Raíces and has more than 25 years of experience.

  • Home Mortgage Bankers
  • Avenida Sánchez Osorio, 3BS-5, Via 60, Carolina, PR, 00983
  • Home Mortgage Bankers is a purely Puerto Rican mortgage bank. Founded in 2005 by its president and chief executive officer, Mr. Luis Ramírez Vicens. Mr. Ramírez has over 25 years of banking experience in Puerto Rico.

    Our purpose has always been to provide an excellent service with an immediate response.

  • Merchants Commercial Bank
  • 4608 Tutu Park Mall, Suite 100, St Thomas, VI, 00802
  • Merchants Commercial Bank was created to provide state-of-the-art financial resources and solutions to the Virgin Islands business and professional community. MCB is a Virgin Islands chartered, FDIC insured, boutique commercial bank bringing state-of-the-art internet and traditional banking services to the Virgin Islands community.

  • Tongass Federal Credit Union
  • 2000 Tongass Avenue, Ketchikan, AK, 99901
  • Tongass Federal Credit Union is a not-for-profit financial cooperative. TFCU is nestled in remote Southern Southeast Alaska and based out of Ketchikan, often called "Alaska's First City." TFCU has four branches: Ketchikan, Klawock, Metlakatla, and Wrangell and four community Microsites: Thorne Bay, Hydaburg, Kake, and Hoonah.

  • First Bank
  • 331 Dock Street, Ketchikan, AK, 99901
  • For over 95 years, First Bank has been providing financial services to Southeast Alaska. We are proud to have built a solid reputation of providing the best financial services to generations of residents in our communities.

    First Bank is a local Bank that's been serving Southeast Alaska since 1924. We know our community, its citizens

  • TRUE NORTH FEDERAL CREDIT UNION
  • 2777 Postal Way, Juneau, AK, 99801
  • True North Federal Credit Union, chartered in 1948 as a not-for-profit full-service cooperative financial institution and also True North Federal Credit Union is dedicated to your financial well-being while providing convenient access to valuable products and services. Learn more about the spirit of our credit union.

  • Matanuska Valley Federal Credit Union
  • 1020 S. Bailey Street, Palmer, AK, 99645
  • At Matanuska Valley Federal Credit Union (MVFCU), our members are a family with the belief that together we can do better. Our goal is to help members build a better financial future - and we’ve been doing that since 1948. MVFCU is a not-for-profit financial cooperative, owned and controlled by our members.

  • Credit Union 1
  • 1941 Abbott Rd, Anchorage, AK, 99507
  • In 1952, Credit Union 1 began as a small Anchorage teachers' credit union. Since then, we've grown to serve over 93, 000 members from Ketchikan to Nome. Together, we represent a large and diverse membership base that extends to anyone who lives or works in the great state of Alaska.

  • ALASKA USA MORTGAGE COMPANY, LLC
  • 8475 Hartzell Rd, Suite 110, Anchorage, AK, 99507
  • Alaska USA Mortgage Company has a wide variety of loan products that will fit your needs, and the right professionals to advise you every step of the way. If you see anything you think might be the right fit for you, or if you have any questions about the option available to you, don’t hesitate talk to one of our mortgage loan specialists.