FHA VS Conventional loan programs in Laredo, Webb County, Texas
In 2026, the limit for Conventional loans in Laredo, located in the county of Webb, TX, is $726,200. The FHA limit for a single-family residence is set at $472,030.
The Lendersa® Conventional loan calculator allows you to compare the best current rates for Conventional, FHA, and USDA loans, helping determine the income, credit, reserves, and documentation you need to qualify. Our advanced mortgage calculator displays Conforming Conventional loans alongside USDA, FHA, and VA choices for a comprehensive comparison, enabling you to choose the most suitable program for your financial conditions in TX.
2026 Loan Limits and Down Payment Requirements in Laredo, Webb, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This table applies to the following zip codes: 78046, 78045, 78043, 78040, 78041, 78042
Options for Conventional and FHA Loans in Laredo, TX
Lendersa® aims to secure you the best Conventional, USDA, or FHA loan quickly and effortlessly. Start by selecting one of three pathways leading to matched lenders and loan solutions.
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11811 N Tatum Blvd, Suite 3031, Phoenix, AZ, 85028
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3420 East Shea Boulevard, Suite 200, Phoenix, AZ, 85028
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11811 North Tatum Boulevard, Suite 3031-11, Phoenix, AZ, 85028
"B Home Mortgage is a local, family owned and operated Mortgage Company serving Phoenix and other parts of Arizona since 2005.
Founded by Brian Carpenter and his father-in-law Kevin Burk, we have always provided exceptional service at a lower rate and price than everyone else on every type of residential mortgage loan.
11120 NTatum Boulevard, Suite 100, Phoenix, AZ, 85028
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