Explore the differences! FHA VS Conventional loan programs in Laredo, Webb County, Texas

In 2025, Convetional loan limit in Laredo, county of Webb, TX is $726,200 while FHA limit is $472,030 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Laredo, county of Webb, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The comparison table applies to zip codes: 78046, 78045, 78043, 78040, 78041, 78042

Conventional and FHA loan options in Laredo, TX

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • GreenBridge Loans
  • 221 River St, 9th Floor, Hoboken, NJ, 07030
  • GreenBridge Loans provides capital to business owners, startups, and real estate investors by using residential and commercial real estate as collateral. Unlike many business funders, GreenBridge provides a streamlined funding process with minimal requirements. We currently offer three types of Secured Business Loans geared to accommodate
  • PINNACLE MORTGAGE, INC.
  • 612 Newark St, Hoboken, NJ, 07030
  • Pinnacle Mortgage Inc is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you
  • Quentin Realty Capital
  • 43 9th st, Brooklyn, NY, 11215
  • Quentin Realty Capital A Direct Private Lender You Can Trust ​ With our low interest rates & fees, we are the ideal choice for real estate investors nationwide seeking to minimize loan costs and maximize their capital gain. Our professional team has transformed the loan process to a smooth and straightforward experience. 10 day closings!
  • Municipal Credit Union
  • 2 Lafayette Street, New York, NY, 10007
  • Municipal Credit Union has been serving the financial needs of our members since 1916. The credit union was chartered in response to the concern of New York City Mayor, John Purroy Mitchel, who wanted city employees to have a way to save at reasonable rates and a low cost borrowing alternative to loan sharks.
  • TF Management Group LLC
  • 2167 E 21st St #222, Brooklyn, NY, 11229
  • Tempo Funding is a private lender that provides Hard Money and Transactional Funding Loans for Short Sales, REOs and other Discounted Short Term "Fix and Resell"​ transactions. Our focus is Short-Term bridge loans for minor or no rehab projects, with the clearly defined exit strategy, typically under 120 days. We work mostly in the residential
  • InstaLend Corporation
  • 222 Broadway, 19th floor, New York, NY, 10038
  • InstaLend is a tech-enabled lender for real estate loans providing fast, affordable and convenient capital to residential real estate developers. As a non-bank real estate lender, we provide 12-24 month short-term loans on single-family and small multifamily properties for acquisition and rehab. We also provide 30 year long term loans on stabil
  • The Finest Federal Credit Union
  • 215 Park Row, Suite 2, New York, NY, 10038
  • The Finest Federal Credit Union is the only financial institution in New York State chartered specifically to serve the needs of all Law Enforcement Personnel (Uniform & Civilian), Retirees and all Family members. Chartered in 2015, The Finest FCU evolved from the vision of a group of retired NYPD officers.
  • Global Bank
  • 8 Catherine Street, New York, NY, 10038
  • Global Bank is a bank with operations in one state. Global Bank offers numerous mortgage programs including conventional, jumbo, non-owner occupied and FHA mortgages Global Bank is a New York State-chartered, FDIC insured commercial bank. We were formed by a group of civic-minded local Chinese-American business people, is locally owned, and commenc
  • RSA Mortgage Brokerage
  • 123 William Street, 12th Floor, New York, NY, 10038
  • The Rent Stabilization Association and the NYC Housing Partnership collaborated to create RSA Mortgage Brokerage to serve the needs of owners of small to large multi-family, mixed-use and commercial buildings bringing their combined 75 years focus on sustaining the quality of New York’s multi-family buildings.