FHA VS Conventional loan programs in 2026 for Medina, Zapata County, Texas

In 2026, the conventional loan limit for Medina in Zapata County, TX, is $726,200. Meanwhile, for a single-family home, the FHA limit stands at $472,030.

Leverage the Lendersa® Conventional loan calculator to explore and compare the best available rates for Conventional, FHA, and USDA loans today. It helps evaluate the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you examine Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in identifying which program in TX fits your financial needs.

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Understanding 2026 Loan Limits and Down Payment Requirements in Medina, Zapata, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the following zip codes: 78076

Explore Conventional and FHA Loan Options in Medina, TX

Lendersa® aims to swiftly and efficiently secure the most suitable Conventional, USDA, or FHA loan for you. You can start with one of three pathways that connect you with lenders and loan programs that match your needs.

USDA loan request matches at Lendersa


  • Cherry Mortgage LLC
  • 1800 Jimmy Davis Highway, Suite B, Bossier City, LA, 71112
  • Cherry Mortgage, LLC is owned and operated by Tanya Corbett (NMLS # 100655) a military spouse who understands the struggles of military living as well as the benefits. Licensed in Louisiana to assist in obtaining financing for all your residential mortgage needs. We specialize in VA loans, FHA loans, USDA loans.

  • The First National Bank of Jeanerette
  • 1331 Main Street, Jeanerette, LA, 70544
  • The First National Bank is committed to the families and businesses of our communities through tailored financial solutions, service and responsiveness.

    Finance your needs backed by the savings you've already established with us. Best of all, your savings remain intact, and incurring interest.

  • Endurance Mortgage
  • 5101 Highway 28 East, Pineville, LA, 71360
  • We bring with us, 38 years of combined mortgage experience, successful companies & great reputations. We feel that joining our business operations together will enable us to provide even better products and services for our customers. By joining our companies together, we become Cenla’s largest locally owned, mortgage lender.

  • Citizens National Bank, NA
  • 2711 E. Texas Street, Bossier City, LA, 71111
  • Citizens National Bank is committed to being a better place to bank. Not only in the way we do business, but also in our involvement in the community. Citizens National Bank, NA serves individuals, businesses and public and private sector institutions. Our branches provide a complete range of innovative financial products and services.

  • Acadiana Mortgage
  • 1017 Benton Road, Bossier City, LA, 71111
  • We are VA Homeloan Specialists and we serve the lending needs of homebuyers, homeowners, real estate professionals and builders. Our staff are passionate about assisting others in fulfilling the American Dream of home ownership, making the process as simple as possible. Kara Lowrie has over 30 years experience in mortgage lending.

  • Patriot Mortgage SBC LLC
  • 2400 Old Minden Road, Suite 5e, Bossier City, LA, 71111
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • J & L Processing/Mortgages
  • 2234 Windsor Ct, Bossier City, LA, 71111
  • At J & L Processing/Mortgages, we specialize in assisting first-time home-buyers navigate through this journey as quick and easy as possible. We offer conventional, FHA, USDA, VA Programs and more. Purchasing a home is a significant financial decision in your life, so finding the right mortgage partner is key to making the dream of homeownership

  • Heart of Louisiana Credit Union
  • 303 Edgewood Dr, Pineville, LA, 71361
  • Heart of Louisiana Credit Union was founded in 1955 by USDA employees working in Louisiana in Alexandria and Pineville. Since then, Heart has fostered a rich history of helping Central Louisiana residents with all their financial needs.

    At Heart, we specialize in helping members like family!