FHA VS Conventional loan programs in Medina, Zapata County, Texas

In 2026, the conventional loan limit for Medina in Zapata County, TX, is $726,200. Meanwhile, for a single-family home, the FHA limit stands at $472,030.

Leverage the Lendersa® Conventional loan calculator to explore and compare the best available rates for Conventional, FHA, and USDA loans today. It helps evaluate the income, credit, reserves, and documents required to qualify. Our advanced mortgage calculator lets you examine Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in identifying which program in TX fits your financial needs.

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Understanding 2026 Loan Limits and Down Payment Requirements in Medina, Zapata, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table is applicable to the following zip codes: 78076

Explore Conventional and FHA Loan Options in Medina, TX

Lendersa® aims to swiftly and efficiently secure the most suitable Conventional, USDA, or FHA loan for you. You can start with one of three pathways that connect you with lenders and loan programs that match your needs.

USDA loan request matches at Lendersa


Medina Lenders

  • The First National Bank of Hebbronville
  • 305 N. Smith, Hebbronville, TX, 78361
  • Lends in Texas
  • Here at The First National Bank of Hebbronville, we provide you with the best banking possible.
    Please come by our location and meet a group of people that will strive to perfect all your banking needs. In addition, you may bank with us 24 hours a day through our Internet Banking or our AudioTel telephone system.

  • Laredo Federal Credit Union
  • 1119 Corpus Christi Street, Laredo, TX, 78040
  • Lends in Texas
  • Laredo Federal Credit Union’s mission is guided by moral and ethical principles of honesty and responsibility to provide its members efficient, courteous, caring and professional financial services.

    On May 10, 1956, a group of teachers held a meeting to organize a federal credit union, Laredo Teachers Federal Credit Union.

  • Bravo Mortgage & Realty Group
  • 6999 McPheron Rd, Suite 108-B, Laredo, TX, 78041
  • Lends in Texas
  • We are a direct lender with low interest rates and great programs. We ONLY do mortgages. It is our specialty. Get us working for you. We are mortgage professionals. with 11 yrs of experience. Zeferino Perez is the CEO at Bravo Mortgage LLC. Zeferino help loan officers focus on what they do best; assist clients and close the sale.

  • GEO Mortgage
  • 9901 McPherson Rd, Suite 101, Laredo, TX, 78045
  • Lends in Texas
  • GEO Mortgage Services, Inc., we are committed to helping you find the right mortgage loan that fits your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual needs. With many satisfied customers, our staff works to provide you with the lowest rates and the best service in the area.

  • La Joya Area Federal Credit Union
  • 214 East Expressway 83, La Joya, TX, 78560
  • Lends in Texas
  • La Joya Area Federal Credit Union has been open since 1961. The credit union has assets totaling $68.95 Million and provides banking services to more than 15, 000 members as of March 2022.

    The credit union is a community-based financial institution. People living, working, or worshipping in the credit union's geographic area can become a membe

  • Lone Star National Bank
  • 520 E. Nolana Avenue, McAllen, TX, 78504
  • Lends in Texas
  • Lone Star National Bank is a full-service independent community bank with many locations across South Texas, founded on January 23, 1983.
    Lone Star National Bank is a technologically advanced, full-service, independent, community bank with over 700 employees and many locations across South Texas.

  • Mr. Mortgage, LLC
  • 1300 N. 10th St, Suite 330K, McAllen, TX, 78504
  • Lends in Texas
  • Mr. Mortgage, LLC was born, to provide clients & business partners with the highest level of personalized service, expertise & competitive home loan programs in the market today. We are a full-service residential mortgage broker providing Home Loans across the state of Texas. We pride ourselves on making the loan process simple & straightforward.

  • Global Fox Financial
  • 2511 Buddy Owens Blvd, Suite A, McAllen, TX, 78504
  • Lends in Texas
  • Global Fox Financial is a private commercial real estate lender and structured finance company that offers financing to borrowers directly and through a network of finance professionals. Global Fox Financial is additionally a partner of Rio Grande Capital LLC, our account receivable brokerage. We feature a variety of commercial loan programs.

  • Diversified Lending Group
  • 5412 N. 10th St, McAllen, TX, 78504
  • Lends in Texas
  • Joe Cuellar, Branch Manager for Castle & Cooke Mortgage in McAllen, Texas, truly knows the ins-and-outs of the mortgage business! Whether clients are seeking alternative ways of generating income through investing in real estate or are simply looking for a home mortgage, Joe is the guy to see. With more than 30 years in the financial