FHA VS Conventional loan in Fair-Oaks-Ranch, Bexar County, Texas

For 2025, the Conventional loan limit in Fair-Oaks-Ranch, within Bexar county, TX is $647,200, while the FHA limit stands at $449,650 for a single-family home.

With Lendersa®'s Conventional loan calculator, analyze and contrast today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, savings, and documentation for qualification through our advanced mortgage calculator. You can see Conforming Conventional loans, USDA, FHA, and VA options together, aiding your decision on the most suitable program in TX for your financial circumstances.

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2025 Loan Caps and Down Payment Essentials in Fair-Oaks-Ranch, Bexar county, TX

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $322,900 0%
FHA $449,650 3.5%

Relevant for zip codes: 78015, 78163

Conventional and FHA Mortgage Choices in Fair-Oaks-Ranch, TX

Lendersa® is dedicated to securing the best Conventional, USDA, or FHA loans quickly and with minimal hassle. Choose one of three starting options, resulting in suitable lenders and loan programs.

Lendersa USDA loan request and results


  • Stream Line Mortgage Corp
  • 5115 S Decatur Blvd, Suite 200, Las Vegas, NV, 89118
  • We offer several mortgage-related products to help finance your first home, even lower your monthly payment on your current mortgage, and more. We offer mortgage products such as FHA, Conventional, VA, Non-prime, & even private funding to best suit our client’s needs. Currently operating in our home town Las Vegas, NV. We are currently licensed in
  • Ovation Mortgage Corp
  • 5765 South Rainbow Boulevard, Suite 109-C, Las Vegas, NV, 89118
  • Ovation Mortgage helping people and guide them through the entire loan process, so that they feel confident as they make choices about the options available for their financing strategy. I make it a point to be involved and stay involved throughout all stages of the loan application process.
  • City View Mortgage
  • 5940 South Rainbow Boulevard, Suite 4014, Las Vegas, NV, 89118
  • City View Mortgage Purchasing or refinancing a house can be a huge undertaking. You can rely on us to lead you to the loan program that's perfect for you. We can help you with a variety of specialty loan programs including 100% USDA financing, VA Loans and FHA programs Jason Lee is the President of the City View Mortgage
  • Family Mortgage Inc
  • 4990 South Rainbow Boulevard, Suite 100, Las Vegas, NV, 89118
  • Family mortgage has built a strong reputation as an outstanding mortgage broker firm serving the lending needs of real estate professionals, builders, and individual buyers for over 10 years. Fixed rate mortgages are the most traditional of home loans. They have consistent monthly payments for the life of the loan with more of the interest.
  • Medallion Mortgage Inc
  • 6525 West Warm Springs Road, Suite 108, Las Vegas, NV, 89118
  • Medallion Mortgage Inc., partners have over 100 years of experience, collectively. We work with Home Builders, Realtors, Affinity groups and Non-profits to help families experience the satisfaction of homeownership. We provide opportunities for career growth and advancement for professionals of all levels.
  • iQRate Mortgages
  • 6332 S Rainbow Blvd, Las Vegas, NV, 89118
  • QRATE Mortgages sends out promotional and informational communications relying on the personal identifiable information it has collected. You will have the option of indicating your desire to receive or not receive this type of communication at the time of your provision of such information to iQRATE MORTGAGES.
  • The Mortgage Market Financial Group Inc
  • 4305 Neptune Road, Saint Cloud, FL, 34769
  • At The Mortgage Market Financial Group Inc, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We work with more than 100 investors
  • Florida Mortgage Providers, inc.
  • 2101 Amador Pl, Oviedo, FL, 32765
  • Giles Wardian serves as team lead and is a senior mortgage loan specialist with twenty-one years of experience. Our team of mortgage professionals operates on a unique platform whereby we have access to several wholesale lending sources which gives you the advantage. We are able to provide excellent rates.
  • 1st Residential Funding Inc
  • 1755 West Broadway Street, Suite 2, Oviedo, FL, 32765
  • At 1st Residential Funding, we make you feel at home during your home loan process. We are a family-owned company that was founded in 1999 with the commitment to find you the most competitive interest rates and closing costs available. We shop hundreds of lenders in order to provide the loan best suited for you.
  • Blue Oak Mortgage LLC
  • 3747 Safflower Terrace, Oviedo, FL, 32765
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.