FHA VS Conventional loan programs in 2025 for Fair-Oaks-Ranch, Bexar County, Texas

In 2025, Convetional loan limit in Fair-Oaks-Ranch, county of Bexar, TX is $647,200 while FHA limit is $449,650 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Fair-Oaks-Ranch, county of Bexar, TX

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $322,900 0%
FHA $449,650 3.5%

The comparison table applies to zip codes: 78015, 78163

Conventional and FHA loan options in Fair-Oaks-Ranch, TX

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Farmers State Bank & Trust Company
  • 127-129 W. Main St., Mount Sterling, IL, 62353
  • We are the only locally-owned bank in Brown County, IL. With our focus on community for over 100 years, we have always aimed to provide our customers with the tools you need to thrive. Recognizing that agriculture is the primary industry of Brown County, the policy of Farmers State Bank & Trust Co
  • Brown County State Bank
  • 101 East Main Street, Mount Sterling, IL, 62353
  • Brown County State Bank was founded in Mt. Sterling, Illinois in 1901. In 2006, BCSB expanded to Adams County by joining with Golden State Bank in Golden, Illinois. In 2010, BCSB became part of United Community Bancorp, Inc. and since 2014, now serves customers as United Community Bank throughout Central Illinois and Northeast Missouri.
  • Credit Union West
  • 503 W Van Buren St, Avondale, AZ, 85323
  • Credit Union West is an award-winning financial cooperative founded in 1951 on the Luke Air Force Base in Glendale, Arizona. Our core principals guide our decisions ensuring integrity and trusted member service. With more than $1 billion in assets and over 80, 000 members, we offer an array of personal banking, business services.
  • ASJ Mortgage Solutions, LLC
  • 8604 West Village Drive, Peoria, AZ, 85382
  • ASJ Mortgage Solutions! We're your Arizona home loan experts dedicated to making sure your home purchase or refinance experience is top-notchAs a mortgage broker, we are not influenced by one bank or lender. We have several wholesale mortgage partners, which means we work for the client.
  • Bella Vida Mortgage, LLC
  • 8663 W Union Hills Dr, Suite 401, Peoria, AZ, 85382
  • Bella Vida Mortgage wants to be your mortgage broker of choice. They offer competitive rates and a multitude of loan programs to serve borrowers’ needs and assist their realtor partners in closing transactions on time. Every staff member at Bella Vida Mortgage goes the extra mile for their customers—and then some.
  • Nova Home Loans
  • 16150 N. Arrowhead Fountains Center Dr, Suite 260, Peoria, AZ, 85382
  • NOVA® Home Loans has built a strong reputation for providing exceptional service to our customers. NOVA is licensed to lend in Alaska, Arizona, California, Colorado, Florida, Illinois, Kansas, Oklahoma, Oregon, Utah, New Mexico, Nevada, Washington, Texas and Virginia. NMLS#3087 | BK#0902429 | NOVA® is an Equal Housing Opportunity.
  • The First National Bank of Arenzville
  • 110 S Charles, Arenzville, IL, 62611
  • The First National Bank of Arenzville has been a strong and stable presence in the West Central Illinois Banking Community since it was first established as the “People’s Bank of Arenzville” in 1882. The bank was privately held until 1908 when it was granted a national charter and officially became “The First National Bank of Arenzville.
  • Rally Home Mortgage, LLC
  • 12725 West Indian School Road, Suite F106, Avondale, AZ, 85392
  • Rally Home Mortgage has nearly 25 years of experience in helping clients complete their financial goals. We pride ourselves on serving Veterans & First Time Homebuyers to Investors & Builders.Rally Home Mortgage, your One-Stop-Shop for all your residential financing needs. Founded in 2018 by Joshua Nelson & Michael Acosta
  • All West Capital LLC
  • 12409 West Indian School Road, Suite C301, Avondale, AZ, 85392
  • All West Capital LLC know that each customer has specific needs and we strive to meet those specific needs with quality service and individual attention. We pride ourselves in giving you the mortgage information, loan options and convenient assistance you're looking for. With a variety of loan programs and an established network of lenders behind.
  • Southwest Georgia Farm Credit
  • 305 Colquitt Highway, Bainbridge, GA, 39817
  • Farm Credit has been serving rural America for more than 100 years. Right here in southwest Georgia, we work side-by-side with farmers, farm businesses, land owners and homeowners. And because we’re a cooperative, your success means our success. Together, we grow. Southwest Georgia Farm Credit is part of the Farm Credit System