FHA VS Conventional loan programs in Fair-Oaks-Ranch, Bexar County, Texas
For 2026, the Conventional loan limit in Fair-Oaks-Ranch, within Bexar county, TX is $647,200, while the FHA limit stands at $449,650 for a single-family home.
With Lendersa®'s Conventional loan calculator, analyze and contrast today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, savings, and documentation for qualification through our advanced mortgage calculator. You can see Conforming Conventional loans, USDA, FHA, and VA options together, aiding your decision on the most suitable program in TX for your financial circumstances.
2026 Loan Caps and Down Payment Essentials in Fair-Oaks-Ranch, Bexar county, TX
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$322,900
0%
FHA
$449,650
3.5%
Relevant for zip codes: 78015
Conventional and FHA Mortgage Choices in Fair-Oaks-Ranch, TX
Lendersa® is dedicated to securing the best Conventional, USDA, or FHA loans quickly and with minimal hassle. Choose one of three starting options, resulting in suitable lenders and loan programs.
15900 La Cantera, Suite 26235, San Antonio, TX, 78256
Lends in Texas
Expedient Mortgage is the trusted, local APM division that caters to the specific needs of your community. Like APM, Expedient Mortgage’s mission is to create experiences that matter while serving your home financing needs.Whether you are buying your first home, a new investment property or building your dream home.
15900 La Cantera Parkway, Suite 26225, San Antonio, TX, 78256
Lends in Texas
"Our experienced loan officers will find the best mortgage options and loan programs tailored to your needs. Our bilingual staff will answer any questions you have before, during and after the home buying process to keep you informed every step of the way.
Located in San Antonio, Texas, The La Cantera at Directions Home Loan team works"
19210 Huebner Rd, Suite 205, San Antonio, TX, 78258
Lends in Texas
Megamerica Mortgage is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Texas. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt,
2710 Treble Creek, Suite 100, San Antonio, TX, 78258
Lends in Texas
Statewide Mortgage and Lending is a locally owned and operated mortgage brokering company based in San Antonio, TX. We have been serving your community with exceptional loan services for more than 20 years. Our professionals will always perform in-house processing to provide you with timely and efficient loan services.
401 East Sonterra Boulevard, Suite 375, San Antonio, TX, 78258
Lends in Texas
We are a family owned business that opened in 1998. We have dedicated ourselves to providing the most comprehensive residential and commercial real estate, and business financing products available anywhere, to providing the most experienced and knowledgeable professionals dedicated to delivering extraordinary service to our clients
From our start as the credit union for employees of the United Services Automobile Association (USAA) to now, United Texas Credit Union has been a member-owned, not-for-profit financial cooperative with the mission of improving the financial well-being of our members and the communities we serve.
4630 N Loop 1604 W, Suite 101, San Antonio, TX, 78249
Lends in Texas
H-E-B Federal Credit Union has been open since 1963. The credit union has assets totaling $221.76 Million and provides banking services to more than 14, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves finance, insurance, real estate.
Security Service Federal Credit Union offers competitive, affordable financial products and services designed to meet the needs of its members. Security Service is an industry-leading financial institution with locations in Texas, Colorado and Utah. The credit union is among the top credit unions in the nation.
At Town Square Financial, we understand that time is critical, and traditional banks can make the process unnecessarily slow and complex. That’s why we’ve streamlined our approval process to get you funded fast—with fewer conditions and no red tape. Whether you've been turned down by other lenders or need quick financing to seize an opportunity, we
