Explore the differences! FHA VS Conventional loan programs in Fair-Oaks-Ranch, Bexar County, Texas

For 2025, the Conventional loan limit in Fair-Oaks-Ranch, within Bexar county, TX is $647,200, while the FHA limit stands at $449,650 for a single-family home.

With Lendersa®'s Conventional loan calculator, analyze and contrast today's best rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, savings, and documentation for qualification through our advanced mortgage calculator. You can see Conforming Conventional loans, USDA, FHA, and VA options together, aiding your decision on the most suitable program in TX for your financial circumstances.

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2025 Loan Caps and Down Payment Essentials in Fair-Oaks-Ranch, Bexar county, TX

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $322,900 0%
FHA $449,650 3.5%

Relevant for zip codes: 78015, 78163

Conventional and FHA Mortgage Choices in Fair-Oaks-Ranch, TX

Lendersa® is dedicated to securing the best Conventional, USDA, or FHA loans quickly and with minimal hassle. Choose one of three starting options, resulting in suitable lenders and loan programs.

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  • Department of Labor Federal Credit Union
  • 2 Massachusetts Avenue NE, Room 2665, Washington, DC, 20212
  • Welcome to DOLFCU, chartered in 1935 and to provide a full range of financial services to its members. We're a member-owned financial institution, serving employees and retirees of the U.S. Department of Labor and their families and many other eligible organizations. DOLFCU - Convenience. Trust. Security.
  • EP Federal Credit Union
  • 13th & C Streets SW, Room 215A, Washington, DC, 20228
  • The EP Federal Credit Union was originally chartered in 1935 by 10 employees of the Bureau of Engraving and Printing for the purpose of 'promoting thrift and providing a source of credit'​ for the employees there. During the late 1970's and 1980's, the credit union made several charter changes through mergers and expansions to include other organiz
  • All Capital Solutions LLC
  • 40 Raisin Tree Circle, Pikesville, MD, 20208
  • We are a leading direct residential mortgage broker in Maryland. Our simple and effective approach speeds up the entire loan process and ensures our customers get the loan that best suits their individual needs at the most competitive rate. With over 15 years in the business and $400 Million in closed loans, we have the experience to help
  • Congressional Bank
  • 4445 Willard Ave, Suite 1000, Chevy Chase, MD, 20815
  • Congressional Bank also focuses on being a Certified Green Business in Montgomery County. Through our efforts we became the first bank to earn the Montgomery County Green Business Certification, and we are partners with Bethesda Green in their efforts to promote sustainability and be a “green” role model.
  • Metropolitan Funding Group LLC
  • 502 Calvin Lane, Rockville, MD, 20851
  • Metropolitan Funding Group is a vertically integrated financial company, providing commercial consulting and lending services. We specialize in tough tax situations, complicated credit histories and income reporting, and multifaceted asset complexities. We work hard to find a solution to any financial obstacle.
  • DRES Funding
  • 6713 Hughson Ave, Hughson, CA, 95326
  • Our mission is to never forget that we are serving a customer that is a real person and we pledge not to treat you cold because of todays technologies like email or text messages and other forms of communication.We strive to provide you with honesty, integrity & the competence that you expect when making a decision on the best loan.
  • Advantage Financial Federal Credit Union
  • 1319 F Street NW, Suite 500, Washington, DC, 20004
  • Advantage Financial Federal Credit Union Our Credit Union was originally chartered in 1932 by a small group of Veterans Administration employees. They were dedicated to building a financial institution that would provide outstanding financial services...at the lowest possible cost
  • Signal Financial Federal Credit Union
  • 3015 University Blvd. W, Kensington, MD, 20895
  • Signal Financial Federal Credit Union is a full-service financial institution headquartered in Kensington, Maryland. Established in 1947, Signal now operates seven full-service branch offices in the District of Columbia, Maryland, and Virginia. Membership is open to select employer groups in the area, as well as individuals who live, work.
  • Fairway Asset Corporation
  • 15400 Calhoun Drive, Suite 120, Rockville, MD, 20855
  • Fairway Asset Corporation has a mission to provide the best mortgage broker and lender services in an honest, professional manner that reflects the highest industry standards. We provide customized mortgage solutions for clients by utilizing experienced know-how and professional knowledge to satisfy each client’s specific goals, needs, and risk.
  • Aspen Home Mortgage Group, Inc.
  • 19844 Meredith Dr., Derwood, MD, 20855
  • At Aspen Home Mortgage, Inc. we utilize all of the current technological advances available to expedite the application process without ever losing site of the fact that we are in the service business. We have a team of highly trained and knowledgeable Loan Officers placed in strategic locations.