FHA VS Conventional loan programs in Frisco, Collin County, Texas

As of 2025, the Conventional loan limit in Frisco, located in the county of Collin, TX, is $726,200. Meanwhile, the FHA limit for a single-family residence is $531,300. Understanding these limits is crucial for potential homebuyers or those refinancing.

Harness the power of the Lendersa® Conventional loan calculator to assess today's leading rates for Conventional, FHA, and USDA loans. Gain clarity on the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage tools present Conforming Conventional loans alongside USDA, FHA, and VA options, equipping you to select the program that aligns best with your financial circumstances in TX.

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2025 Loan Limits and Downpayment Requirements in Frisco, County of Collin, TX

An essential guide for homebuyers, understanding these limits can aid in planning effectively.

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

This table is applicable to the specified zip codes: 75034, 75035, 75033, 75036. It serves as a handy reference for those exploring mortgage plans.

Exploring Conventional and FHA Loan Options in Frisco, TX

Lendersa® is dedicated to ensuring you find the ideal Conventional, USDA, or FHA loan quickly and without hassle. Begin by selecting from three distinct pathways that lead to matching lenders and tailored loan programs for your needs.

Results from Lendersa USDA loan requests and matchings


  • Katz Mortgage Team
  • 800 Johnson Ferry Rd, Atlanta, GA, 30342
  • We are a direct lender and are approved as a seller and servicer by the Federal National Mortgage Association (Fannie Mae) and the Government National Mortgage Association (Ginnie Mae). We operate as a Federal Housing Administration (FHA) Direct Endorsement Lender and a Veterans Administration (VA) authorized underwriter.
  • Commercial Loan Direct
  • 5555 Glenridge Connector 2nd Floor, Atlanta, GA, 30342
  • Commercial Loan Direct (CLD Capital) is a correspondent and an mortgage banker. Commercial Loan Direct has partnered with institutional investors, Fannie Mae, Freddie Mac, FHA, SBA, USDA, life insurance companies, banks and real estate investment trusts to bring you a wide selection of additional financing vehicles.
  • Mainspring Capital Inc
  • 650 Ponce de Leon Ave ste 300 #2135, Atlanta, GA, 30308
  • Founded by local real estate investors, Mainspring Capital provides hard money loans to investors for various real-estate projects. As a small local lender deploying our capital, we can close in as little as 48 hours to deliver much-needed capital for your real estate deals.
  • Premier Lending Solutions
  • 931 Monroe Dr NE, Suite 102165, Atlanta, GA, 30308
  • Premier Lending Solutions is a private lending company based in Atlanta, Georgia. We provide residential and commercial financing to investors, rehabbers and commercial property owners. Premier Lending Solutions was initially formed to service the needs of investors in the State of Georgia.
  • Powerco Federal Credit Union
  • 241 Ralph McGill Boulevard NE, Atlanta, GA, 30308
  • Powerco is a federally insured financial institution headquartered in Atlanta, Georgia. Chartered in 1935, Powerco, with over $185 million in assets, is one of the largest and fastest growing credit unions in the State of Georgia. More than 21, 000 members and their families are served by dedicated professionals in eight branches in GA & MS.
  • Power Purchase Mortgage
  • 715 Peachtree St NE, Suite 100 & 200, Atlanta, GA, 30308
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
  • Groundfloor
  • 600 Peachtree St. NE, Suite 810, Atlanta, GA, 30308
  • GROUNDFLOOR was born out of the belief that there is a fundamentally better way to capitalize America. Banks and Wall Street can’t be trusted to do it, but your fellow Americans can. We believe that a critical mass of individual investors can make a difference, keep capital flowing, and therefore keep an important part of our economy moving.
  • Smith Broady & Associates
  • 1114 E. 10th Street, Jeffersonville, IN, 47130
  • Smith Broady and Associates was founded in 2008 to serve the mortgage service needs of Southern Indiana by Leslie Smith & Sonya Broady after many years of experience in the mortgage industry. Their combined industry experience and knowledge is brought together & transferred to our team of Loan Officers to ensure your mortgage is handled accurately.
  • Polara Capital
  • 408 Atlanta Street, Suite 134, Roswell, GA, 30075
  • Polara Capital is a relationship-based company that seeks to understand our clients’ business, develop flexible loan products, and provide reliable execution. Polara Capital specializes in commercial real estate finance from $500, 000 to $20, 000, 000 for real estate investors, developers and businesses.
  • BuyNowTeam: Amy Buynoski, Mortgage Lender NMLS #545254
  • 995 Canton St, Suite 200, Roswell, GA, 30075
  • We offer the assistance you need to help in all your mortgage endeavors. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. We offer a variety ways to apply for a loan. You can apply in person, by phone or online.
  • Chattahoochee Residential Mortgage LLC
  • 1905 Woodstock Road, Building 700, Suite 7150, Roswell, GA, 30075
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.
  • Lincoln Capital Advisors, LLC
  • 1158 Canton Street, Roswell, GA, 30075
  • Lincoln Capital Advisors (LCA) was founded in 2004 by James Cheeley. He was joined by his current partner, Blake Turner, the following year. LCA is an independent mortgage advisor company. We can call on a broad variety of lending sources and have the ability to choose from a large range of loan products to find the one that works best