Explore the differences! FHA VS Conventional loan programs in Frisco, Collin County, Texas

As of 2025, the Conventional loan limit in Frisco, located in the county of Collin, TX, is $726,200. Meanwhile, the FHA limit for a single-family residence is $531,300. Understanding these limits is crucial for potential homebuyers or those refinancing.

Harness the power of the Lendersa® Conventional loan calculator to assess today's leading rates for Conventional, FHA, and USDA loans. Gain clarity on the income, credit, reserves, and documentation needed for qualification. Our sophisticated mortgage tools present Conforming Conventional loans alongside USDA, FHA, and VA options, equipping you to select the program that aligns best with your financial circumstances in TX.

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2025 Loan Limits and Downpayment Requirements in Frisco, County of Collin, TX

An essential guide for homebuyers, understanding these limits can aid in planning effectively.

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

This table is applicable to the specified zip codes: 75034, 75035, 75033, 75036. It serves as a handy reference for those exploring mortgage plans.

Exploring Conventional and FHA Loan Options in Frisco, TX

Lendersa® is dedicated to ensuring you find the ideal Conventional, USDA, or FHA loan quickly and without hassle. Begin by selecting from three distinct pathways that lead to matching lenders and tailored loan programs for your needs.

Results from Lendersa USDA loan requests and matchings


  • Sonic Loans
  • 13624 Michigan Ave, Dearborn, MI 48126, Dearborn, MI, 48126
  • Sonic Loans is dedicated to streamlining the whole process for your convenience. e. We can assist you in purchasing or refinancing a house because of our many years of industry knowledge. Keep in mind that we provide a variety of mortgage services, including 15-year mortgages, 30-year mortgages, cash-out refinances, FHA loans, and Jumbo loans, amon
  • MemberFocus Community Credit Union
  • 6246 Chase Road, Dearborn, MI, 48126
  • Founded in 1935, MemberFocus has a long history of serving members of the Dearborn and surrounding communities. Year after year, our products and services expand and improve; our enthusiasm for member service grows; our commitment to financial excellence holds true.and also providing banking services including savings, loans.
  • Vesta Lending
  • 6 Parklane Boulevard, Suite 104, Dearborn, MI, 48126
  • Vest Lending is a BBB accredited mortgage brokerage with over 15 years of experience in the industry. From first time homeowners to seasoned investors: we are committed to helping our clients achieve their mortgage goals. Our philosophy is simple-be transparent throughout the entire mortgage process, provide our clients with best fit their needs.
  • Sonic Loans Inc
  • 6 Park Lane Boulevard, Suite 605, Dearborn, MI, 48126
  • Sonic Loans was founded by Mortgage industry experts to provide a better way for folks to buy or refinance a home. By creating a lean and efficient process, we're able to offer some of the most competitive rates in the country and close loans at super-sonic speeds! Don’t just take our word for it, see how our clients feel about us
  • Clover Mortgage
  • 6271 Schaefer, Suite 101, Dearborn, MI, 48126
  • We know that each customer has specific needs, so we strive to meet those specific needs with a wide array of products, investment tools, mortgages and best of all quality service and individual attention. We've been helping customers afford the home of their dreams for many years and we love what we do.
  • 3 Keys Lending, LLC
  • 12349 South Pagano Lane, Herriman, UT, 84096
  • At 3 Keys Lending, LLC, our mission is to help homeowners and future homeowners get the absolute best mortgage rates and options when buying or refinancing their home. Through a little education, we can help you save thousands of dollars on your loan by teaching you the 3 Keys of Lending.
  • Lane BY Lewis
  • 6759 W Clear Water Dr., Herriman, UT, 84096
  • Loans By Lewis team is here to offer assistance for all of your mortgage needs. Whether you are consolidating your debt, refinancing your home, or buying your first house, we have the expertise to make it a fast, easy, and enjoyable process. Contact us today and see how we can help you turn the home of your dreams into a reality
  • Zions Bank
  • 1 S Main St, Salt Lake City, UT, 84133
  • Zions Bank isn't just a Bank. We're part of your community, your next door neighbor, with more than 140 years of history behind every transaction and community investment. We offer access to ATMs throughout Utah, Idaho, and eight other states. We provide financial resources, wealth management solutions, mortgage services, and more
  • First Federal of Northern Michigan
  • 8811 Greenfield Rd, Detroit, MI, 48228
  • first-federal.com is a referral service that connects people with lenders. Therefore, the lenders aprove your requests for a payday loan and transfer funds. Our website is an option to submit yor application online to many lenders at once. They offer small amounts, clear interest rates, and instant processing.
  • Cowboy State Bank
  • 515 Dayton Street, Ranchester, WY, 82839
  • Cowboy State Bank Ranchester State Bank was founded in 1912 by Clyde C. Trader from Mountain Park, Colorado, who believed that Ranchester, Wyoming would be a good place to start a small country bank. The doors opened on May 22, 1912, in a small room in front of the Nevees building in Ranchester. From there, the bank continued to prosper and grow ov
  • Ridge View Mortgage
  • 231 E. Tillman Ave, Lake Wales, FL, 33853
  • At Ridge View Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • McWhorter Mortgage
  • 231 E Tillman Ave, Lake Wales, FL, 33853
  • We constantly work on delivering the best loan services to our clients. Our team will walk you through every step of the loan application and approval process – from answering questions, to closing your loan quickly. We have satisfied clients all over Central Florida and one of the fastest closing rates offered by any mortgage company.