Explore the differences! FHA VS Conventional loan programs in The-Colony, Denton County, Texas

In the year 2025, the loan limit for Conventional loans in The-Colony, within Denton county, TX, is $647,200, while for a single-family home, the FHA limit is fixed at $450,800.

Use the Lendersa® Conventional loan calculator to contrast today's best rates for Conventional, FHA, and USDA loans, and identify the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows you side-by-side comparisons among Conforming Conventional, USDA, FHA, and VA loans, guiding you in choosing the most suitable program in TX for your financial situation.

Browse loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in The-Colony, Denton, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $329,300 0%
FHA $450,800 3.5%

This comparison table applies to postal codes: 75034, 75056

Available Conventional and FHA Loan Options in The-Colony, TX

The aim of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loan for you swiftly, without hassle. Choose one of three starting paths that lead to a match with lenders and applicable loan programs.

Lendersa USDA loan request and matching outcomes


  • Cornerstone Mortgage
  • 1830 W. Mason Street, Suite 1, Green Bay, WI, 54303
  • We offer professional advice, service and competitive mortgage rates for residential home financing and offer many loan programs to fit your needs including: Conventional, Reverse Mortgage, FHA, VA, Investment properties, second homes and USDA Rural loans to name a few. Specialties: Clients that are looking for professional advice.
  • Mortgage Management, LLC
  • 2529 Universtiy Blvd. W., Jacksonville, FL, 32217
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Generation Mortgage
  • 8801 70th Way, Pinellas Park, FL, 33782
  • Generation Mortgage Associates LLC's headquarters is located in Pinellas Park, Florida. Generation Mortgage Associates LLC generates $363.5K in revenue per employee Generation Mortgage Associates LLC's main competitors are First Integrity, Yourmortgageshop and Fast Direct Lending
  • Citrus Lending of Tampa Bay
  • 6035 43rd Terrace N, Saint Petersburg, FL, 33709
  • Citrus Lending of Tampa Bay is a full service mortgage brokerage serving all of Florida and has been helping Floridians get financing for their new home since 2005. Whether you are a first time home buyer or looking for investment property, Citrus Lending of Tampa Bay will work with you to get you the financing you need
  • Florida Reverse HECM
  • 6251 44th Street N, Suite 3, Pinellas Park, FL, 33781
  • A Smart Senior understands that a Reverse Mortgage is a home loan that enables homeowners 62 and older to access the equity in their home with no monthly payment. You may choose from several payment options, including a lump sum, equal payments over time, a line of credit or a combination of the fore mentioned.
  • Jacksonville Postal & Professional Credit Union
  • 1820 Rogero Rd, Jacksonville, FL, 32211
  • Jacksonville Postal & Professional Credit union was formed in 1929 by a small group of 12 postal employees. Our credit union has a long and distinguished history, steeped in the philosophy that credit unions are founded on.The credit union was originally chartered, on October 15, 1929 & was the first state chartered credit union in the state of FL.
  • CS Credit Union
  • 6519 CommScope Road, Catawba, NC, 28609
  • CS Credit Union was initially chartered in 1986 as MA/-COM Employees Credit Union, a spin-off from two previous credit unions, Siecor Credit Union & Superior Cable Credit Union. MA/-COM was established as the credit union for employees of family members of the forerunner of the present-day Select Employee Group, CommScope, Inc. of North Carolina.
  • Parco Finance LLC
  • 12443 San Jose Blvd Suite 503, Jacksonville, FL, 32223
  • At Parco Finance LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • North Star Mortgage Network Inc.
  • 12058 San Jose Blvd, Jacksonville, FL, 32223
  • NSMN is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.We make the process of securing a mortgage simple and straightforward by offering you the latest in financial tools.