Explore the differences! FHA VS Conventional loan programs in The-Colony, Denton County, Texas

In the year 2026, the loan limit for Conventional loans in The-Colony, within Denton county, TX, is $647,200, while for a single-family home, the FHA limit is fixed at $450,800.

Use the Lendersa® Conventional loan calculator to contrast today's best rates for Conventional, FHA, and USDA loans, and identify the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows you side-by-side comparisons among Conforming Conventional, USDA, FHA, and VA loans, guiding you in choosing the most suitable program in TX for your financial situation.

Browse loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in The-Colony, Denton, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $329,300 0%
FHA $450,800 3.5%

This comparison table applies to postal codes: 75034, 75056

Available Conventional and FHA Loan Options in The-Colony, TX

The aim of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loan for you swiftly, without hassle. Choose one of three starting paths that lead to a match with lenders and applicable loan programs.

Lendersa USDA loan request and matching outcomes


  • Horizons North Credit Union
  • 13559 Huron Street, Denver, CO, 80234
  • We are a full service financial institution serving the needs of the Metro North area, as well as specifically the staff, students, and parents of the Adams 12 Five Star Schools District. HNCU offers auto loans, home equity loans, financial planning, mortgage products, savings products, as well as online banking and bill pay options.

  • Mountain View Bank of Commerce
  • 12001 Pecos Street, Westminster, CO, 80234
  • We help our clients with whatever challenges they may be facing by using our entrepreneurial spirit, broad based experience, consultative approach and local decision making. You can count on us for candid and sound professional advice whether it’s proactively identifying an opportunity or mitigating a risk.

  • Pathway Home Lending Inc
  • 1499 West 120th Avenue, Suite 110, Westminster, CO, 80234
  • Pathway Home Lending is a Mortgage Brokerage that helps families achieve the dream of homeownership! Finding a great mortgage can be stressful and time-consuming. At Pathway Home Lending, finding the right mortgage for you is what we do. We know which lenders have the best rates to fit your needs

  • 5280 Loans Inc
  • 1120 West 122nd Avenue, Suite 106, Westminster, CO, 80234
  • The mortgage world is constantly evolving and we will help you navigate these uncharted waters. We have a commitment to tailor the best mortgage to meet your objectives and pride ourselves on honesty, transparency, and flawless execution. We are the Mile High City’s Low Cost Lender. Let us start helping you today.

  • Peak Mortgage Solutions
  • 11609 Shoshone Way, Westminster, CO, 80234
  • At Peak Mortgage Solutions, where we specialize in residential mortgages. At Peak Mortgage Solutions, we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.

  • Labor Management Federal Credit Union
  • 8225 US Highway 60 W, Lewisport, KY, 42351
  • Labor Management FCU was chartered on December 18, 1974. The membership was chartered for Employees of Harvey Aluminum. Harvey Aluminum later became Martin Marietta, Commonwealth Aluminum & is known today as Aleris Aluminum. Today Aleris Aluminum employees 1000+ employs and is a global leader in the manufacture and sale of aluminum rolled products.

  • ADV Mortgage
  • 12 Rosalie Rd, Bailey, CO, 80421
  • ADV Mortgage was founded by Richie Frangiosa, a 20 year veteran of the mortgage industry.With an underwriting and processing background, we focus on the best possible service to our clients. We are not salespeople, and will never try to be. Our goal is to make the mortgage process as easy and transparent as possible.

  • The First National Bank in Tremont
  • 134 S. Sampson St, Tremont, IL, 61568
  • We’re a “community” bank, and we take that role to heart. Our success depends on the strength of the people and organizations in the communities we serve. To that end, we believe volunteering is vitally important. Experience the real difference in banking with "A Real Community Bank." Our people know your name, and make a real effort.

  • DeWitt Savings Bank
  • 302 W Main Street, Clinton, IL, 61727
  • Dewitt Savings Bank is a community bank, which provides residential mortgage loans & auto loans. We pride ourselves on customer service. Our loan officers can help you through the loan process. We have two branches located in Clinton Illinois & Moweaqua Illinois. We seek to provide high quality customer service for our depositors & loan customers.