FHA VS Conventional loan programs in The-Colony, Denton County, Texas

In the year 2025, the loan limit for Conventional loans in The-Colony, within Denton county, TX, is $647,200, while for a single-family home, the FHA limit is fixed at $450,800.

Use the Lendersa® Conventional loan calculator to contrast today's best rates for Conventional, FHA, and USDA loans, and identify the income, credit, reserves, and documents needed to qualify. Our advanced mortgage calculator shows you side-by-side comparisons among Conforming Conventional, USDA, FHA, and VA loans, guiding you in choosing the most suitable program in TX for your financial situation.

Browse loan offers from 100 lenders

2025 Loan Limits and Down Payment Requirements in The-Colony, Denton, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $329,300 0%
FHA $450,800 3.5%

This comparison table applies to postal codes: 75034, 75056

Available Conventional and FHA Loan Options in The-Colony, TX

The aim of Lendersa® is to secure the most suitable Conventional, USDA, or FHA loan for you swiftly, without hassle. Choose one of three starting paths that lead to a match with lenders and applicable loan programs.

Lendersa USDA loan request and matching outcomes


  • Mortgage Solutions of Georgia
  • 4880 Park Street, Acworth, GA, 30101
  • Mortgage Solutions of Georgia is a comprehensive mortgage brokerage licensed in the state of Georgia. Our team has been designed to offer you the best financing terms and options available and to guide you through this complex mortgage market.That is why we will rely heavily on you to refer your friends, family.
  • Premier Mortgage Exchange, Inc
  • 3950 Cobb Parkway, Suite 304, Acworth, GA, 30101
  • "The Premier Mortgage Exchange Team is committed to providing clients with the highest quality home loans in Georgia. If you are a first time home buyer, purchasing your dream home, or refinancing an outstanding loan we are here to serve you Premier Mortgage Exchange also offers Reverse Mortgages."
  • Meridian Trust Federal Credit Union
  • 2223 Warren Ave., Cheyenne, WY, 82003
  • "Our mission is to help our members achieve their financial goals and dreams through: Personal Connections, Simple Solutions, & Lifetime Relationships. Our vision is to provide our members and community with the best personal service, the highest quality financial products, and the best overall value for a lifetime."
  • Maquoketa State Bank
  • 203 N Main St, Maquoketa, IA, 52060
  • As a locally owned bank, Maquoketa State Bank is in touch with the community we serve and is responsive to the financial needs of our cuWe work hard to provide innovative solutions that give our customers, our neighbors, employers and friends, a safe and secure financial future...
  • Citizens First Bank
  • 1442 Lincoln Way, Clinton, IA, 52732
  • Chartered in 2000, Citizens First Bank plays an important role in community banking. Its products provide customers with effective, locally owned banking choices, e-solutions, and services expertise. Citizens First’s main office is located at 1442 Lincoln Way in Clinton, with branches also at 403 South Washington Boulevard in Camanche
  • Clinton National Bank
  • 235 6th Avenue South, Clinton, IA, 52732
  • Clinton National Bank has been helping people, businesses and our community since 1865. We are proud to offer the latest in banking products, along with providing great customer service.This is our Vision Statement :To be the bank of choice, dedicated to improving the financial well-being and quality of life for the people and communities we serve.
  • Direct Lenders, LLC. .
  • 1600 Kennesaw Due West Rd NW, Suite 610, Kennesaw, GA, 30152
  • Direct Lenders, LLC is a locally owned, but nationally known mortgage lending company located in Kennesaw, Georgia. The company was started in 2011 when CEO, Randy Bristol and President, Kevin Bonds turned their lives work into their dream of owning a successful and honest company.
  • OMC Employees Credit Union
  • 1186 Old Lower River Road NW, Charleston, TN, 37310
  • O.M.C. Employees Credit Union has been open since 1992. New member eligibility requires that the person be a permanent employee of Olin Corporation, Solenis, or the OMC Employees Credit Union. A member’s spouse, spouse’s parents, children*, children’s spouse, siblings, parents*, and grandchildren* are all eligible for membership.
  • BankWest
  • 703 Main St, Armour, SD, 57313
  • For starters, our roots began right here South Dakota. For 130 years, we have earned long-term customer relationships by helping our customers and communities succeed. We pride ourselves in adapting to meet our customers’ changing banking needs — while retaining our hometown values and roots.