FHA VS Conventional loan in Heath, Rockwall County, Texas

In the year 2025, the maximum limit for Conventional loans in Heath, within Rockwall county, TX, is established at $726,200. For a single-family home, the FHA limit stands at $531,300.

Leverage the Lendersa® Conventional loan calculator to evaluate today's best rates among Conventional, FHA, and USDA options. Determine the income, credit, reserves, and required documents essential for qualification. With our advanced mortgage calculator, you can view the Conforming Conventional loans alongside USDA, FHA, and VA options, facilitating an informed decision on the optimal program in TX for your financial situation.

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2025 Loan Limits and Downpayment Requirements in Heath, Rockwall County, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

This comparison table applies to the zip codes: 75032

Explore Conventional and FHA Loan Options in Heath, TX

At Lendersa®, our goal is to swiftly provide you with the most suitable Conventional, USDA, or FHA loan options without hassle. Choose one of three starting points to connect with matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Sequoia Residential Lending llc
  • 5700 Granite Parkway, Suite 200, Plano, TX, 75024
  • We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending...from purchase to refinance to construction lending. We have access to a full range of mortgage sources and all of our lending specialists are dedicated to finding the right loan-with the best rates, terms.
  • Texas Mortgage Company
  • 6860 North Dallas Parkway, Suite 200, Plano, TX, 75024
  • We pride ourselves on providing superior customer service and creating satisfied customers. We work hard to satisfy the mortgage needs and exceed the expectations of our customers. Our customers save money and close their loans quickly because we employ the most advanced mortgage technology available.
  • AWay Home Loans LLC
  • 6010 W Spring Creek Parkway, Suite 208, Collin, TX, 75024
  • AWay Home Loans is a Texas-based company that has prospered thanks to a reputation for honesty, integrity, and bringing a sense of fun to the mortgage process. Over 17 years of experience have built relationships and values that inform every decision we make on your behalf, inspiring us to go the extra mile in service of every client.
  • BLUE STAR RESIDENTIAL LENDING, INC.
  • 6833 Coit Road, Suite 103, Plano, TX, 75024
  • At Blue Star Residential Lending, helping you get your dream home is our dream job. We believe buying a home should be a rewarding experience — and we want to make sure it feels that way. That’s why we offer outstanding service, surprisingly affordable rates, and far more options than you’ll find at a bank or credit union.
  • Wedoloans
  • 5700 Granite Parkway, Suite 200, Plano, TX, 75024
  • WeDoLoans we know that you want to get the right mortgage loan to buy or refinance your dream home so you can save time, money, and have peace of mind. In order to do that, you have to spend excessive amounts of time and effort searching for a lender who can find the right mortgage loan that fits your financial needs.
  • Highland HomeLoans, LLC
  • 5700 Granite Parkway, Suite 800, Plano, TX, 75024
  • At Highland HomeLoans, we know how complex and tedious the home buying process can be. We’re here to help make that process as clear and simple as possible so you can land the home you love without all of the hassle. Highland HomeLoans, an affiliated business of Highland Homes and PrimeLending Ventures Management, was established in 2011.
  • Affirm Home Loans
  • 5052 Tennyson Pkwy, Suite 200, Plano, TX, 75024
  • Affirm Home Loans,our mission is to set a high standard in the mortgage industry.We are committed to quality customer service-putting the people we serve first.Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options that are available
  • Members Direct Home Loans
  • 5830 Granite Pkwy, Suite 213, Plano, TX, 75024
  • At Members Direct Home Loans, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Synergy One Lending
  • 7700 Windrose Ave, Suite G300, Plano, TX, 75024
  • S1L, INC. is committed to simplifying the home buying experience. As a national mortgage lender, we offer the best combination of the digital mortgage technology our client’s want along with the expertise of our team they need. Synergy One is authorized to Lend in 23 States & provides among the broadest set of mortgage options of any company today.
  • InTrust Mortgage, LLC
  • 7500 San Jacinto Place, Plano, TX, 75024
  • InTrust Mortgage As a professional company with nearly two decades in the mortgage business,our advisers have held positions on both sides of the table - as a retail Loan Originators, wholesale Account Executive & as the managers for national mortgage banks. At InTrust Mortgage we have the financial acumen to give you accurate information and advic