For the year 2026, the Conventional loan cap in Rowlett, within Dallas county, TX, is set at $726,200, whereas the single-family FHA cap stands at $531,300.
The Lendersa® Conventional loan calculator allows you to compare current rates among Conventional, FHA, and USDA loans. Understand the necessary income, credit, reserves, and documentation for qualification. This advanced tool provides a clear view of Conforming Conventional loans alongside USDA, FHA, and VA options to determine the best program for your financial needs in TX.
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| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $531,300 | 3.5% |
This comparison applies to the following zip codes: 75089, 75088, 75030
The mission of Lendersa® is to provide the best Conventional, USDA, or FHA loans efficiently and without inconvenience. Choose from three pathways to find matching lenders and loan programs.
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