For the year 2025, the limit for conventional loans in Royse-City, within the county of Rockwall, TX, is set at $647,200. Meanwhile, the FHA cap for a single-family residence is established at $450,800.
Utilize the Lendersa® Conventional loan calculator to evaluate current top rates between Conventional, FHA, and USDA loans. It clarifies the required income, credit standings, reserves, and documents for qualification. Our sophisticated mortgage calculator facilitates comparison of Conforming Conventional, USDA, FHA, and VA loans side by side, aiding your decision on the ideal program for your financial circumstance in TX.
Explore loan offers from 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $647,200 | 3% |
| USDA | $329,300 | 0% |
| FHA | $450,800 | 3.5% |
This comparison table is relevant for the following zip codes: 75189
Lendersa® is dedicated to swiftly securing the best possible Conventional, USDA, or FHA loan for you, without unnecessary complications. You can begin with any one of three primary pathways that connect you with compatible lenders and loan plans.
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