FHA VS Conventional loan in McLendon-Chisholm, Rockwall County, Texas

In 2025, the conventional loan limit in McLendon-Chisholm, located in the county of Rockwall, TX, is $726,200. Conversely, the FHA limit for a single-family home is $531,300.

Utilize the Lendersa® Conventional loan calculator to contrast today's top Conventional, FHA, and USDA rates. Assess what income, credit, reserves, and documentation are needed for approval. An advanced calculator also allows comparing Conforming Conventional loans, USDA, FHA, and VA options side by side, assisting in determining which program in TX is optimal for your financial needs.

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2025 Loan Limits and Down Payment Requirements in McLendon-Chisholm, Rockwall, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $360,600 0%
FHA $531,300 3.5%

This comparison table is applicable to zip codes: 75032

Options for Conventional and FHA Loans in McLendon-Chisholm, TX

Lendersa® aims to provide you with the best potential Conventional, USDA, or FHA loan options quickly and with minimal hassle. Begin with one of three starting choices to connect with appropriate lenders and their available programs.

Results of Lendersa USDA loan request and matching


  • Veterans Loan Service Center DBA Global Funding LLC
  • 3240 B Juan Tabo Northeast, Suite B-3, Albuquerque, NM, 87111
  • Global Funding are New Mexicans. Our professionals have gotten to know people from all over the state and have helped them get financing in every county, from San Juan to Lea and from Hidalgo to Union and also we specialize in VA Loans, USDA, FHA, and Conventional, we have lenders that can do unique loans
  • Enright McFall Mortgage Group LLC
  • 9500 Montgomery Blvd. NE, Suite 112, Albuquerque, NM, 87111
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Elite Financial Mortgage
  • 5850 Eubank Blvd NE, Albuquerque, NM, 87111
  • Elite Financial Mortgage believes that every New Mexico consumer deserves to be considered as individuals, not as file numbers. Elite Financial Mortgage and its loan officers and processors are committed to being accessible, attentive and caring. Elite Financial Mortgage is dedicated to enabling New Mexico mortgage borrowers
  • Flora Savings Bank
  • 128 West Second Street, Flora, IL, 62839
  • Our Banking Team understands the value that local ownership brings to the community. We support community organizations, partner with projects, and remain sensitive to community needs. At Flora Savings Bank, you will receive the "personal touch" that is missing in many financial institutions.
  • Flora Bank and Trust
  • 1478 N. Worthey St, Flora, IL, 62839
  • In 1977, a group of area business people noticed that Flora, Illinois had limited choices when it came to financial institutions. These business leaders from Flora and the surrounding communities came together and, on January 19, 1978, Flora Bank & Trust opened for business in a temporary banking facility located at 1010 West North Avenue in Flora.
  • The Credit Union for Robertson County
  • 3564 Tom Austin Highway, Springfield, TN, 37172
  • The Credit Union for Robertson County was chartered in 1968 by employees of the Jesse Holman Jones Hospital. At that time, it was known as Jesse Holman Jones Hospital Employees Credit Union. In 1983, the membership expanded to include health-related employees and County and City employees.
  • Valor Mortgage, LLC
  • 719 S Main St, Springfield, TN, 37172
  • The name and mission of our company came from an adventure that began in the fall of 2018. One of our friends ‘drafted’ four of us to help with the relief effort immediately following Hurricane Michael, a rare Category 5 storm, which had slammed into the coast of Panama City, Florida.
  • Mortgage One of the South Inc
  • 15 North Eglin Parkway, Fort Walton Beach, FL, 32548
  • At Mortgage One, we are driven to exceed our client's expectations. Our #1 goal is to facilitate the "American Dream" of homeownership. Our local and friendly team prides itself on providing a professional, seamless transaction with the utmost integrity and knowledge. Mortgage One is not just our name, it is the way we do business