FHA VS Conventional loan programs in Highland-Park, Dallas County, Texas

In 2026, the Conventional loan limit in Highland-Park, situated in the county of Dallas, TX, is set at $647,200, whereas the FHA limit for a single-family home is $450,800.

Use the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans, determining the necessary income, credit, reserves, and documents required for qualification. With our advanced mortgage calculator, view Conforming Conventional loans alongside USDA, FHA, and VA options to choose the ideal program in TX that fits your specific financial circumstances.

Explore loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in Highland-Park, Dallas County, TX

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $329,300 0%
FHA $450,800 3.5%

This table applies to the zip codes: 75205

Conventional and FHA Loan Opportunities in Highland-Park, TX

Lendersa® strives to provide you with the best possible Conventional, USDA, or FHA loan options quickly and hassle-free. Choose from three starting pathways that deliver matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Mechanics Bank
  • 915 Highland Park Drive, Suite 450, Roseville, CA, 95678
  • Backed by exceptional capital strength and substantial assets, we are a resilient and resourceful California Bank whose core Banking and lending principles reflect that of a community Bank. For over a century, it has been our foremost commitment to exceed our clients’ expectations every day.

  • Homes For Veterans
  • 12 South Grant Street, Roseville, CA, 95678
  • The Homes for Veterans is a group of committed local professionals specializing in VA LOANS & VA REAL ESTATE services in the greater Sacramento area for over 35 years. Purchasing a home using the a VA loan requires experience & knowledge of the complexities of VA financing. Helping our Veterans discover the dream of homeownership in NC since 1981.

  • Platinum Mortgage Company
  • 915 Highland Pointe Drive, Suite 250, Roseville, CA, 95678
  • Since 1989, we have been in business to help the communities we serve obtain the American Dream. Buying a home is one of our largest investments that we make in our lifetime. With our intense focus and commitment we have helped many clients make a sound financial decision regarding their mortgage and investment needs.

  • Community Home Mortgage
  • 12 South Grant Street, Roseville, CA, 95678
  • We will treat you with the respect due an esteemed customer and give you the personal service you deserve. We understand the big commitment you are making in buying a home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you: we will help you qualify, apply and be approved for the ideal mortgage for you.

  • Granite Equity Group Inc
  • 311 Judah Street, Suite 100, Roseville, CA, 95678
  • The mission of Granite Equity Group is to provide our clients with the most satisfying home buying, selling and financing experience to be found in the greater Sacramento region. We’re known for our dedication, knowledge and experience, and for our commitment to delivering the best service possible.

  • Point Equity Residential Lending
  • 925 Highland Pointe Dr, Suite 330, Roseville, CA, 95678
  • "We help families enjoy the magic of owning a home...because getting a loan shouldn't make you feel crummy.

    Our experienced loan officers and production specialists are experts in residential loan processing and know how it feels to be on the borrowing end of a home purchase or refinance. Your future financial stability"

  • Dennis Knight
  • 915 Highland Pointe Dr, Suite 250, Roseville, CA, 95678
  • "Dennis Knight has 30 years of experience in the mortgage industry. Helping clients purchase and refinance their homes.
    Dennis has developed specialized strategies ranging from first-time home buyer needs to helping investors. His other areas of expertise include VA Lending, FHA Lending, Conventional and more."

  • Brizzi Financial - Mortgage Professionals
  • 1328 Blue Oaks Blvd, Suite 100, Roseville, CA, 95678
  • We are a locally owned Mortgage Brokerage, providing home loans in the state of California. We have access to top loan products designed to meet your specific needs and goals. Give us a call, we would love to work with you! Brokerage, providing home loans in the state of California. We have access to top loan products designed

  • Metro Financial and Realty
  • 9521 Folsom Boulevard, Suite O, Sacramento, CA, 95827
  • We specialize in home loans. We have every loan product available to suit our client’s needs. We are competitively priced to ensure a great mortgage but service and knowledge to complement your experience.Metro Financial Services is not just here for your one transaction but we strive to earn your continuing relationship.