FHA VS Conventional loan programs in Addison, Dallas County, Texas

In 2025, the limit for a Conventional loan is $726,200 in Addison, located in Dallas county of TX. Meanwhile, for a single-family home, the FHA limit stands at $531,300.

Utilize the Lendersa® Conventional loan calculator to analyze today's optimal rates between Conventional, FHA, and USDA loans, determining necessary income, credit, reserves, and paperwork. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the best program in TX for your financial circumstances.

Review loan offers from a broad range of 100 lenders

2025 Loan Limits & Downpayment Requirements in Addison, Dallas County, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $531,300 3.5%

This table pertains to the following zip codes: 75254, 75001, 75391

Available Conventional and FHA Loan Options in Addison, TX

The Lendersa® team strives to efficiently connect you with the best possible Conventional, USDA, or FHA loan options with minimal effort. Opt for one of three pathways to align yourself with matching lenders and loan programs.

Lendersa USDAs loan request and matching outcomes


  • PierPoint Mortgage
  • 13727 SW 152nd St #782, Miami, FL, 33177
  • PierPoint Mortgage originates the full spectrum of residential mortgages including conventional, FHA, VA, Rural Development, new construction, jumbo financing and is a Reverse Mortgage Specialist. If you need assistance with any mortgage produce please call 231-737-9911 or visit www.pierpointmortgage.com
  • Syntax Mortgage
  • 7452 SW 48th Street, Miami, FL, 33155
  • We at Syntax Mortgage, are completely independent mortgage brokers and our directory of lenders gives you all the options needed to purchase and/or refinace you home. Our goal is to provide access to various types of home loans with competitive interest rates. We get you into the right loan at a great price, fast.
  • SFRMC - Mortgage
  • 6485 Coral Way, Miami, FL, 33155
  • "At Southeast Florida Residential Mortgage Corp, we understand that our clients have unique needs. For this reason, we provide on-on-one service to determine the most suitable mortgage solution for our clients’. We offer a variety of loan products to clients throughout Florida Conventional Loan Federal Housing Administration (FHA) Loan"
  • BMS Corporation
  • 5820 Bird Road, Miami, FL, 33155
  • BMS is a Privately Owned, Family Run Mortgage Banking Firm that was founded in 1987. BMS, as a Mortgage Banker, has an assortment of mortgage programs that will benefit your needs. We are an approved Government Lender allowed by HUD (US Department of Housing and Urban Development.)
  • Erie Federal Credit Union
  • 3503 Peach Street, Erie, PA, 16508
  • Erie Federal Credit Union is not a bank, savings and loan, or brokerage house. We are a full-service, federally insured Credit Union serving members who live, work, worship or attend school in Erie or Crawford County, Pennsylvania. Since 1936, we have honored our mission to responsibly deliver a wide range of financial services to meet the needs
  • Pacific Mortgage Services Corp
  • 11547 South West 109 Road, Suite 26-Z, Miami, FL, 33176
  • Pacific Mortgage Services Corp. is a licensed mortgage brokerage business in the state of Florida. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract)
  • 1st Florida Mortgage Lending
  • 10689 North Kendall Drive, Suite 319, Miami, FL, 33176
  • 1st Florida Mortgage Lending came about through the culmination of nearly twenty years of serving Floridians with honesty, integrity and competence. A “Boutique Style” business focusing mainly on our clientele’s experience as we work diligently to provide the best rates and products.
  • United Lending
  • 14411 South Dixie Hwy, Suite 209, Palmetto Bay, FL, 33176
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Xcellence Mortgage, INC
  • 10508 N Kendall Dr, Miami, FL, 33176
  • Xcellence Mortgage is currently working with Several of the Top Lenders & Investors in the Nation allowing us to provide a wide variety of loan options. Mortgage Broker Business serving the state of FL. We Love what we do so we do it with Passion & Strive for the highest level of Xcellence.
  • M.C. Financial Group, Inc.
  • 11160 N. Kendall Drive, Suite 106, Miami, FL, 33176
  • At M.C. Financial Group, Inc., we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Columbus Capital Lending - Tamiami
  • 9955 N Kendall Drive, 2nd Floor, Miami, FL, 33176
  • Columbus Capital Lending is the premier mortgage lender in the Hispanic market. Its headquarters are located in Miami Florida, with licenses in Florida, Texas, California, Illinois, North Carolina, Georgia, Michigan, and Colorado. The mission at Columbus is to strengthen America’s social fabric through sustainable homeownership.