FHA VS Conventional loan in Addison, Dallas County, Texas
In 2026, the limit for a Conventional loan is $726,200 in Addison, located in Dallas county of TX. Meanwhile, for a single-family home, the FHA limit stands at $531,300.
Utilize the Lendersa® Conventional loan calculator to analyze today's optimal rates between Conventional, FHA, and USDA loans, determining necessary income, credit, reserves, and paperwork. Our advanced mortgage calculator provides a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the best program in TX for your financial circumstances.
2026 Loan Limits & Downpayment Requirements in Addison, Dallas County, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$531,300
3.5%
This table pertains to the following zip codes: 75254
Available Conventional and FHA Loan Options in Addison, TX
The Lendersa® team strives to efficiently connect you with the best possible Conventional, USDA, or FHA loan options with minimal effort. Opt for one of three pathways to align yourself with matching lenders and loan programs.
Dallas Capital Bank was founded to provide Dallas entrepreneurs, business owners, family offices, and professionals the highest level of banking service. We provide market-leading products and financial solutions, supported by secure, integrated technology, and world-class personal service from experienced, knowledgeable bankers.
"Texas Pride Lending provides RMLO services to Texas Investors to ensure the proper origination of seller financed mortgages.
If you are an investor looking to contract us to originate your loan, please send us the Sales Contract with details of the transaction via email and we will begin the process."
Johnson Capital Multifamily Inc. is the culmination (or reincarnation) of Johnson Capital and Funding Incorporated, two companies with a long successful history in multifamily finance and both of which were longstanding HUD multifamily lenders. Johnson Capital Multifamily Inc. brings a new approach to multifamily finance.
JC Mier here to serve and to create raving fans of my practice. My clients gain the benefit of working with one of the nation’s most knowledgeable originators, with over 2.5 billion in loan volume and 10, 000 units under my belt. Having worked in the mortgage industry since 2002, my focus has always been on helping you reach your goal.
14241 Dallas Parkway, Suite 650, Dallas, TX, 75254
Lends in Texas
Fox Realty is proudly celebrating 20yrs in Texas. Since 1998, Fred Owen and Jeff Gonzalez combine decades of mortgage and real estate expertise to provide a seamless, stress free, first time home buying experience. Extensive mortgage experience and a select group of proprietary lenders.
On Time Lending, LLC, we are committed to making your loan experience as stress-free and simple as possible. We start by offering a robust portfolio of competitive mortgage loans, world-class customer service, and an all-star team of highly experienced and knowledgeable mortgage brokers who will exceed your every expectation.
14114 Dallas Parkway, Suite 560, Dallas, TX, 75254
Lends in Texas
Simplifi seeks to empower mortgage customers to make a difference in the world. For every loan we provide to customers, Simplifi will fund a year of education for a girl in a developing country. We will cover the cost of sending a student to school for a year, including tuition, uniforms and supplies. We believe that education has the power
"The Tuttle Group is a branch of Mid America Mortgage, Inc in Dallas, Texas. With over 19 years of experience in the financial, Branch Manager Andy Tuttle offers ‘No Non-sense Financial & Real Estate Solutions’ so his listeners, family and friends can live healthy financial lives and enjoy themselves along the way."
5220 Spring Valley Road, Suite 602, Dallas, TX, 75254
Lends in Texas
Reliance Mortgage Company has been in business since 1989 and has funded over $8 billion dollars in residential mortgage loans. We are committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements.
