FHA VS Conventional loan programs in University-Park, Dallas County, Texas

In 2026, the limit for Conventional loans in University-Park, within Dallas county, TX, is $647,200; however, the FHA limit for a single-family home stands at $450,800.

Use the Lendersa® Conventional loan calculator to evaluate today's top rates for Conventional, FHA, and USDA loans, determining the income, credit reserves, and documentation needs required for qualification. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, enabling you to decide which program in TX best suits your financial situation.

Browse and compare loan offers from 100 lenders

2026 Loan Limits and Downpayment Requirements in University-Park, Dallas, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $329,300 0%
FHA $450,800 3.5%

This table is relevant to the following zip codes: 75225, 75205, 75275

Available Loan Options: Conventional and FHA in University-Park, TX

Lendersa® aims to help you secure the best possible Conventional, USDA, or FHA loans quickly and without hassle. Pick from three starter options, each offering paths to matching lenders and loan programs.

Results of Lendersa USDA loan requests and matches


  • Chattanooga Neighborhood Enterprise
  • 1500 Chestnut Street, Suite 102, Chattanooga, TN, 37408
  • Chattanooga Neighborhood Enterprise, Inc. was founded in 1986 to help improve the quality of life in Chattanooga by building strong, sustainable neighborhoods through the promotion and preservation of homeownership. CNE has helped over 4.000 Chattanooga residents purchase their first home.

  • Mortgage Assurance, LLC
  • 1391 Holmes Street, Suite 119, Chattanooga, TN, 37408
  • Morgage Assurance is ready to help you purchase your dream home today. We are a family owned business located in Chattanooga, Tennesee Mortgage Assurance has nurtured relationships with numerous lending companies across the U.S., which allows us to custom fit a lender for the loan program.

  • Five Star Credit Union
  • 411 N. Foster, Dothan, AL, 36303
  • Five Star Credit Union wants you to succeed. We partner with you to help you fulfill your financial goals. Checking is always free along with our debit card, mobile app, bill pay, free fraud text alerts, and the free Five Star Digital Wallet. Credit Union wants you to succeed. We partner with you to help you fulfill your financial goals.

  • PMG HOME LENDING, LLC
  • 406 Alabama Avenue, Bremen, GA, 30110
  • PMG Home Lending, LLC is committed to helping you find the right mortgage product for your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a mortgage simple and straightforward by offering you

  • Investors Choice Capital Group
  • 357 McCaslin Blvd, Suite 200A, Louisville, CO, 80027
  • Established in 2008, Investors Choice Funding, Inc (ICF) is a Direct Private Lending company, providing fast, reliable financing solutions to real estate investors for non-owner occupied, Single Family, Townhome, Condo, and Multi-Family investment properties.

    ICF’s management team has been involved in the real estate investment

  • Mindful Mortgage Group
  • 1271 Banner Circle, Erie, CO, 80516
  • Kim Clancy has been working in the mortgage industry for over 17 years. She has seen the good, the bad, the ups, and downs, and has helped hundreds of families realize their dream of home-ownership. Kim is dedicated to educating her borrowers on the best scenario for their situation and keeps their best interest in the top of her mind.

  • Trailhead Mortgage
  • 50 Jordan Lane, Erie, CO, 80516
  • With Trailhead Mortgage working for you, you’ll have access to wholesale mortgage rates from our partner network that you won’t find online. Our focus on eliminating the hassles of getting a mortgage results in a simplified digital process that keeps the loan moving forward. we bring a consultative, and creative approach to our relationships.

  • The Bank of La Fayette, Georgia
  • 101 West Patton Street, La Fayette, GA, 30728
  • The Bank of LaFayette received its original charter from the state of Georgia in 1889. Founded by a group of local investors from the LaFayette and south Walker County area, the bank did not actually begin business for another ten years. On July 18, 1899, The Bank of LaFayette opened for business in a location on the west side of the town square.