FHA VS Conventional loan programs in Richardson, Dallas County, Texas

In 2025, Convetional loan limit in Richardson, county of Dallas, TX is $726,200 while FHA limit is $531,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Richardson, county of Dallas, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $531,300 3.5%

The comparison table applies to zip codes: 75081, 75080, 75082, 75045, 75083, 75085

Conventional and FHA loan options in Richardson, TX

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • CoreVest
  • 11601 Wilshire Blvd., Suite 370, Los Angeles, CA, 90025
  • CoreVest is a private lender that specializes in loans to residential real estate investors. We offer long-term loans for stabilized rental properties and portfolios, short-term bridge loans and credit lines for acquisitions, as well as construction financing and build to rent loans.
  • Patch of Land
  • 1964 Westwood Blvd, Suite 350, Los Angeles, CA, 90025
  • Patch of Land is crowdfunding real estate through its P2RE (peer-to-peer) online marketplace offering various typologies of secured real estate debt on assets backed by first position liens and personal guarantees.We make it possible to invest and make a good return while also contributing to something good.
  • Pittsford Federal Credit Union
  • 20 Tobey Village Road, Pittsford, NY, 14534
  • Pittsford Federal Credit Union has now served members for 48 years, providing financial information resources, competitive products, and outstanding service. The Credit Union continues to grow and is currently among the largest five credit unions in the Greater Rochester area. In December, we reached $380 Million in assets.
  • Mission Mortgage
  • 10343 Sepulveda Boulevard, Mission Hills, CA, 91345
  • Our Mission is to provide the most efficient and high-quality mortgage lending services to all the families in the community we serve. Mission Mortgage has a strong and professional team available at your disposal to help assist in your home mortgage loan needs. Our team specializes in FHA and Conventional Loans.
  • Sherie Howard & Associates Inc.
  • 8055 W Manchester Avenue, Suite 715, Playa Del Rey, CA, 90293
  • At Sherie Howard & Associates, Inc. We are a full-service mortgage company based in Playa Del Rey, CA. We specialize in Home Purchase Loans and Refinance in California. We offer FHA, Conventional, VA, HECM and more. Whether you are buying a home or refinancing, we can help you realize your dream of homeownership
  • Arrive Home Lending Inc.
  • 8055 West Manchester Avenue, Suite 735, Playa Del Rey, CA, 90293
  • ARRIVE is a personal finance consultancy & mortgage broker based in Los Angeles, CA. We exist because more often than not, pursuit of the “American Dream” can feel like a nightmare.We believe everyone deserves an advocate in their pursuit of financial freedom & we’re on a mission, not only to help them navigate the journey.
  • Symphony Finance
  • 216 Montreal Street, Playa Del Rey, CA, 90293
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Security Bancorp
  • 23504 Lyons Ave Suite 103B, Santa Clarita, CA, 91321
  • Security Bancorp is a family owned company that has been serving California residents for more than 25 years. Security Bancorp is licensed by the California Department of Real Estate and is equipped with knowledgeable mortgage experts that provide excellent and quality service to our consumers.
  • Avant Financial Group
  • 5003 Pacific Ave, Unit 1, Marina Del Rey, CA, 90292
  • Avant Financial Group you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
  • Queen Bee Brokers
  • 333 Washington Boulevard, Suite 469, Marina Del Rey, CA, 90292
  • Queen Bee Brokers will provide you with the expertise and efficiency you deserve through this exciting process. In addition to real estate sales,Queen Bee Brokers is licensed to arrange real estate financing in California. Whether you are interested in purchasing a home or Refinancing your existing mortgage.
  • R & S Financial Services Inc.
  • 578 Washington Boulevard, Suite 383, Marina Del Rey, CA, 90292
  • "R & S Real Estate has been representing sellers and buyers in the purchasing, selling, and leasing of real estate property for 25 years. We provide: Comparative market analysis Pricing your property to sell for the highest price Protect you in all your transactions FHA, VA, and conventional loans
  • Dan Bochner
  • 1895 Linda Flora Drive, Los Angeles, CA, 90077
  • Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private investor for Lendersa .Private i