FHA VS Conventional loan programs in 2026 for Palestine, Anderson County, Texas

In 2026, the Conventional loan limit for Palestine in the county of Anderson, TX is $726,200. Meanwhile, the FHA sets its limit at $472,030 for single-family homes.

Lendersa®'s Conventional loan calculator helps compare today's market-leading rates for Conventional, FHA, and USDA loans. It also identifies the necessary income, credit, reserves, and documents for qualification. Use this advanced tool to view side-by-side comparisons of Conforming Conventional, USDA, FHA, and VA loans, assisting you in selecting the best loan program in TX for your financial scenario.

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Loan limits and downpayment requirements for 2026 in Palestine, Anderson, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

Note: This comparison table applies to the following zip codes: 75801, 75803, 75802, 75882

Explore Conventional and FHA Loan Options in Palestine, TX

The mission of Lendersa® is to quickly connect you with the best Conventional, USDA, or FHA loan, minimizing effort. Choose from three starting points to find the right lenders and loan programs.

USDA loan request and matching results with Lendersa


  • Unity Mortgage of SC LLC
  • 1705 Carolina Ave, Orangeburg, SC, 29115
  • At Unity Mortgage of SC LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options

  • Interra Credit Union
  • 300 W Lincoln Ave, Goshen, IN, 46526
  • At Interra Credit Union, we believe it is important to give life to the words – to “walk the talk” in the products and services we provide and in the way we serve our members. We believe that we are also part of a “bigger picture” in the credit union movement. And, we believe we need to give back to our communities for the privilege

  • AMERICAN MORTGAGE AND FINANCIAL SERVICES, LLC
  • 216 N Main Street, Goshen, IN, 46526
  • American Mortgage & Financial Services LLC has been a licensed Indiana Mortgage Company since October of 1996 and offers the most competitive mortgage rates and programs in Michiana. American Mortgage & Financial Services offers many different types of mortgages including fixed rate & adjustable rate mortgages for new home purchases

  • NSS Lending, LLC
  • 310 S Boyd, Winter Garden, FL, 34787
  • Call it what you want, hard money, private or asset-based real estate loans. NSS Lending can help seasoned and inexperienced US and foreign real estate investors obtain financing for the purchase or refinance of non-owner occupied turnkey rental property and owner and non-owner commercial property.

  • Harper Mortgage Team
  • 913 Burland Circle, Winter Garden, FL, 34787
  • The Harper Mortgage team is here to help you with your Central Florida home loans, regardless of the type of property you are looking to purchase. We can help you buy your first home, your dream home or even an investment property. We provide a number of different home loan programs that can be customized to fit your specific financial situation

  • Educators Credit Union
  • 1326 Willow Road, Sturtevant, WI, 53177
  • Educators Credit Union was founded by teachers in 1937 so members could borrow and save money at fair and reasonable interest rates. Today, Educators members are students, government workers, healthcare employees, small business owners and many other community members. Educators started out operating under the guiding principle of “Not for Profit.

  • Minster Bank
  • 95 W. 4th St., Minster, OH, 45865
  • Minster Bank is a locally owned community bank serving Auglaize, Mercer, Miami, Montgomery, & Shelby counties. At Minster Bank we take pride in our progressive & personable approach to providing financial services.Minster Bank has been helping individuals, families & businesses achieve their dreams by offering a variety of Personal, Business.

  • Members Choice Credit Union
  • 145 Russell Road, Ashland, KY, 41101
  • Members Choice Credit Union opened its doors in 1932, as Armco Employees Credit Union. In 1989, we moved to our Russell Road location so we could properly facilitate our member's needs. In the early 1990's, our credit union began to grow and we began offering our services to additional employee groups.

  • EZ Mortgage Loans Inc.
  • 2021 13th St., Ashland, KY, 41101
  • At EZ Mortgage Loans Inc., we'll assist you in obtaining the right loan for your rural home purchase. We will find a mortgage that's affordable and is a good match with your income, budget and home-ownership goals. Whether you are purchasing a property in Ohio or Kentucky, our experienced loan officers will guide you through the entire process.

  • Ashland Credit Union
  • 1300 Central Ave, Ashland, KY, 41101
  • Ashland Credit Union is a not-for-profit, member-owned, full-service financial institution that has been serving members throughout the United States since 1942.Ashland CU currently has four locations – a main headquarters in Ashland, KY, a public branch in Cottage Grove, MN, a private branch at Ashland Global Holdings in Dublin, OH.

  • First National Bank in New Bremen
  • 435 S. Washington Street, New Bremen, OH, 45869
  • First National Bank was chartered in 1934 as a national bank. It currently has offices in New Bremen, Wapakoneta, Sidney, New Knoxville, & Botkins, Ohio. The Bank is engaged in serving the financial needs of individuals, businesses, & organizations. The principal business of the bank is making loans and accepting deposits from the general public.

  • BankStar Financial
  • 124 Elk Street, Elkton, SD, 57026
  • BankStar Financial has been sharing bright moments for quite some time with Brookings, Elkton, and Volga as one of the first community banks to take root in the county. While we're ready to help individuals and businesses achieve their largest goals, it's the everyday moments we share with our customers, employees