Explore the differences! FHA VS Conventional loan programs in Lakehills, Bandera County, Texas

In 2026, the conventional loan limit in Lakehills, situated in Bandera county, TX, is $726,200. For a single-family home, the FHA limit is $524,400.

Use the Lendersa® Conventional loan calculator to compare today's leading rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator lets you see Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the program in TX that suits your financial needs best.

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2026 Loan Limits and Down Payment Requirements in Lakehills, Bandera, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $359,700 0%
FHA $524,400 3.5%

This table applies to the zip codes: 78063

Conventional and FHA Loan Options in Lakehills, TX

Lendersa® strives to offer you the best Conventional, USDA, or FHA loan quickly and effortlessly. Choose from one of three entry points that will connect you with matching lenders and loan programs.

Results from Lendersa's USDA loan requests


Lakehills Lenders

  • Town Square Financial
  • 8552 Murray Grey, San Antonio, TX, 78254
  • Lends in Texas
  • At Town Square Financial, we understand that time is critical, and traditional banks can make the process unnecessarily slow and complex. That’s why we’ve streamlined our approval process to get you funded fast—with fewer conditions and no red tape. Whether you've been turned down by other lenders or need quick financing to seize an opportunity, we

  • Credit Human Federal Credit Union
  • 7915 W Loop 1604 N, Suite 111, San Antonio, TX, 78254
  • Lends in Texas
  • In 2016, SACU became Credit Human. Our new name reflects the San Antonio values that have guided us since we started here in 1935—a belief in others, giving credit to the dreams of our members, and being more human by treating each other with the respect that all of us deserve. This new name extends that belief to every member we serve

  • Expedient Mortgage
  • 15900 La Cantera, Suite 26235, San Antonio, TX, 78256
  • Lends in Texas
  • Expedient Mortgage is the trusted, local APM division that caters to the specific needs of your community. Like APM, Expedient Mortgage’s mission is to create experiences that matter while serving your home financing needs.Whether you are buying your first home, a new investment property or building your dream home.

  • La Cantera Loans
  • 15900 La Cantera Parkway, Suite 26225, San Antonio, TX, 78256
  • Lends in Texas
  • "Our experienced loan officers will find the best mortgage options and loan programs tailored to your needs. Our bilingual staff will answer any questions you have before, during and after the home buying process to keep you informed every step of the way.

    Located in San Antonio, Texas, The La Cantera at Directions Home Loan team works"

  • United Texas Credit Union
  • 5500 UTSA Boulevard, San Antonio, TX, 78249
  • Lends in Texas
  • From our start as the credit union for employees of the United Services Automobile Association (USAA) to now, United Texas Credit Union has been a member-owned, not-for-profit financial cooperative with the mission of improving the financial well-being of our members and the communities we serve.

  • HEB Federal Credit Union
  • 4630 N Loop 1604 W, Suite 101, San Antonio, TX, 78249
  • Lends in Texas
  • H-E-B Federal Credit Union has been open since 1963. The credit union has assets totaling $221.76 Million and provides banking services to more than 14, 000 members. The credit union is a member-owned financial cooperative providing financial banking services to multiple member groups, but primarily serves finance, insurance, real estate.

  • Security Service Federal Credit Union
  • 15000 IH 10 West, San Antonio, TX, 78249
  • Lends in Texas
  • Security Service Federal Credit Union offers competitive, affordable financial products and services designed to meet the needs of its members. Security Service is an industry-leading financial institution with locations in Texas, Colorado and Utah. The credit union is among the top credit unions in the nation.

  • Rodsan Mortgage LLC
  • 9111 John Barrett Drive, San Antonio, TX, 78240
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Fidelity Mortgage
  • 9480 Huebner Road, Suite 200-C, San Antonio, TX, 78240
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.