Explore the differences! FHA VS Conventional loan programs in Marlin, Falls County, Texas

In the year 2026, the conventional loan ceiling in Marlin, located within Falls county in TX, is set at $726,200. Meanwhile, the limit for an FHA loan applicable to a single-family house is $472,030.

Leverage the Lendersa® Conventional loan calculator to juxtapose the best current rates across Conventional, FHA, and USDA loans. Additionally, ascertain the income, credit, reserves, and necessary documents for qualification. With our sophisticated mortgage calculator, observe Conforming Conventional, USDA, FHA, and even VA loans side-by-side, guiding you to the most suitable program in TX for your financial needs.

Browse loan options from over 100 lenders

Loan ceilings and down payment details for 2026 in Marlin, Falls county, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparative table is relevant for the zip codes: 76661

Explore Conventional and FHA loan opportunities in Marlin, TX

The aim of Lendersa® is to swiftly secure the best possible Conventional, USDA, or FHA loan with minimal fuss. Choose one from three initial steps that result in connecting with suitable lenders and loan programs tailored to your needs.

Lendersa USDA loan request and results


Marlin Lenders

  • 1st University Credit Union
  • 24 La Salle Ave, Unit C, Waco, TX, 76706
  • Lends in Texas
  • 1st University Credit Union has been helping people achieve their financial goals since 1956 when the president of Baylor University wrote a letter to the Texas Credit Union Department requesting a charter for a credit union to serve the employees, students, and alumni of Baylor and their families.

  • Neighborhood Housing Services of Waco, Inc
  • 922 Franklin, Waco, TX, 76701
  • Lends in Texas
  • NeighborWorks® Waco is a non-profit organization whose mission is to build stronger neighborhoods through homeownership, quality rental housing and community-building initiatives. Our team will continue work both on site and remotely, and will be available by mail and phone. We have decided to temporarily.

  • GENCO Federal Credit Union
  • 731 N Valley Mills Drive, Waco, TX, 76710
  • Lends in Texas
  • GENCO Federal Credit Union was originally created to meet the financial needs of employees of the General Tire and Rubber Company (Waco Plant) and their immediate families. GENCO's first office building was built in 1960 at 1905 Kendall Lane. GENCO's Board of Directors decided to purchase a building in the heart of the Waco business.

  • First Central Credit Union
  • 6201 Sanger Avenue, Waco, TX, 76710
  • Lends in Texas
  • First Central Credit Union is a Financial Services company located in Central Texas, United States. We are a not-for-profit credit union meaning we pass along to you savings and funds from profits as less fees and better rates -- as we provide secure competitive financial services, Exceeding the needs of our members.

  • The McCulloch Mortgage Team
  • 600 Lake Air Dr, Suite 1B, Waco, TX, 76710
  • Lends in Texas
  • At The McCulloch Team, we treat every customer as an individual, not a number. You won’t be placed into a loan profile created by the banking industry. We use common sense and will help you obtain the best home loan possible. We have a wide range of programs and together find the loan that’s best suited for you.

  • THE KOEHN MORTGAGE GROUP
  • 1600 Lake Air Dr, Waco, TX, 76710
  • Lends in Texas
  • The Koehn Mortgage Group, we treat every customer as an individual, not a number and we don't place you into a loan profile, created by the banking industry. We will help you obtain the best home loan possible, for your particular situation. We have a wide range of programs and together we'll find the loan that's best suited for you

  • Brazos Student Loans
  • 5609 Crosslake Parkway, Waco, TX, 76712
  • Lends in Texas
  • The Brazos Higher Education Service Corporation, Inc. (Brazos Higher Education) is a nonprofit corporation that has been dedicated to providing assistance for higher education for over 40 years. Brazos Higher Education is an independent organization that is self-funded and self-capitalized. We are not affiliated with any colleges or universities.

  • Educators Credit Union
  • 501 West State Highway 6, Waco, TX, 76712
  • Lends in Texas
  • Educators Credit Union. In the beginning, the credit union was named McLennan County Teachers Federal Credit Union, but was later changed to Educators Credit Union ECU is the largest credit union in Central Texas, with more than 28, 000 members and over $500 million in assets. It is our goal to meet the financial needs

  • Alliance Bank Central Texas
  • 191 Archway Drive, Woodway, TX, 76712
  • Lends in Texas
  • Alliance Bank Central Texas was established in 2007 to fill a void in Waco caused by the many bank mergers, consolidations, and centralizations taking place at the time. At Alliance Bank Central Texas, we believe that customers come first and do not want to deal with big, impersonal banking giants.