FHA VS Conventional loan in Sachse, Dallas County, Texas
As of 2025, the loan limit under a Conventional program in Sachse, within the county of Dallas, TX, is set at $726,200. For a single-family residence, the FHA limit is fixed at $531,300.
Use the Lendersa® Conventional loan calculator to weigh today's rates for Conventional against FHA and USDA. This tool assists in determining the necessary income, creditworthiness, reserve funds, and documentation for eligibility. Our cutting-edge mortgage calculator showcases Conforming Conventional loans alongside USDA, FHA, and VA programs in TX. It helps you identify the most suitable option for your specific financial requirements.
Loan limits and down payment criteria in Sachse, county of Dallas, TX for 2025
Loan Type
Loan Limit
Down payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$531,300
3.5%
Check this chart for applicable zip codes: 75048
Explore Conventional and FHA loan choices in Sachse, TX
Lendersa® is dedicated to facilitating quick and hassle-free access to the optimal Conventional, USDA, or FHA loan. Choose one of three options as a starting point to connect with matching lenders and loan schemes.
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