FHA VS Conventional loan programs in Garland, Dallas County, Texas

In 2025, the Conventional loan limit for Garland in the county of Dallas, TX is $726,200, while the FHA limit for a single-family home is $531,300.

Utilize the Lendersa® Conventional loan calculator to compare today's best rates for Conventional, FHA, and USDA loans. It's designed to help you understand the income, credit, reserves, and documentation needed for qualification. Our advanced mortgage calculator compares Conforming Conventional loans alongside USDA, FHA, and VA options, guiding you to select the most suitable program for your financial scenario in TX.

Compare loan offers from 100 different lenders

2025 Loan Limits and Down Payment Requirements in Garland, County of Dallas, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $531,300 3.5%

This comparison table is applicable to the following zip codes: 75044, 75041, 75040, 75043, 75042, 75046, 75047, 75049

Exploring Conventional and FHA Loan Options in Garland, TX

Lendersa® aims to secure the best possible Conventional, USDA, or FHA loan for you swiftly and easily. Choose one of three starting options to find matching lenders and loan programs.

Results from Lendersa USDA loan requests and matching


  • Paramount Mortgage Group LLC
  • 6762 Edinborough Dr West, Bloomfield, MI, 48322
  • PMG has a history of providing decades of experience from highly communicative professionals with a sense of urgency. Paramount pledges top notch professionalism, honest and competent support from our highly competent team. PMG strives to capture our clients and coworkers successes with transparent reviews to ensure all business.
  • AM1ST Financial
  • 6960 Orchard Lake Road, Suite 150, Bloomfield, MI, 48322
  • Our services include financing, loaning, mortgage lending, mortgage broking, home improvement loaning, refinancing, FHA loan, VA loan, USDA loan, loan down payment assistance, non-qualified mortgage, loan credit offering, and commercial financing. We guide customers through the loan application process and make it worry free.
  • Kaye Financial Corporation
  • 31100 Northwestern Hwy, Farmington Hills, MI, 48322
  • Kaye Financial’s mission is to provide a superior mortgage experience to all of our clients and to be the mortgage lender that you trust to serve your family, friends, and community. Our family of dedicated mortgage professionals is committed to building relationships based on mutual trust, honesty, integrity, and ethics.
  • Garrett Mortgage
  • 2202 N Main St, Suite 104, Cedar City, UT, 84721
  • Garrett Mortgage offers a wide range of mortgage options to meet your financial needs and circumstances. Whether you’re a first-time property buyer or interested in refinancing your mortgage, I’m here to guide you through the process. Contact me today and learn what I can do for you.
  • People Driven Credit Union
  • 24333 Lahser Road, Southfield, MI, 48033
  • People Driven Credit Union is a member-owned, full-service financial institution helping members and their families with money management since 1928. PDCU was founded in 1928 as Detroit Federal Employees Credit union to serve as a primary field of membership of federal employees in the Detroit area and their families.
  • Assur Loans
  • 26711 Northwestern Highway, Suite 200, Southfield, MI, 48033
  • We obtain our clients information from a referred based system we have in place with real estate agents & brokers across the nation.From having a client’s information, we assist with any purchase or refinance need.Our exclusive service allows us to have a more intimate understanding of how we can help client make a stressful process a positive one.
  • Integrity Mortgage Group
  • 191 H NC Hwy 42 N, Asheboro, NC, 27203
  • Integrity Mortgage Group offers wide range of lending programs, including first time home buyer/FHA loans as well as loans for well-established customers thinking about second homes, vacation homes, investment properties, rental units, and "fixer-uppers." We also have a variety of money-saving refinancing options.
  • DHL Mortgage Inc
  • 4154 Erindale Drive North, North Fort Myers, FL, 33903
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Liberty Mortgage Lending Group
  • 13180 NORTH CLEVELAND AVSUITE 317, North Fort Myers, FL, 33903
  • LIBERTY MORTGAGE LENDING GROUP INCORPORATED. We are a full service mortgage company based in North Fort Myers, Florida. We specialize in First Time Home Loans and Refinancing in Florida . We also serve the surrounding cities in 33903 . Whether you are buying a home or refinancing in any of these zip codes
  • 365 Lending, LLC
  • 3160 Haggerty Rd, STE P., West Bloomfield, MI, 48323
  • 365 Lending, LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust that when we say we
  • CLEAR LENDING GROUP
  • 7270 Glascott Ave, West Bloomfield, MI, 48323
  • Here at Clear Lending Group, we believe in putting transparency and personal touch back into the mortgage process. From your first conversation with us, you will experience firsthand our personal approach to each situation. In addition, our expertise will allow us to tailor an option to the specifics of your file.
  • Dream Team Mortgage
  • 19 Del Prado Boulevard North, Suite 2, Cape Coral, FL, 33909
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.