Explore the differences! FHA VS Conventional loan programs in Garland, Dallas County, Texas

In 2025, Convetional loan limit in Garland, county of Dallas, TX is $726,200 while FHA limit is $531,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in TX is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in Garland, county of Dallas, TX

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $531,300 3.5%

The comparison table applies to zip codes: 75044, 75041, 75040, 75043, 75042, 75046, 75047, 75049

Conventional and FHA loan options in Garland, TX

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Coast360 Federal Credit Unio
  • 450 Route 8, Hagatna, GU, 96910
  • Coast360 started on September 24, 1962 as Government of Guam Employees Federal Credit Union by a group of 20 government employees. At that time, their employer was their common bond. In 2008, the credit union was granted a charter that opened membership to everyone who lives or works on the island.
  • Loan Java LLC
  • 3130 North Shiloh Road, Garland, TX, 75044
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Sunlight Residential Lending LLC
  • 1206 Crosswind Drive, Murphy, TX, 75094
  • Sunlight Residential Lending LLC. We are a full service mortgage company based in the Dallas/Fort Worth Metroplex. We can help you realize your dream of home ownership anywhere in Texas. We offer virtually every type of mortgage loan available. In addition to the traditional loan types from FHA, VA, USDA, Fannie Mae and Freddie Mac
  • Ready Mortgage Corp
  • 301 S. Sherman, Suite 117, Richardson, TX, 75081
  • We can provide liquidity for your notes through Loan Trader - our custom website that will price your notes in real-time automatically. Ready Mortgage is located in Richardson, Texas, and is part of the Activities Related to Credit Intermediation Industry and was founded in 6/14/95.
  • Modi Mortgage
  • 1301 W President George Bush Hwy, Suite 300, Richardson, TX, 75080
  • Modi Mortgage is for the no-frills customer that wants to control their mortgage experience, allowing radical speed & transparency to your loan process. Our unique platform removes multiple middlemen from the process. Not only are you able to control the process, you have 24.7 access to a Modi representative that can answer any
  • CSC Capital Corp.
  • 1701 N Collins Boulevard, Suite 125, Richardson, TX, 75080
  • CSC Capital Corp. is a direct, private, construction warehouse lender to qualified mortgage bankers for manufactured, modular, and site-built land/home purchases. We are located in Richardson, Texas, and have served clients for more than 15 years and Our loan is to you, the lender, so you can control both your interim and end loan.
  • Magnificent Mortgage Group
  • 811 South Central Expressway, Suite 229, Richardson, TX, 75080
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Lending Star Capital, LLC
  • 2701 Custer Parkway, Suite 706, Richardson, TX, 75080
  • Our team has over 15 years’ professional experience in mortgage and real estate, with extensive product knowledge and client-centered customer service. Our goal is to provide competitive rates, minimum costs, prompt support, and stress-free closing for our clients, making your home loan journey a pleasurable experience!
  • Mercantile Morgage Corporation
  • 1401 North Central Expressway, Suite 100, Richardson, TX, 75080
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • The Mortgage Broker Group
  • 1401 N Central Expy, Richardson, TX, 75080
  • The Mortgage Broker group mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • VERITY MORTGAGE
  • 16970 Dallas Parkway, Suite 401, Dallas, TX, 75080
  • Verity Mortgage is a member of the Eustis Mortgage Corporation family of companies is setting a high bar for our competition. Over 60 years ago, Eustis Mortgage Corporation opened its doors with a focus on two things that all great organizations have in common. Low staff turnover and a high percentage of repeat customers.
  • Global Loans Inc
  • 7000 Emerald Coast Drive, Plano, TX, 75074
  • Global Loans Inc. is committed to helping you find the right mortgage product of your needs. We understand that every borrower is different, and we offer a variety of products to meet your individual requirements. We make the process of securing a your mortgage loan simple and efficient.