FHA VS Conventional loan programs in Prosper, Collin County, Texas
In the year 2025, the Conventional loan limit established for Prosper in the county of Collin, located in TX, is $726,200, whereas the FHA loan limit, specifically for a single-family home, is set at $531,300. These limits define how much one can borrow under each loan program in this area.
Utilize the Lendersa® Conventional loan calculator as a resource to compare today's top rates between Conventional, FHA, and USDA loans. By using this tool, you can determine the necessary income, creditworthiness, reserve requirements, and documentation needed to qualify for these loans. Our advanced mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA loans. This side-by-side comparison is instrumental in helping you decide which program is ideal based on your particular financial situation in TX, giving you a clearer understanding of your options.
2025 Loan Limits and Down Payment Details in Prosper, Collin County, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$360,600
0%
FHA
$531,300
3.5%
The information in this table applies to the specified zip codes: 75078. Make sure to check the relevant zip codes to ensure these details are applicable to your area.
Exploring Conventional and FHA Loan Options in Prosper, TX
The primary goal of Lendersa® is to connect you with the best possible loan options—be it Conventional, USDA, or FHA loans. This process is designed to be as efficient and hassle-free as possible. By selecting from one of three starting points, you align yourself with lenders and loan programs that are tailored to your needs, each offering their unique benefits.
23172 Plaza Pointe Dr, Suite 195, Laguna Hills, CA, 92653
Our goal is not only to provide you with the best of our service and expertise in advancing your financial interests, but also to offer you a long term relationship. The US economy and banking industry is always changing, as such, anytime we feel that we can better your financial interests in the long term.
23172 Plaza Pointe Dr, Suite 230, Laguna Hills, CA, 92653
Breeze Funding has been a leading, client-focused mortgage loan company offering low interest rates. We offer an award winning, state of the art lending process that has been time tested to give homeowners great loans at competitive interest rates.We believe purchasing a home & refinancing should be an exciting & encouraging process for homeowners.
22936 Mill Creek, Suite A, Laguna Hills, CA, 92653
Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
23046 Avenida de La Carlota, Suite 665, Laguna Hills, CA, 92653
Our mortgage experts give you the individual attention you deserve and treat you right. We know you're making a commitment in purchasing a home, refinancing, or tapping into your home equity. So we make a commitment to you: we can help you qualify, apply and be approved for the very best mortgage for you.
Our mission is to be the home financing partner that you trust to serve your family, friends, and community. Through our family of dedicated mortgage professionals, our commitment is to deliver an exceptional experience. Our unwavering dedication to integrity, honesty, and ethics is the foundation of all of our relationships
22981 Triton Way, Suite D, Laguna Hills, CA, 92653
Greentree Property Management is dedicated to providing you with the highest standards in property management. As opposed to other companies who will also focus on homeowner association management, we choose to focus only on property management services for residential properties.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
23276 S Pointe Dr, Suite 113, Laguna Hills, CA, 92653
Binesh Realty Group has been in the Real Estate services business in the Orange County markets for many successful years and will be here for many more. This longevity and confidence comes from our Real Estate services to a great many buyers and sellers, and their recommendations to others that result in repeat
23276 South Pointe Drive, Suite 211, Laguna Hills, CA, 92653
Loan Experts, we understand that what works for one borrower does not work for another. We strive to find a loan that is beneficial to you, our client, and one that achieves your goals! That is ultimately our goal. Loan Experts is committed to providing our clients with the highest quality loan along with some of the lowest rates in California
26511 Bridlewood Drive, Suite A, Laguna Hills, CA, 92653
Countywide Home Loans. We are a full-service mortgage company based in Laguna Hills, CA. We specialize in Home Purchase Loans and Refinance in all of Southern California. Whether you are buying a home or refinancing in Ventura, Los Angeles, Orange, San Diego, San Bernardino or Riverside counties
