FHA VS Conventional loan in Prosper, Collin County, Texas
In the year 2025, the Conventional loan limit established for Prosper in the county of Collin, located in TX, is $726,200, whereas the FHA loan limit, specifically for a single-family home, is set at $531,300. These limits define how much one can borrow under each loan program in this area.
Utilize the Lendersa® Conventional loan calculator as a resource to compare today's top rates between Conventional, FHA, and USDA loans. By using this tool, you can determine the necessary income, creditworthiness, reserve requirements, and documentation needed to qualify for these loans. Our advanced mortgage calculator allows you to view Conforming Conventional loans alongside USDA, FHA, and VA loans. This side-by-side comparison is instrumental in helping you decide which program is ideal based on your particular financial situation in TX, giving you a clearer understanding of your options.
2025 Loan Limits and Down Payment Details in Prosper, Collin County, TX
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$360,600
0%
FHA
$531,300
3.5%
The information in this table applies to the specified zip codes: 75078. Make sure to check the relevant zip codes to ensure these details are applicable to your area.
Exploring Conventional and FHA Loan Options in Prosper, TX
The primary goal of Lendersa® is to connect you with the best possible loan options—be it Conventional, USDA, or FHA loans. This process is designed to be as efficient and hassle-free as possible. By selecting from one of three starting points, you align yourself with lenders and loan programs that are tailored to your needs, each offering their unique benefits.
2860 South River Road, Suite 400B, Des Plaines, IL, 60018
PCF, we are a local Mortgage firm, and we pride ourselves in helping every family find the best program available for their home purchase or Refinance, many times with lower rates, up to .5% to .75% lower than other lenders, helping keep your mortgage payments low. and also Will work on getting your loan completed in an efficient manner.
9700 W. Higgins Road, Suite 300, Des Plaines, IL, 60018
"Wintrust Mortgage, in business since 1981, was created for the purpose of assisting in the realization of the American dream of home ownership. Since that time, Wintrust Mortgage has weathered the
ever-changing real estate market and is part of Wintrust Financial Corporation, a well capitalized,"
2800 S River Rd, Suite 200, Des Plaines, IL, 60018
Ultimate Rate Mortgage we’re a local, mortgage lender whose cornerstones are hard work and customer service! We listen to our clients, uncover their needs and find the best product and programs that fits. With over 40 years of experience, our highly qualified team can expertly guide you through the process from application through closing
1311 S Princeton Ave, Arlington Heights, IL, 60005
The Mortgage Store Co., where we specialize in residential mortgages. At The Mortgage Store Co., we will find a loan that fits each borrower. Unlike big banks that have "order takers" helping you with your loan, we have highly skilled loan consultants. Our consultants know what it takes to get through underwriting quickly.
2340 S. Arlington Heights Rd, Suite 440, Arlington Heights, IL, 60005
"Established in 2003 as a partner company to Town & Country Realty.
We originally started at the location in downtown Arlington Heights and in 2013 moved our office location to the corner of Arlington Heights Rd. and Algonquin. Town & Country Mortgage Services, Inc. provides the best combination of interest rates and closing costs,"
Every organization has a story--a core set of beliefs and values that tells the world who they are and what they represent. Forcht Bank's story is the one of our founder Terry Forcht.
Long before Terry Forcht was known and recognized as one of Kentucky’s foremost entrepreneurs, he was a college professor
2150 S Canalport Ave, Suite 4B6, Chicago, IL, 60608
Command Financial Group is a licensed mortgage broker in the state of IL and CO. We are a veteran owned and operated company that specializes in helping veterans with their loan needs. We also do loans for conventional and FHA borrowers as well. We want to help you make the most informed decision when navigating the various loan options available.
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
Draper and Kramer Mortgage Corp. is the residential mortgage division of Draper and Kramer, one of the country’s premier full-service property and financial services firms. While still a family-owned company headquartered in Chicago, we help identify and structure mortgage financing programs for clients across the United States, and have been doing
Don Elbert a mortgage banker offering all mortgage products including FHA, VA, Conventional and Jumbo. Serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state for the past 18 years. Don also a trusted mortgage advisor to many CPA’s and Financial planners in the area.
