FHA VS Conventional loan programs in Rio-Grande-City, Starr County, Texas

In 2026, the city of Rio-Grande-City within Starr county, TX, has a conventional loan limit of $647,200. For a single-family dwelling, the FHA limit is $420,680.

Leverage the Lendersa® Conventional loan calculator to easily compare current rates for Conventional, FHA, and USDA loans. Identify income, credit, reserves, and required documents for approval. Our detailed mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in finding the ideal program in TX for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Rio-Grande-City, Starr, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $285,000 0%
FHA $420,680 3.5%

This comparison table covers the following zip codes: 78582

Explore Conventional and FHA Loan Options in Rio-Grande-City, TX

At Lendersa®, our aim is to secure the most competitive Conventional, USDA, or FHA loan for you promptly and conveniently. Choose from three different starting points to find and match lenders with applicable loan programs.

Lendersa USDA loan request and matching results


  • Investor Rehab Funding LLC.
  • 1870 The Exchange Suite 200, Atlanta, GA, 30339
  • Our investor funding programs and processing procedures are designed using today’s advanced technology, which include a more simplistic approach to the loan funding process and a very competitive pricing model that’s literally unmatched in today’s real estate financing market. We want to make sure your experience is frictionless.

  • FMS Bank
  • 520 Sherman, Fort Morgan, CO, 80701
  • FMS Bank is a community Bank in every sense of the term: homegrown, locally owned and operated, and committed to our fellow neighbors. In fact, we’re more than just a community Bank, we’re a Bank built on community. All financial decisions happen right here, assuring you of fast turnarounds, responsive service

  • Total Lending Concepts
  • 1310 N. Main Street, Bell, FL, 32619
  • The Total Lending Concepts Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of Colorado and Missouri. Whether you are a first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt.

  • Chissell Mortgage Group
  • 1817 Cypress Brook Drive, Suite 104, Trinity, FL, 34655
  • Mike is a Certified Mortgage Planner with over 30 years of experience who has helped over 3, 000 families finance the American Dream here in the Tampa Bay area.
    He is a proven performer who has built an excellent reputation as an honest, knowledgeable and dedicated professional who always takes care of his clients by offering great rates.

  • CPF Mortgage
  • 10710 State Road 54, Suite C101, Trinity, FL, 34655
  • CPF Mortgage (Christopher Paul Financial, LLC) was established for the purposes of creating a dependable home financing company in which people can comfortably and confidently trust their most precious asset: their home. We've been helping customers afford the home of their dreams for many years and we love what we do.

  • Mainspring Capital Inc
  • 650 Ponce de Leon Ave ste 300 #2135, Atlanta, GA, 30308
  • Founded by local real estate investors, Mainspring Capital provides hard money loans to investors for various real-estate projects. As a small local lender deploying our capital, we can close in as little as 48 hours to deliver much-needed capital for your real estate deals.

  • Premier Lending Solutions
  • 931 Monroe Dr NE, Suite 102165, Atlanta, GA, 30308
  • Premier Lending Solutions is a private lending company based in Atlanta, Georgia. We provide residential and commercial financing to investors, rehabbers and commercial property owners. Premier Lending Solutions was initially formed to service the needs of investors in the State of Georgia.

  • Powerco Federal Credit Union
  • 241 Ralph McGill Boulevard NE, Atlanta, GA, 30308
  • Powerco is a federally insured financial institution headquartered in Atlanta, Georgia. Chartered in 1935, Powerco, with over $185 million in assets, is one of the largest and fastest growing credit unions in the State of Georgia. More than 21, 000 members and their families are served by dedicated professionals in eight branches in GA & MS.

  • Power Purchase Mortgage
  • 715 Peachtree St NE, Suite 100 & 200, Atlanta, GA, 30308
  • We can guide you to the right loan amount and best program for you. Based on standard lender guidelines, we'll get you a good idea of what kind of terms and loan program you can expect to benefit most from. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.

  • Groundfloor
  • 600 Peachtree St. NE, Suite 810, Atlanta, GA, 30308
  • GROUNDFLOOR was born out of the belief that there is a fundamentally better way to capitalize America. Banks and Wall Street can’t be trusted to do it, but your fellow Americans can. We believe that a critical mass of individual investors can make a difference, keep capital flowing, and therefore keep an important part of our economy moving.