For the year 2026, the maximum limit for a conventional loan in Roma, situated in the county of Starr, TX, is established at $726,200. Meanwhile, the FHA loan limit specifically for a single-family home is outlined to be $472,030. These limits offer a valuable reference for determining the suitable financing options for potential homeowners.
Utilize the Lendersa® Conventional loan calculator to accurately compare the best available rates today among Conventional, FHA, and USDA loans. This helpful tool not only highlights the rates but also assists in determining the critical factors like required income, credit score, reserves, and necessary documents for qualification. Our advanced mortgage calculator lays out a side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans. This enables you to make the most informed decision about which program in TX best meets your specific financial needs.
Evaluate diverse loan offers from an array of over 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
This comprehensive comparison applies to zip codes: 78584
The main goal at Lendersa® is to swiftly provide you with the best possible Conventional, USDA, or FHA loan options without unnecessary hassle. You have the opportunity to choose from one of our three initial pathways that link you with compatible lenders and tailored loan programs, all designed to efficiently meet your unique financial circumstances.
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