FHA VS Conventional loan in Sonterra, Williamson County, Texas

For 2026, the conventional loan limit in Sonterra, Williamson County, TX, is $726,200. In contrast, the FHA limit for a single-family home is $472,030.

Leverage the Lendersa® Conventional loan calculator to compare today's top rates for various loans: Conventional, FHA, and USDA. Determine what income, credit, reserves, and documents are needed to qualify. Our advanced mortgage calculator allows for side-by-side views of Conforming Conventional loans, USDA, FHA, and VA options, helping you find the best program in TX for your financial needs.

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2026 Loan Limits and Down Payment Requirements in Sonterra, Williamson, TX

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to zip codes: 76537

Options for Conventional and FHA Loans in Sonterra, TX

The aim of Lendersa® is to provide the best possible Conventional, USDA, or FHA loan quickly and without difficulty. Start with one of the three paths to connect with matching lenders and their loan offerings.

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Sonterra Lenders

  • Waymaker Mortgage
  • 605 River Bend, Suite 100, Georgetown, TX, 78626
  • Lends in Texas
  • Waymaker Mortgage was founded in 2017 by entrepreneur Scottie Campbell, a mortgage loan officer and visionary leader with over a decade of mortgage lending experience. Scottie and Natalie Campbell are passionately driven to help as many families as possible to achieve their American Dream of homeownership and build generational wealth.

  • The Texas Mortgage Pros
  • 4819 Williams Drive, Georgetown, TX, 78633
  • Lends in Texas
  • The Texas Mortgage Pros team consists of mortgage professionals all over Texas. We are committed to providing our clients with the highest quality service for your mortgage needs. Combined with the lowest rate and multiple loan programs available in your area – Spring, San Antonio, Tomball, The Woodlands, Dallas, Austin and Houston, Texas.

  • First Texas Bank
  • 900 Austin Avenue, Georgetown, TX, 78627
  • Lends in Texas
  • From our 1898 beginning, First Texas Bank has been providing service and care to our communities. Our promise is to provide consistency and dedication, ensuring that each customer feels like family. Our number one priority is confidentiality and security. The loyalty from the members of the communities is something we do not take for granted.

  • Extraco Banks
  • 2000 N. Main, Belton, TX, 76513
  • Lends in Texas
  • Extraco Banks celebrated 119 years and three generations of family management on July 12th, 2021. Founded as a cotton warehousing company, Extraco is the largest and most comprehensive independent financial institution headquartered in central Texas with over $1.2 billion in assets,

  • Home Inspired Lending LLC
  • 5508 Sabbia Cove, Round Rock, TX, 78665
  • Lends in Texas
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • JNC Mortgage Company
  • 8105 Porto Cove, Round Rock, TX, 78665
  • Lends in Texas
  • JNC Mortgage is an incorporated full service mortgage company which has been providing home loans for first time buyers and growing families since 1998. At JNC Mortgage our residential mortgage experts specialize in helping you find the best loan available that fits your family's.

  • The City National Bank of Taylor
  • 212 N. Main, Taylor, TX, 76574
  • Lends in Texas
  • Taylor, established in 1876, is a town of nearly 16, 250 located in the heart of Texas about 35 miles northeast of Austin, the state capital. The I&GN train tracks laid down through Williamson County quickly brought commerce and development to the newly settled town. City National Bank opened its doors in 1900

  • First Community Bancshares, Inc
  • 703 Swanner Loop, Killeen, TX, 76543
  • Lends in Texas
  • First National Bank Texas (FNBT) and First Convenience Bank (FCB), a division of FNBT, remain dedicated to providing customers with quality financial products and services. Our bank was originally founded in 1901 in the Central Texas town of Killeen, only 19 years after the city was established. From our humble beginnings.

  • Eddie Fooshang Mortgage Team
  • 1490 Rusk Rd, Suite 401, Round Rock, TX, 78664
  • Lends in Texas
  • Eddie Fooshang is a Residential Mortgage Loan Originator. As a teen age boy in Egypt, he was fascinated with America through his favorite show “Walker Texas Ranger”. He dreamt of the day he would move to the USA, & specifically Texas to live the American Dream! His love for America and the American dream made him so passionate about home ownership.