Explore the differences! FHA VS Conventional loan programs in Bountiful, Davis County, Utah
In the year 2026, within Bountiful in Davis County of UT, the loan limit for a Conventional loan is set at $744,050, whereas for an FHA loan, the limit for a single-family home is $744,050.
Try the Lendersa® Conventional loan calculator for a side-by-side comparison of current Conventional, FHA, and USDA rates. This tool helps evaluate necessary income, credit score, reserves, and paperwork for qualification. Our detailed mortgage calculator views Conforming Conventional loans, USDA, FHA, and VA together, aiding you in selecting the most beneficial program in UT for your specific financial needs.
Loan thresholds and downpayment guidelines for 2026 applicable in Bountiful, Davis, UT
Type of Loan
Maximum Loan
Minimum Down payment
Conventional Conforming
$744,050
3%
USDA
$517,000
0%
FHA
$744,050
3.5%
This comparison table is relevant for zip codes: 84010
Exploring loan options: Conventional and FHA in Bountiful, UT
At Lendersa®, our intention is to efficiently secure you the most suitable Conventional, USDA, or FHA loan without stress. Choose from one of three options that guide you to compatible lenders and loan programs.
"We are CFG Home Loans - the mortgage division of Capital Financial Group. A western regional mortgage company providing solutions for our clients with quality, customized home mortgage financing for life.
Over 20 Years of Specializing in mortgages in Utah Provides the highest level of client service."
Utah Mortgage Resource Being a mortgage broker means having access to wholesale lender rates, and a huge variety of mortgage loan products. Being a good mortgage loan officer means knowing the guidelines, and how to insure the best odds for an approval. broker means having access to wholesale lender rates, and a huge variety of mortgage loan pro.
1525 North Main Street, Suite 100, Bountiful, UT, 84010
Lends in Utah
Utah Mortgage was formed in 2015, but our experience extends to over 30 years. Our team is growing quickly to support hundreds of new home-buyers each year. As a privately owned, founder-led company, we’re able to cut costs & time spent on the mortgage process. We invest in technology, research, home-owner support and great design.
1009 North Allington Drive North, North Salt Lake, UT, 84054
Lends in Utah
Bonneville Financial Services, Inc. was founded by Maria Thomson Frady in August 2003. She began her career in the Housing Market as a Real Estate Agent in Brazil in 1990. As an Independent Real Estate Agent, she focused on assisting her clients in buying, selling, and leasing properties in Recife, PE-Brazil.
825 North 300 West, Suite C423, Salt Lake City, UT, 84103
Lends in Utah
At Integrity Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
2091 East 1300 South, Suite 203, Salt Lake City, UT, 84108
Lends in Utah
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
Zions Bank isn't just a Bank. We're part of your community, your next door neighbor, with more than 140 years of history behind every transaction and community investment. We offer access to ATMs throughout Utah, Idaho, and eight other states. We provide financial resources, wealth management solutions, mortgage services, and more
Since 1956, Liberty Bank has been supporting small businesses and homeowners in the Salt Lake City area. We believe in offering excellent customer service, home loans, and competitive CD rates and Our bank also supports the local community by working with several local groups, such as the Salt Lake Rotary Club.
Ridgeline Federal Credit Union (formerly known as Utah Federal Credit Union) has been open since 1951. The credit union has assets totaling $27.49 Million and provides banking services to more than 2, 000 members as of March 2022.
The credit union is a member-owned financial cooperative providing banking services including savings, loans
