Explore the differences! FHA VS Conventional loan programs in Bountiful, Davis County, Utah

In the year 2026, within Bountiful in Davis County of UT, the loan limit for a Conventional loan is set at $744,050, whereas for an FHA loan, the limit for a single-family home is $744,050.

Explore today's Conventional loan rate with Lendersa
comparison of loan calculators

Try the Lendersa® Conventional loan calculator for a side-by-side comparison of current Conventional, FHA, and USDA rates. This tool helps evaluate necessary income, credit score, reserves, and paperwork for qualification. Our detailed mortgage calculator views Conforming Conventional loans, USDA, FHA, and VA together, aiding you in selecting the most beneficial program in UT for your specific financial needs.

Explore loan offers from more than 100 lenders

Loan thresholds and downpayment guidelines for 2026 applicable in Bountiful, Davis, UT

Type of Loan Maximum Loan Minimum Down payment
Conventional Conforming $744,050 3%
USDA $517,000 0%
FHA $744,050 3.5%

This comparison table is relevant for zip codes: 84010

Exploring loan options: Conventional and FHA in Bountiful, UT

At Lendersa®, our intention is to efficiently secure you the most suitable Conventional, USDA, or FHA loan without stress. Choose from one of three options that guide you to compatible lenders and loan programs.

  1. Submit an enhanced request for Conventional/USDA/FHA loans
  2. Check Conventional, USDA, and FHA rates & terms prior to proceeding
  3. Dive into the largest directory of Conventional lenders
Lendersa results for USDA loan requests



  • Tampa One
  • 6521 Gunn Hwy, Tampa, FL, 33625

  • The Tampa One branch of The Mortgage Firm provides direct residential lending services to meet the needs of real estate professionals, individual home buyers, and existing homeowners throughout the state of Florida. We do this with a laser focus on client service which saves time & money and of course, simplifies life along the way.

  • Lincoln Lending Group
  • 6944 W Linebaugh Ave #101, Tampa, FL, 33625

  • Lincoln Lending Group is a financial services company based out of 4917 Ehrlich Rd # 202, Tampa, Florida, United States. Lincoln Lending Group was started in 2003 by a savvy group of Real Estate Professionals and Investors who have built it to compete directly with larger Banks both in service and mortgage rates.

  • Fleetwood Bank
  • 2 W Main St, Fleetwood, PA, 19522

  • Fleetwood Bank is the only locally-owned, community bank in the Greater Reading and Berks County area, and has eight offices located in Blandon, Boyertown, Fleetwood, Kutztown, Lyons, Oley, Shoemakersville and Wyomissing. We’re committed to maintaining a hometown atmosphere in each of our offices and to being active in our communities.

  • R & J CAPITAL GROUP, LLC
  • 18952 N Dale Mabry Hwy, Suite 101, Lutz, FL, 33548

  • Our mission is to serve our customers with honesty, integrity and competence.Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • SunPoint Home Loans
  • 17734 Hunting Bow Circle Suite 102, Lutz, FL, 33548

  • SunPoint Home Loans, we treat each customer as an individual, not a number. We don’t place you into a loan profile formula created by the banking industry. and help you obtain the best loan possible. We represent a wide range of “A” rated lenders with first quality rates to private portfolio lenders with expanded underwriting guidelines to help.

  • Generation Mortgage
  • 8801 70th Way, Pinellas Park, FL, 33782

  • Generation Mortgage Associates LLC's headquarters is located in Pinellas Park, Florida. Generation Mortgage Associates LLC generates $363.5K in revenue per employee Generation Mortgage Associates LLC's main competitors are First Integrity, Yourmortgageshop and Fast Direct Lending

  • Bluewater Funding LLC
  • 5694 Baywater Drive, Tampa, FL, 33615

  • Bluewater Funding is a Mortgage Company dedicated to providing white glove service to the client. Our job is to ensure a client makes an informed decision tailored for their household goals. Whether clients are looking to purchase a home, refinance, build a home, or need a commercial loan, we have the tools

  • My Easy Mortgage
  • 2405 Creel Lane, Suite 102, Wesley Chapel, FL, 33544

  • Our Tampa-based team is at your service to find the perfect mortgage for you and get you into the home of your dreams. We treat every client like family and go above and beyond to get you the lowest mortgage rate in the fastest time to closing on your property. Our team will make your mortgage process as simple and easy as possible.

  • Thomas My Mortgage Guy
  • 3820 Northdale Blvd, Suite 111A, Tampa, FL, 33624

  • Thomas My Mortgage Guy specialize in loans for self-employed borrowers that do not require tax returns. Along with new home purchases, refinances, VA, contract-for-deed, and diverse mortgage solutions for unique circumstances. My passion, honesty, and forward thinking have made me a trusted leader and colleague.

  • American Nationwide Mortgage Company Inc.
  • 3820 Northdale Blvd, Suite 111A, Tampa, FL, 33624

  • American Nationwide Mortgage Company was established over 21 years ago. Our company’s mission is to assist the borrower in obtaining competitive rates while obtaining the highest expectation of service and customer satisfaction. We know that interest rates alone are not enough. As a result we provide an exceptionally high level of service
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