FHA VS Conventional loan programs in West-Bountiful, Davis County, Utah

In 2025, Convetional loan limit in West-Bountiful, county of Davis, UT is $647,200 while FHA limit is $646,300 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in UT is best for your particular financial situation.

Compare loan offers from 100 lenders

2025 loan limits and downpayment requirments in West-Bountiful, county of Davis, UT

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $517,000 0%
FHA $646,300 3.5%

The comparison table applies to zip codes: 84087

Conventional and FHA loan options in West-Bountiful, UT

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Fortress Home Mortgage Inc
  • 1336 South Main Street, Royal Oak, MI, 48067
  • Fortress Home Mortgage (NMLS ID# 135922) is owned and operated locally by John Sarkisian (NMLS ID# 136596). We utilize multiple lenders to find the best rates and products to fit the needs of our Metro Detroit borrowers. All applicants receive one on one customer service from pre-approval to closing.
  • First Team Lending Group PLLC
  • 313 East Maryland Avenue, Royal Oak, MI, 48067
  • "We specialize in shopping between the most reputable lenders on our clients’ behalf for the best possible program and rate for the client-specific situation. We offer wholesale pricing which means lower rates and less cost for our clients! Our goal is to keep the mortgage process simple, easy and fast so you can stay focused on your daily l
  • Michigan Elite Lending
  • 1817 E 4th St, Royal Oak, MI, 48067
  • Michigan Elite Lending with the vision of supplying clients with the best possible loan experience with the lowest rates on the market. Working with a mortgage broker allows borrowers to secure the lowest rate without doing all the legwork. We shop hundreds of wholesale lenders to find the best program for you.
  • Myrina Mortgage Group LLC
  • 1012 Cedarhill Drive, Royal Oak, MI, 48067
  • Myrina Mortgage Group is a female owned and operated broker firm. We are called Mortgage Warriors because we search out and capture the very best loan product for you and your mortgage goals. We only work with wholesale lenders to offer you the very best in pricing and service every day.
  • HomeSure Lending
  • 322 West Lincoln Avenue, Suite 300, Royal Oak, MI, 48067
  • HomeSure Lending was founded in 2014. As a company, nothing is more important to us that helping our clients Purchase with Confidence or Refinance with Ease. You will hear the term Simple Mortgage Guidance, and if we have not made the process simple, we have not done our job well enough. Here is what we promise
  • Clear2Mortgage Inc
  • 306 South Washington Avenue, Suite 224, Royal Oak, MI, 48067
  • Clear2 Mortgage founded by Chris Kas-Marogi, a long-time mortgage industry veteran driven by a genuine passion for his clients. Clear2 Mortgage serves both realtors and home buyers throughout CA, CO, MI, FL, and TX. Having founded his own mortgage company, he’s privileged to be able to offer mortgages that meet and exceed industry standards.
  • Omega Lending Group
  • 115 S Main St, Suite 300, Royal Oak, MI, 48067
  • Our company is built upon the integrity of each and every loan officer. We believe that being part of the Omega team needs to mean something more than just mortgages. It’s about helping people realize their home ownership dreams and doing so with pride. Omega Lending Group is a local mortgage company based in Royal Oak.
  • Credit Union ONE
  • 400 E. Nine Mile Road, Ferndale, MI, 48220
  • Credit Union ONE was founded in 1938 with the goal of providing exceptional value to its members. Today, we remain committed to delivering quality financial services at our 20 branches in Detroit, Grand Rapids & Traverse City.Credit Union ONE was founded in 1938 with the goal of providing exceptional value to its members.