FHA VS Conventional loan programs in 2025 for Centerville, Davis County, Utah

In 2025, the Conventional loan limit in the city of Centerville, located in the county of Davis, UT, is $744,050, while the FHA limit stands at $744,050 for a single-family home.

The Lendersa® Conventional loan calculator is a useful tool for comparing today's top rates among Conventional, FHA, and USDA loans. It helps determine the necessary income, credit, reserves, and documentation for qualification. With our advanced mortgage calculator, you can view Conforming Conventional loans alongside USDA, FHA, and VA options to determine which program in UT fits your specific financial situation best.

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2025 Loan Limits and Downpayment Requirements in Centerville, County of Davis, UT

Loan Type Loan Limit Down Payment
Conventional Conforming $744,050 3%
USDA $517,000 0%
FHA $744,050 3.5%

This table applies to the following zip codes: 84014

Explore Various Loan Options: Conventional and FHA in Centerville, UT

Lendersa® is dedicated to providing you with the best Conventional, USDA, or FHA loans quickly and without hassle. Choose one of three starting options to find matching lenders and appropriate loan programs.

USDA loan request and results by Lendersa


  • Salt City Home Loans, LLC
  • 1062 East 2100 South, Suite 217, Salt Lake City, UT, 84106
  • "Hi I'm Jason Deamer, founder of Salt City Home Loans located in the heart of Salt Lake City. I started in the home loan industry over 19 years ago in 2001, and I’ve worked with and learned from some of the best in our industry. Mortgages are so much more than just a means to purchase a home."
  • American Wholesale Loans
  • 623 E 2100 S, Salt Lake City, UT, 84106
  • American Wholesale Loans is your connection to the Wholesale Lending market which has the best terms for Residential and Commercial loans. By skipping the middle man and going directly to the funding source you will save time in getting your financing secured and money over the life of your loan
  • American West Financial Home Loans
  • 675 E 2100 S, Suite 110, Salt Lake City, UT, 84106
  • "America West Financial is about helping potential home owners navigate through the complex process of home loans. Through dedicated Loan Officers & supporting staff, America West Financial provides an enjoyable, efficient experience. America West Financial was founded by Lee M Yates in 2003. After being in the Mortgage Broker business."
  • Education First Credit Union
  • 1250 Country Hills Drive, Ogden, UT, 84403
  • Education First Credit Union has been dedicated to serving the Ogden Community for over 76 years and we are not about to stop now. Our customer service is our most prided asset shows in the happiness of our members. You could be one of these member too! Come join our Credit Union FAMILY
  • Ascent Credit Union
  • 4140 Harrison Blvd, Ogden, UT, 84403
  • We are in the business of helping members achieve financial success. We take seriously our role as consultants & educators & work hard to provide the best services and rates. We offer a variety of online & mobile technologies that provide tremendous benefits for members. We operate four branches: Ogden, Roy, North Ogden & Weber State University.
  • Intercap Lending
  • 5926 S. Fashion Pointe Dr, Suite 110, South Ogden, UT, 84403
  • Look no further! You have found Northern Utah’s one-stop resource for all your mortgage financing needs. My philosophy is simple: client-focused. You are top priority throughout the loan process. You are the reason why I am in business. My goal is to give you the right loan at the right rate to meet your financial and equity objectives for life.
  • Village Mortgage, Inc.
  • 3852 South Washington Boulevard, Ogden, UT, 84403
  • Village Mortgage We are a local independent mortgage broker and have been for two decades. We focus on giving you more options. How does having more options help you? A more extensive selection of programs means we can find a mortgage that fits you, not the other way around. All the while getting you what matters most; the lowest rate.
  • Talon Loans, LLC
  • 920 Chamber St, Suite 11, Ogden, UT, 84403
  • Talon Loan LLC is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Wasatch Peaks Credit Union
  • 4723 Harrison Blvd, Ogden, UT, 84403
  • Wasatch Peaks Credit Union, our mission is simply stated; yet, it is the root of all we do: Exceeding expectations one member at a time and offers the following products and services: Auto/Boat/RV/ATV Loans, Mortgage Loans, Home Equity Loans/Lines of Credit, Visa® Credit Cards, Savings, CDs/IRAs, FREE Checking, Online Banking.
  • Goldenwest Credit Union
  • 5025 South Adams Avenue, South Ogden, UT, 84403
  • Goldenwest is among the largest credit unions in Utah, holding $2.3 billion dollars in assets. As a not-for-profit financial cooperative, Goldenwest is owned by its 153, 000+ members. Based in Ogden since it was founded in 1936, the credit union operates 43 branches from Logan to St George, including the USU Credit Union Division in Cache Valley.
  • Deseret First Credit Union
  • 2480 S 3850 W, Suite C, West Valley City, UT, 84120
  • "Deseret First Credit Union exists to foster the financial independence and well-being of its members within the LDS community. Our reputation for providing value and empowering the community reaches beyond the borders of Utah, where our 11 branches are located. Because we are a credit union, we have members, and not customers."