FHA VS Conventional loan in Woods-Cross, Davis County, Utah

In 2026, the limit for Conventional loans in Woods-Cross, located in the county of Davis, UT, is set at $647,200. Meanwhile, the FHA limit for a single-family home is $646,300.

Use the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Determine the income, credit score, reserves, and documents required to qualify. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side by side, assisting you in selecting the best program in UT tailored to your financial needs.

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2026 Loan Limits and Down Payment Requirements in Woods-Cross, Davis, UT

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $517,000 0%
FHA $646,300 3.5%

This table applies to the following zip codes: 84087

Explore Conventional and FHA Loan Options in Woods-Cross, UT

Lendersa® aims to quickly and efficiently provide you with the best possible Conventional, USDA, or FHA loan without hassle. Choose from three starting points that connect you with matching lenders and loan programs.

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Woods-Cross Lenders

  • Bonneville Financial Services, Inc.
  • 1009 North Allington Drive North, North Salt Lake, UT, 84054
  • Lends in Utah
  • Bonneville Financial Services, Inc. was founded by Maria Thomson Frady in August 2003. She began her career in the Housing Market as a Real Estate Agent in Brazil in 1990. As an Independent Real Estate Agent, she focused on assisting her clients in buying, selling, and leasing properties in Recife, PE-­Brazil.

  • Capital Financial Group, Inc.
  • 846 South Main Street, Bountiful, UT, 84010
  • Lends in Utah
  • "We are CFG Home Loans - the mortgage division of Capital Financial Group. A western regional mortgage company providing solutions for our clients with quality, customized home mortgage financing for life.

    Over 20 Years of Specializing in mortgages in Utah
    Provides the highest level of client service."

  • Utah Mortgage Resource LLC
  • 2941 South 100 West, Bountiful, UT, 84010
  • Lends in Utah
  • Utah Mortgage Resource Being a mortgage broker means having access to wholesale lender rates, and a huge variety of mortgage loan products. Being a good mortgage loan officer means knowing the guidelines, and how to insure the best odds for an approval. broker means having access to wholesale lender rates, and a huge variety of mortgage loan pro.

  • Utah Mortgage
  • 1525 North Main Street, Suite 100, Bountiful, UT, 84010
  • Lends in Utah
  • Utah Mortgage was formed in 2015, but our experience extends to over 30 years. Our team is growing quickly to support hundreds of new home-buyers each year. As a privately owned, founder-led company, we’re able to cut costs & time spent on the mortgage process. We invest in technology, research, home-owner support and great design.

  • Clear Capital Group
  • 240 N. East Promontory, Suite 200, Suite 4428, Farmington, UT, 84025
  • Lends in Utah
  • Clear Capital Group provides funding solutions for small and mid-size businesses by connecting clients with sorely needed capital resources that simply aren’t available in local banks and credit unions. Offering a literal buffet of financing options tailored to meet the needs of any business regardless of the stage of growth they are in as well as

  • JH Home Loans
  • 556 Rigby Rd, Farmington, UT, 84025
  • Lends in Utah
  • As a local mortgage broker I am able to help you find the best rates and fees for your personal situation. Whether I am your first choice, or you just want a second opinion, I can help. It is not uncommon for me to be able to offer a similar rate to my competitors while paying most if not all the closing costs associated with a mortgage.

  • Best Rates On Earth
  • 722 West Shepard Lane, Suite 104, Farmington, UT, 84025
  • Lends in Utah
  • At TruePointe Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Integrity Lending.LLC
  • 825 North 300 West, Suite C423, Salt Lake City, UT, 84103
  • Lends in Utah
  • At Integrity Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you

  • Zions Bank
  • 1 S Main St, Salt Lake City, UT, 84133
  • Lends in Utah
  • Zions Bank isn't just a Bank. We're part of your community, your next door neighbor, with more than 140 years of history behind every transaction and community investment. We offer access to ATMs throughout Utah, Idaho, and eight other states. We provide financial resources, wealth management solutions, mortgage services, and more