FHA VS Conventional loan programs in 2026 for Farmington, Davis County, Utah

For 2026, the Conventional loan limit in Farmington, located in the county of Davis, UT, is $744,050. The FHA limit for a single-family dwelling is set at $744,050.

Utilize Lendersa®'s Conventional loan calculator to contrast the best rates of the day for Conventional, FHA, and USDA loans. Determine the income, credit standing, reserves, and documentation required to qualify. Our advanced mortgage calculator enables you to view Conforming Conventional loans side by side with USDA, FHA, and VA options, assisting in choosing the best suited program in UT for your financial scenario.

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Loan limits and Downpayment Requirements for 2026 in Farmington, Davis, UT

Loan Type Loan Limit Down Payment
Conventional Conforming $744,050 3%
USDA $517,000 0%
FHA $744,050 3.5%

This table is relevant for zip codes: 84025

Exploring Conventional and FHA Loan Options in Farmington, UT

The objective of Lendersa® is to quickly and effortlessly secure the most suitable Conventional, USDA, or FHA loan for you. Start by choosing one of three primary paths that match you with the right lenders and loan programs.

Results for Lendersa USDA loan requests and matches


Farmington Lenders

  • Clear Capital Group
  • 240 N. East Promontory, Suite 200, Suite 4428, Farmington, UT, 84025
  • Lends in Utah
  • Clear Capital Group provides funding solutions for small and mid-size businesses by connecting clients with sorely needed capital resources that simply aren’t available in local banks and credit unions. Offering a literal buffet of financing options tailored to meet the needs of any business regardless of the stage of growth they are in as well as

  • JH Home Loans
  • 556 Rigby Rd, Farmington, UT, 84025
  • Lends in Utah
  • As a local mortgage broker I am able to help you find the best rates and fees for your personal situation. Whether I am your first choice, or you just want a second opinion, I can help. It is not uncommon for me to be able to offer a similar rate to my competitors while paying most if not all the closing costs associated with a mortgage.

  • Best Rates On Earth
  • 722 West Shepard Lane, Suite 104, Farmington, UT, 84025
  • Lends in Utah
  • At TruePointe Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.

  • Wasatch Capital Mortgage
  • 697 North 240 East, Kaysville, UT, 84037
  • Lends in Utah
  • At Wasatch Capital Mortgage we strive to make you a “client for life” and a part of our mortgage family. We want to be your first choice each and every time you need a home loan. We have a reputation of going above and beyond for every single client. Our goal is to earn the level of trust that will make you to feel confident.

  • Ashby Financial Group, LC
  • 326 Apricot Grove, Kaysville, UT, 84037
  • Lends in Utah
  • Ashby Financial Group and Lewis Weaver with LW Real Estate have partnered up to provide our clients with an exceptional home buying experience! We provide all types of mortgage financing. We have Conventional, VA, FHA, USDA, Reverse Mortgage, 100% Purchase, non-conventional. We also provide retirement savings plans.

  • Coventry Mortgage
  • 610 N. Kays Drive, Suite 106, Kaysville, UT, 84037
  • Lends in Utah
  • Coventry Mortgage is the right choice for Mortgages. We have built our business by satisfying our customers mortgage needs one loan at a time.We rarely advertise, our business is made up of referrals from happy customers and from creating relationships with borrowers that last a life time.

  • Summit Home Loans
  • 375 N Main St, Suite 201, Kaysville, UT, 84037
  • Lends in Utah
  • Summit Home Loans is a residential mortgage brokerage that strives to provide the very best home financing experience in the industry. Our two main priorities are service and price, which we believe go hand in hand rather than trading one for the other. By providing a competitive and fun working environment.

  • Beam Lending
  • 1086 E Hwy 193, Suite 102, Layton, UT, 84040
  • Lends in Utah
  • Beam Lending was established with you in mind. We focus our efforts on delivering great customer service and competitive interest rates. Over the years, we have been able to help countless clients finance a place they can call home. We are confident that we can provide a home loan solution for you, no matter your situation.

  • Capital Financial Group, Inc.
  • 846 South Main Street, Bountiful, UT, 84010
  • Lends in Utah
  • "We are CFG Home Loans - the mortgage division of Capital Financial Group. A western regional mortgage company providing solutions for our clients with quality, customized home mortgage financing for life.

    Over 20 Years of Specializing in mortgages in Utah
    Provides the highest level of client service."