Explore the differences! FHA VS Conventional loan programs in Fruit-Heights, Davis County, Utah
In 2026, the Conventional loan limit for Fruit-Heights, county of Davis, UT, is $647,200, while the FHA limit is $646,300 for a single-family home.
Use the Lendersa® Conventional loan calculator to compare today's top rates for Conventional, FHA, and USDA loans. Determine the income, credit, and documents required to qualify. Our advanced tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, helping you pick the best program in UT for your finances.
2026 Loan Limits and Downpayment in Fruit-Heights, Davis, UT
Loan Type
Loan Limit
Down payment
Conventional Conforming
$647,200
3%
USDA
$517,000
0%
FHA
$646,300
3.5%
This table applies to these zip codes: 84037
Conventional and FHA Loan Options in Fruit-Heights, UT
Lendersa® aims to quickly find the best Conventional, USDA, or FHA loan, hassle-free. Choose from three starting points to match with lenders and loan programs.
At Wasatch Capital Mortgage we strive to make you a “client for life” and a part of our mortgage family. We want to be your first choice each and every time you need a home loan. We have a reputation of going above and beyond for every single client. Our goal is to earn the level of trust that will make you to feel confident.
Ashby Financial Group and Lewis Weaver with LW Real Estate have partnered up to provide our clients with an exceptional home buying experience! We provide all types of mortgage financing. We have Conventional, VA, FHA, USDA, Reverse Mortgage, 100% Purchase, non-conventional. We also provide retirement savings plans.
610 N. Kays Drive, Suite 106, Kaysville, UT, 84037
Lends in Utah
Coventry Mortgage is the right choice for Mortgages. We have built our business by satisfying our customers mortgage needs one loan at a time.We rarely advertise, our business is made up of referrals from happy customers and from creating relationships with borrowers that last a life time.
Summit Home Loans is a residential mortgage brokerage that strives to provide the very best home financing experience in the industry. Our two main priorities are service and price, which we believe go hand in hand rather than trading one for the other. By providing a competitive and fun working environment.
240 N. East Promontory, Suite 200, Suite 4428, Farmington, UT, 84025
Lends in Utah
Clear Capital Group provides funding solutions for small and mid-size businesses by connecting clients with sorely needed capital resources that simply aren’t available in local banks and credit unions. Offering a literal buffet of financing options tailored to meet the needs of any business regardless of the stage of growth they are in as well as
As a local mortgage broker I am able to help you find the best rates and fees for your personal situation. Whether I am your first choice, or you just want a second opinion, I can help. It is not uncommon for me to be able to offer a similar rate to my competitors while paying most if not all the closing costs associated with a mortgage.
722 West Shepard Lane, Suite 104, Farmington, UT, 84025
Lends in Utah
At TruePointe Mortgage, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
Beam Lending was established with you in mind. We focus our efforts on delivering great customer service and competitive interest rates. Over the years, we have been able to help countless clients finance a place they can call home. We are confident that we can provide a home loan solution for you, no matter your situation.
At First Community Bank, we don't aspire to a vision of transacting business. We aim for transforming lives. Everything we do as a bank goes towards helping our customers become empowered and succeed financially.
When you bank with First Community, your banker is more than just a face in the crowd.
