Conventional Vs. FHA Lending requirements Salt-Lake-City, UT in 2026

In 2026, the Conventional loan limit for Salt-Lake-City, in the county of Salt Lake, UT, is $647,200. Meanwhile, the FHA loan limit for a single-family residence is $523,250.

Use the Lendersa® Conventional loan calculator to compare today's best rates among Conventional, FHA, and USDA loans. Determine income, credit, reserves, and documents needed to qualify. This advanced mortgage tool shows Conforming Conventional, USDA, FHA, and VA loans side by side, aiding in selecting the best program in UT for your financial needs.

Conventional and FHA Loan Options in Salt-Lake-City, UT

The goal of Lendersa® is to help you quickly find the best Conventional, USDA, or FHA loan with ease. Choose one of three paths to connect with matching lenders and loan options.

Lendersa USDA loan request and matching results

Salt-Lake-City Lenders
(385) 347-5950 Lender's profile and map Bonneville Financial Services, Inc. 1009 North Allington Drive North, North Salt Lake, UT, 84054 Lends in Utah Bonneville Financial Services, Inc. was founded by Maria Thomson Frady in August 2003. She began her career in the Housing Market as a Real Estate Agent in Brazil in 1990. As an Independent Real Estate Agent, she focused on assisting her clients in buying, selling, and leasing properties in Recife, PE-Brazil.
(801) 973-5052 Lender's profile and map Varex Federal Credit Union 1678 South Pioneer Road, Salt Lake City, UT, 84104 Lends in Utah Our motto, ""Friends Helping Friends"" represents the credit union's desire to serve the Varex employees, retirees and their families by customizing our service to meet each member's unique needs. We want to be our members' financial institution of choice for loans and savings by offering highly competitive rates.
(573) 246-7087 Lender's profile and map Nelson Funding 222 S Main St, Suite 500, Salt Lake City, UT, 84101 Lends in Utah Nelson Funding specializes in funding commercial mortgages Nationwide, US Territories, Mexico, Canada, and Caribbean. All property types eligible including hospitality, multifamily, industrial, retail, office, cannabis, special use, and more. Vanilla bridge loans close in 10 days or less. Challenging situations usually close in 14-21 days.
(801) 424-5200 Lender's profile and map Integrity Lending.LLC 825 North 300 West, Suite C423, Salt Lake City, UT, 84103 Lends in Utah At Integrity Lending, LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
(800) 509-6191 Lender's profile and map Celtic Bank 268 South State Street, Suite 300, Salt Lake City, UT, 84111 Lends in Utah Celtic Bank is a Bank with operations in fifty states. Celtic Bank offers numerous mortgage programs including jumbo, non-owner occupied, FHA and construction mortgages. Celtic Bank specializes in construction loans.Headquartered in Salt Lake City, Utah, Celtic Bank was named the 6th largest SBA lender in the nation for FY 2015.
(801) 323-1011 Lender's profile and map Bonneville Multifamily Capital 111 S. Main St, Suite 1600, Salt Lake City, UT, 84111 Lends in Utah Bonneville Multifamily Capital has been a division of Bonneville Real Estate Capital (BREC), a full-service mortgage banking firm, since 2003. Since 1975 BREC has originated in excess of $6 billion in interim and long-term loans and sales on real property across the United States.
(801) 856-4927 Lender's profile and map CPA Mortgage Services, LLC 299 South Main Street, Suite 1300, Salt Lake City, UT, 84111 Lends in Utah CPA Mortgage Services is a Mortgage brokerage firm created by a life long tax accountant. With over 26 years in the lending industry, along with a unique skill set in accounting, we are able to find the most suitable mortgage products for each client as they go through the mortgage process.
(801) 783-1404 Lender's profile and map Stratify Lending LLC 220 South 200 East, Suite 200, Salt Lake City, UT, 84111 Lends in Utah Stratify Lending, our goal is to make the process seamless and enjoyable. Our mortgage professionals are experts on the wide array of mortgage products available to consumers. Our careful assessment process will help match you with the right product to meet your long-term financial goals
(801) 800-8214 Lender's profile and map RushFire Private Lending 257 E 200 S, Suite 525, Salt Lake City, UT, 84111 Lends in Utah RushFire Private Lending is a privately owned non-traditional real estate finance company powered by technology. We provide asset-based financing for real estate entrepreneurs wholesaling, developing, and rehabilitating real estate within the state of Utah. We focus on wholesale short-term, single-family residential rehab