FHA VS Conventional loan in Gloucester-Point, Gloucester County, Virginia

In the year 2026, the Conventional loan limit for Gloucester-Point, located in the county of Gloucester, VA, stands at $647,200. Simultaneously, the FHA limit for a single-family home has been established at $488,750.

The Lendersa® Conventional loan calculator is a tool designed to allow you to compare current rates for Conventional, FHA, and USDA loans. You can also assess qualifying factors such as income, credit score, reserves, and necessary documents. Our advanced mortgage calculator presents an at-a-glance comparison of Conforming Conventional loans alongside USDA, FHA, and VA loans to facilitate selecting the best program suited to your financial circumstances in VA.

Explore and contrast loan offers from over 100 lenders

2026 Loan Limits and Down Payment Requirements in Gloucester-Point, county of Gloucester, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $367,080 0%
FHA $488,750 3.5%

This comparison pertains to the following zip codes: 23062, 23072, 23018, 23131, 23184

Options for Conventional and FHA Loans in Gloucester-Point, VA

The mission of Lendersa® is to efficiently provide you with the best Conventional, USDA, or FHA loan options available, free of hassle. Choose your preferred starting point from three options to discover lenders and loan programs that match your criteria.

Lendersa USDA loan request results


  • East Shore Mortgage
  • 707 Main Street, Branford, CT, 06405
  • East Shore Mortgage has tried to provide accurate and timely information; however, the content of this site may not be accurate, complete or current and may include technical inaccuracies or typographical errors. From time to time changes may be made to the content of this site without notice. East Shore Mortgage may change the products, services

  • Sachem Lending
  • 698 Main Street, Branford, CT, 06405
  • Sachem Capital, we are a Connecticut-based real estate finance company that specializes in originating, servicing and managing a portfolio of first mortgage loans. We offer short-term secured, non-banking loans to real estate investors to fund their rehabilitation, development or improvement of residential or commercial properties.

  • Original Funding
  • 575 Underhill Blvd, Suite 216, Southold, NY, 11971
  • Original Funding is not a lender. We provide a service to prospective borrowers wherein we submit their secure application information to our network of lenders. We do not collect a fee from the applicants. Our mission is to match prospective borrowers with our preferred network of lenders. There is no guarantee that your application

  • Crosspoint Federal Credit Union
  • 105 Sanford Street, Hamden, CT, 06514
  • For more than 83 years, CrossPoint Federal Credit Union has found success by finding the right products for our members and not by finding members for our products. In 1936, the credit union aimed to understand the goals of teachers. Today, that level of loyalty and commitment to customizing a full scope of financial solutions spans to people.

  • Mr Mortgage LLC
  • 325 George Sumner Drive, Columbia, SC, 29212
  • Mr. Mortgage a SC based Mortgage Brokerage firm is a small business that has become a major influence in the mortgage industry. This has been accomplished through the determination & loyalty that we have toward the financial success of all our customers. Brokerage firm is a small business that has become a major influence in the mortgage industry.

  • MORTGAGE OPTIONS INC.
  • 6140 St. Andrews Rd, Columbia, SC, 29212
  • The Mortgage Options Inc Team is committed to providing clients with the highest quality home loans combined with some of the lowest mortgage rates available in all of South Carolina. Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, our highly experienced team.

  • Simplified Mortgage Solutions, LLC
  • 3125 Hebron Drive, Suite 101, West Columbia, SC, 29169
  • SMS we pride ourselves on exceeding our customer's expectations in finding the best rates, service, and options for a home loan that's right for you.



    Whether you want the lowest rate possible, a large amount of guidance, or a more complex financing package, we realize you are unique and we'll work with you to form a loan

  • People First Financial
  • 1315 Boardman-Canfield Rd, Youngstown, OH, 44512
  • At People First Financial, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. People First Financial has the perspective, insight, and experience to handle your financing needs.

  • First Equity Mortgage Group LLC
  • 860 Boardman Canfield Rd, Suite 101, Youngstown, OH, 44512
  • First Equity Mortgage Group, LLC. We are a full service mortgage broker. Whether you are buying a home or refinancing, we can help you realize your dream of home ownership or save you money when getting your new lower monthly payment.And we offer the following: FHA | FHA 203k| VA | USDA | Jumbo | Conventional