FHA VS Conventional loan programs in 2025 for Gloucester-Point, Gloucester County, Virginia

In the year 2025, the Conventional loan limit for Gloucester-Point, located in the county of Gloucester, VA, stands at $647,200. Simultaneously, the FHA limit for a single-family home has been established at $488,750.

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The Lendersa® Conventional loan calculator is a tool designed to allow you to compare current rates for Conventional, FHA, and USDA loans. You can also assess qualifying factors such as income, credit score, reserves, and necessary documents. Our advanced mortgage calculator presents an at-a-glance comparison of Conforming Conventional loans alongside USDA, FHA, and VA loans to facilitate selecting the best program suited to your financial circumstances in VA.

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2025 Loan Limits and Down Payment Requirements in Gloucester-Point, county of Gloucester, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $647,200 3%
USDA $367,080 0%
FHA $488,750 3.5%

This comparison pertains to the following zip codes: 23062, 23072, 23018, 23131, 23184

Options for Conventional and FHA Loans in Gloucester-Point, VA

The mission of Lendersa® is to efficiently provide you with the best Conventional, USDA, or FHA loan options available, free of hassle. Choose your preferred starting point from three options to discover lenders and loan programs that match your criteria.

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  • First Community Bank
  • 809 West Main Street, Rogersville, TN, 37857
  • First Community Bank of East Tennessee offers a complete range of financial services including savings, checking, CDs, investment services, consumer, mortgage, and commercial lending, business services, and much more. The philosophy of local bank decision-making and personalized service is the driving force of First Community Bank. Founded in 1993.

  • The Stoffer Mortgage Company Inc
  • 100 30th St Nw, Suite 106, Canton, OH, 44709
  • Stoffer Mortgage is a mortgage services company based in Canton, Ohio. We offer conventional, FHA, USDA, jumbo, and VA mortgages for residential transactions to purchase or refinance one to four-unit dwellings. These properties can be utilized for owner occupancy, vacation/second homes, or investment.

  • PIONEER FINANCIAL SERVICES, INC
  • 2515 Cleveland Ave N, Canton, OH, 44709
  • Pioneer Financial Services Inc. is a locally owned and operated company serving all of Ohio. Founded in 2000, we were built on honesty, integrity, and personal service. We offer a wide variety of loan programs with fast and efficient service. Our knowledgeable staff has over 50 combined years of experience originating mortgage loans.

  • ONE – Federal Credit Union
  • 300 Arch Street, Meadville, PA, 16335
  • At ONE Federal Credit Union, we are ONE team committed to building lifelong relationships with all of our members. Life can be complex, but at ONE, we’re all about making every day better for all of the individuals, businesses and communities we serve. One Federal Credit Union was founded in 1949 for American Viscose Employees.

  • Seasons Federal Credit Union
  • 524 South Main Street, Middletown, CT, 06457
  • In 1935, a group of educators from Middletown, CT, founded the future Seasons Federal Credit Union. Inspired by the credit union philosophy of “people helping people,” the teachers pooled their money together to provide low-cost loans.Through their joint efforts, Northern Middlesex School Employees Credit Union was chartered in December that year.

  • Andrew Johnson Bank
  • 124 North Main Street, Greeneville, TN, 37743
  • At Andrew Johnson Bank, exceptional service from people you know is our focus. We are, and will remain, a community-led bank with the best interest of those we serve. We strive for excellence in every way, and we want to exceed your expectations. We promise to treat you, our friend, with respect.

  • Greeneville Federal Bank
  • 101 W. Summer Street, Greeneville, TN, 37743
  • Greeneville Federal Bank, FSB, is a locally owned, full-service financial institution that has served Greeneville and Greene County since 1960. The bank has changed dramatically during the last 61 years but one thing has remained the same–our commitment to the people of Greeneville and Greene County.

  • St. Joseph's Federal Credit Union
  • 1811 Whipple Avenue NW, Canton, OH, 44708
  • St. Joseph’s Federal Credit Union was chartered on March 9th, 1942. 1942 marked the beginning of World War II and it was also the beginning of St. Joseph’s Federal Credit Union in January 1942. The nine members of St. Joseph’s Roman Catholic Parish in Canton, Ohio who chartered our credit union with Farm Credit Administration

  • UBI Federal Credit Union
  • 120 Woodford Avenue, Plainville, CT, 06062
  • In 1935, when credit unions were helping Americans through the Great Depression, it was said that credit unions were "not for profit, not for charity, but for service," and that philosophy still holds true at UBI today. Today, UBI continues to look out for our members’ interests and provide a level of service.
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