FHA VS Conventional loan programs in Williamsburg, Williamsburg County, Virginia

As of 2026, the Conventional loan limit in Williamsburg, within the county of Williamsburg, VA, is set at $726,200. In contrast, the FHA limit tailored for a single-family home is established at $507,150.

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Comparison of different loan calculators available

Explore the Lendersa® Conventional loan calculator, a tool designed to help you compare the current best rates for Conventional, FHA, and USDA loans. Evaluate the required income, credit score, reserves, and documentation necessary for qualification purposes. Our sophisticated mortgage calculator conveniently lays out Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating your decision about which program in VA best suits your financial needs.

Review and contrast loan offers from a myriad of 100 lenders

Comprehensive 2026 Loan Limits and Down Payment Requirements in Williamsburg, County of Williamsburg, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $367,000 0%
FHA $507,150 3.5%

This comparison table applies specifically to the following zip codes: 23187, 23185

Options for Conventional and FHA Loans in Williamsburg, VA

Lendersa® is committed to connecting you with the most efficient Conventional, USDA, or FHA loan solution quickly and with as little inconvenience as possible. You have the option to select from three initiation paths, each guiding you towards compatible lenders and loan programs tailored to meet your unique needs.

  1. Submit a detailed request optimized for Conventional/USDA/FHA loan solutions
  2. Explore Conventional, USDA, and FHA rates & terms as a priority
  3. Access the largest database of Conventional lenders available
Results from Lendersa's USDA loan requests and matches



  • M&B Mortgage LLC
  • 100 Plainfield Avenue, Suite B2, Edison, NJ, 08817

  • MB Mortgage, LLC is created to service the loan industry a little differently. We support our branches and loan officers with a full-service in-house team which offers them the flexibility they need to best serve their territories and customers. Servicing the loan from beginning to end saves the borrower time, and you can trust.

  • Cloud9CapitalCorp Inc
  • 2015 Lincoln Highway, Suite 180, Edison, NJ, 08817

  • Cloud9CapitalCorp is a fast growing professional organization engaged in corporate financial advisory, debt syndication, investment banking & financial services, and other allied management services, based out of New Jersey. Cloud9CapitalCorp has been promoted by professionals and managed by highly qualified, experienced and dynamic professionals

  • The Mortgage Professionals LLC
  • 122 East First Street, Wind Gap, PA, 18091

  • A mortgage broker has the ability to tailor a loan program to meet your personal needs. We offer a variety of rates from multiple lenders. Different investors have a need for money or loans at a certain loan term from time to time. One bank may be very aggressive on a 15 year loan today while another is looking for 30 year paper.

  • Service 1st Federal Credit Union
  • 1985 Montour Boulevard, Danville, PA, 17821

  • 1st Federal Credit Union is a full-service financial institution who puts the financial goals of our members at the heart of everything we do. Whether in one of our twelve branches located in Bloomsburg, Danville, Elysburg, Lewisburg, Loyalsock, Mifflinburg, Montandon, Shamokin Dam, Sunbury and Wilkes-Barre, or out-and-about in the community.

  • Central Susquehanna Community Federal Credit Union
  • 530 E Market Street, Danville, PA, 17821

  • CSC FCU opened in the TRW building in Danville as the TRW Federal Credit Union. When TRW closed its manufacturing plant, we moved our office across the street and changed our membership charter from segment-based to community-based. Continuing to provide great service to our members has always been important to us.

  • Rutgers Federal Credit Union
  • 85 Davidson Road, Piscataway, NJ, 08854

  • RFCU began helping faculty and staff and their families reach their financial goals. Over the years, we have since included UMDNJ, students, and partnered with a variety of Rutgers University organizations. Today, Rutgers Federal Credit Union has over $90 million in assets and over 9, 400 members.

  • Mortgage Plus Inc
  • 62 State Route 36 South, 2nd Floor, Keyport, NJ, 07735

  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.

  • Public Service Federal Credit Union
  • 619 Union Avenue, Middlesex, NJ, 08846

  • Our mission is simple; we want to provide our members with the highest quality customer service while offering valuable financial products with the best rates available. We truly are people helping people! We are a full service Financial Institution. Our members have access to loans, mortgages, IRA & Visa debit cards, checking/savings accounts.

  • GENNEXT FUNDING, LLC
  • 1275 Bound Brook Road Suite 8, Middlesex, NJ, 8846

  • We believe that every American should be able to easily attain his or her dream of home ownership through a simple, user-friendly process; a process which is client-centered, and results-driven. GenNEXT Funding offers our clients tailored financial solutions from mortgages for first time home buyers to loans for property investments.

  • Rate House Mortgage Company
  • 1316 Bound Brook Suite 2C, Middlesex, NJ, 8846

  • Rate House Mortgage Company was founded with a simple mission - To provide our clients with the best rates and terms in the industry. And our Team Members with the best place to work. Our priority is to keep home ownership affordable, and accessible to qualified American Families.

  • Greenway Mortgage Funding Corp
  • 107 Tindall Rd, Suite 14, Middletown, NJ, 07748

  • Greenway Mortgage is committed to transparency and open communications with its clients. We pride ourselves on speed, efficiency and providing a first-rate experience. Our loan officers are experienced, trusted professionals that are accessible and remain engaged throughout the loan process.

  • SEA VIEW MORTGAGE, INC.
  • 27 Beach Rd Suite 5A, Monmouth Beach, NJ, 7750

  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
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