As of 2025, the Conventional loan limit in Williamsburg, within the county of Williamsburg, VA, is set at $726,200. In contrast, the FHA limit tailored for a single-family home is established at $507,150.
Explore the Lendersa® Conventional loan calculator, a tool designed to help you compare the current best rates for Conventional, FHA, and USDA loans. Evaluate the required income, credit score, reserves, and documentation necessary for qualification purposes. Our sophisticated mortgage calculator conveniently lays out Conforming Conventional, USDA, FHA, and VA loans side by side, facilitating your decision about which program in VA best suits your financial needs.
Review and contrast loan offers from a myriad of 100 lenders
| Loan Type | Loan Limit | Down Payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $367,000 | 0% |
| FHA | $507,150 | 3.5% |
This comparison table applies specifically to the following zip codes: 23187, 23185
Lendersa® is committed to connecting you with the most efficient Conventional, USDA, or FHA loan solution quickly and with as little inconvenience as possible. You have the option to select from three initiation paths, each guiding you towards compatible lenders and loan programs tailored to meet your unique needs.
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Bridge Loan Guides
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