FHA VS Conventional loan in Norfolk, Norfolk County, Virginia
In 2026, the conventional loan limit in Norfolk, Norfolk county, VA is $726,200, while the FHA limit for a single-family home is $507,150.
Use the Lendersa® Conventional loan calculator to evaluate today's rates for Conventional, FHA, and USDA loans. Determine needed income, credit, reserves, and documents to qualify. This advanced tool lets you see Conforming Conventional, USDA, FHA, and VA loans side by side, helping you select the best program for your financial situation in VA.
Loan Limits and Downpayment Info for 2026 in Norfolk, Norfolk, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$507,150
3.5%
The table applies to zip codes: 23509
Conventional and FHA Loan Options in Norfolk, VA
The aim of Lendersa® is to secure you the most suitable Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three starting paths to connect with appropriate lenders and loan plans.
Coastal Key Acquisitions connects borrowers with the right capital source — fast. We specialize in hard money, bridge, and commercial loans nationwide. As a veteran-owned firm based in Hampton Roads, VA, we bring integrity and deal expertise to every transaction. Residential, commercial, and land deals welcome. Let’s close.
440 Monticello Ave, Suite 1850, Norfolk, VA, 23510
Lends in Virginia
Temple Mortgage LLC is a company dedicated to providing quality financial services. We specialize in offering the lowest rates available and tailoring the services to meet the needs of our customers. Our qualified staff is available to answer any questions regarding property purchases, ReFinancing of primary and secondary property.
1355 International Terminal Boulevard, Suite 102, Norfolk, VA, 23505
Lends in Virginia
The Port of Hampton Roads ILA Federal Credit Union is a financial institution owned and controlled by it's members. It continues to exist solely for the financial benefit of it's members through their ability to save money in the form of Share (deposits), purchasing of savings certificates (certificates of deposits) and other savings mechanisms.
4532 Bonney Rd, Suite A, Virginia Beach, VA, 23462
Lends in Virginia
Dragas Mortage is a locally owned and operated lender in Hampton Roads for over 50 years. We provide personalized mortgage lending across Virginia. Whether purchasing a home or refinancing, our dedicated team will help you get prequalified quickly and easily and help you every step of the way. We're local and we're here for you
5040 Corporate Woods Drive, Suite 100, Virginia Beach, VA, 23462
Lends in Virginia
Welcome to the McNulty Team at OVM Financial, where superior service meets down to earth reliability. Our team provides an unparalleled level of mortgage understanding, allowing you to enjoy a smooth and seamless process. We aim to serve you, and we take great pride in exceeding your expectations.
249 Central Park Ave, Suite 300, Office 116, Virginia Beach, VA, 23462
Lends in Virginia
Whether you’re buying, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who gives you quick and accurate financial advice.
We offer our clients the rare and valuable combination of consistently competitive rates, a very experienced team, and a superior service platform. We welcome the opportunity to share with you specifically how we provide these benefits to our clients and also providing an uniquely pleasant mortgage transaction experience where we act professionally
249 Central Park Ave, Suite 300, Virginia Beach, VA, 23462
Lends in Virginia
Home Free Mortgage you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. Since market conditions and mortgage programs change frequently, you need to make sure you’re dealing with a top professional who is able to give you quick and accurate financial advice.
249 Central Park Ave, Ste 300, Virginia Beach, VA, 23462
Lends in Virginia
The mortgage process can be complicated and confusing. Our mortgage experts help make the process easy to understand! With a single application and credit report, we can show you the best options from the best lenders. Never waste time duplicating work!Our loan Originators have access to a wide array of loan products.
