FHA VS Conventional loan in Portsmouth, Portsmouth County, Virginia
For 2025, the Conventional loan limit applicable in Portsmouth, county of Portsmouth, VA, stands at $726,200, while the FHA limit set for a single-family home is $507,150.
Explore the Lendersa® Conventional loan calculator to contrast the current rates of Conventional, FHA, and USDA loans. Determine what income levels, credit scores, reserve amounts, and documentation are necessary to qualify. Using our sophisticated mortgage calculator, you can view Conforming Conventional loans along with USDA, FHA, and VA options side by side, aiding in your decision about which program in VA is best suited for your financial needs.
2025 Loan Limits and Down Payment Requirements in Portsmouth, County of Portsmouth, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$507,150
3.5%
This applies to the specified zip codes: 23709, 23708, 23704, 23707, 23701, 23703, 23702, 23705
Options for Conventional and FHA Loans in Portsmouth, VA
Lendersa® strives to connect you quickly and seamlessly with the ideal Conventional, USDA, or FHA loan options. Start with one of three available pathways, designed to result in matched lenders and loan programs tailored to your needs.
Qwest Mortgage was incorporated in August, 2000 by Steven Porter. Steve was a Top Producer with Bank of America for 19 years. The staff at Qwest Mortgage brings an additional 23 years experience in the mortgage industry.Our ability to offer such attractive, competitive rates and fees comes from the relationship.
Integrity is the cornerstone of Howard Kredo's business. Howard believe a mortgage should be about building relationships and helping customers find the home loan that's right for them. As a Mortgage Banker for the past 25 years, He is here to answer questions so his clients have a clear understanding of what they can comfortably afford.
The Lending Group is a full service Direct Mortgage Lender. We lend on Residential and Commercial Real Estate. Our team specializes in Fast Closings, Low Down Payments, Unique Loan Programs, High Loan to Value Cash Outs. Working with a Direct Lender Guarantees your Home Loan application to approve with the Lowest Rate on the Market.
Cornerstone Lending, Inc is a mortgage broker currently licensed in PA, NJ, & Tennessee. We originate residential and commercial mortgages. We are approved to originate FHA, VA and USDA loans that are insured and guaranteed by those administrations. We also originate loans that are sold to Fannie Mae and Freddie Mac.
260 Knowles Avenue, Unit 330, Southampton, PA, 18966
Lending Capital Group is the mortgage company you’ve been looking for. The highest of integrity, speed and low rates to get your mortgage loan done, on time, every time. We love our clients! Our passion is helping them through the mortgage process from A – Z to get them into the home of their dreams, or through their financial issues.
Stonebridge Home Loans we care greatly about the satisfaction of our clients. You can be confident that when you receive a quote from Stonebridge Home Loans there will not be any hidden fees, empty promises and you will work with experienced professionals. Unlike most large banks
1620 Martin Luther King Jr Ave, Suite 101, Salisbury, NC, 28144
Home Realty and Mortgage, a real estate and mortgage brokerage firm located in Salisbury, North Carolina, is best known for providing exceptional real estate and mortgage services since 2002. Home Realty and Mortgage is built on Dedication, Communication, Determination, and Trust.
Since 1934, Utilities Employees Credit Union (UECU) has been providing exclusive financial benefits to America’s utility and energy employees and their families. As a full-service, virtual credit union, UECU’s goal is to help workers and Pennsylvania residents improve their financial well-being, accumulate wealth.
At Discovery FCU, we're more than just a place you bank, We're your neighborhood credit union that puts you first and foremost. We focus on the financial success of our members before we do anything else. We work together to create a member experience based on the principles of honesty, reliability and genuineness.
