FHA VS Conventional loan programs in Portsmouth, Portsmouth County, Virginia
For 2026, the Conventional loan limit applicable in Portsmouth, county of Portsmouth, VA, stands at $726,200, while the FHA limit set for a single-family home is $507,150.
Explore the Lendersa® Conventional loan calculator to contrast the current rates of Conventional, FHA, and USDA loans. Determine what income levels, credit scores, reserve amounts, and documentation are necessary to qualify. Using our sophisticated mortgage calculator, you can view Conforming Conventional loans along with USDA, FHA, and VA options side by side, aiding in your decision about which program in VA is best suited for your financial needs.
2026 Loan Limits and Down Payment Requirements in Portsmouth, County of Portsmouth, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$0
0%
FHA
$507,150
3.5%
This applies to the specified zip codes: 23709, 23708, 23704, 23707, 23701, 23703, 23702, 23705
Options for Conventional and FHA Loans in Portsmouth, VA
Lendersa® strives to connect you quickly and seamlessly with the ideal Conventional, USDA, or FHA loan options. Start with one of three available pathways, designed to result in matched lenders and loan programs tailored to your needs.
At ICS, we assess each transaction based on its own needs so that we can provide you with the right services for the situation. We are experienced with and equipped to handle contracts for deeds, private loans, lease purchases, lease options, purchase agreements, refinance closings, seller financing, assignments,
305 Fellowship Road, Suite 230, Mount Laurel, NJ, 08054
Union Plus Mortgage Company was founded by the AFL-CIO to provide current and retired union members and their families mortgages through a union-controlled company. Union Plus Mortgage Company is owned by the AFL-CIO, Union Privilege, and a group of unions and Our mission then and now is simple to provide you with the best available mortgages.
700 East Gate Drive, Suite 400, Mount Laurel, NJ, 08054
Lofi Direct, a d/b/a of American Neighborhood Mortgage Acceptance Company, LLC, is a nationwide mortgage loan provider dedicated to the principle of providing MORE products, services support and value to clients, partners and the community. Headquartered in Mount Laurel, N.J with branches throughout the United States
HighPoint Mortgage Inc. has over 20 years of experience specializing in all facets of residential mortgage lending. His extensive knowledge in Conventional, FHA, VA and USDA guidelines enables him to evaluate each client’s specific needs and goals to provide appropriate financing. Matt recognizes the importance of integrity, devotion,
U.S. Mortgage of Pennsylvania is a full service lender whose primary focus is to serve our Pennsylvania mortgage customers with competitive products, programs, and pricing. We pride ourselves on a higher level of continued service throughout the financing process. We can assist you with qualifying and obtaining the mortgage plan best suited
Piedmont Advantage is a member owned financial cooperative that provides quality financial products and caring solutions. At Piedmont Advantage, members always come first.
This credit union is federally insured by the NCUA.
Non-deposit investment products and services are offered through CUSO Financial Services
1691 Westbrook Plaza Blvd., Winston Salem, NC, 27103
At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. With humble roots in Winston-Salem and as one of the top performing credit unions in North Carolina
1st Trust Financial is designated to helping people to get the best home financing options available & the most aggressive rates without the exorbitant fees that other banks & lenders are charging. We started cleaning up the mortgage industry one customer at a time by giving them state of the art service and operating in an HONEST & ETHICAL manor.
Garden State Federal Credit Union was founded in 1960 as The Camden District Telephone Federal Credit Union. We later changed our name to reflect our expanded membership. Today we serve over 4, 400 members from 37 Member Groups and 9 select cities and towns. We currently have a branch located in Moorestown, New Jersey.
