FHA VS Conventional loan in Chesapeake, Chesapeake County, Virginia

In 2026, the limit for conventional loans in Chesapeake, located in Chesapeake county, VA is $726,200. Meanwhile, the FHA limit for a single-family home is $546,250.

Utilize Lendersa®'s Conventional loan calculator to compare today’s rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. This advanced tool lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your needs in VA.

Review loan offers from over 100 lenders

2026 Loan Limits and Downpayment Requirements in Chesapeake, Chesapeake, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $428,700 0%
FHA $546,250 3.5%

This comparison table applies to these zip codes: 23325, 23324, 23323, 23322, 23321, 23320, 23326, 23327, 23328

Discover Conventional and FHA Loan Options in Chesapeake, VA

Lendersa® works to secure you the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose from three starting points to align with matching lenders and loan programs.

Lendersa USDA Loan Request and Matching Results


  • Greentree Mortgage Company, LP
  • 5 Perina Blvd, Suite 200, Cherry Hill, NJ, 08043
  • Established in 1992, Greentree Mortgage Company is a privately held and a trusted lending organization, helping people realize their home ownership dream. Headquartered in Southern New Jersey, we have been serving the community for over 20 years. We have an A+ rating with the BBB (Better Business Bureau).

  • ACRE MORTGAGE & FINANCIAL, INC.
  • 400 Sheppard Rd, Voorhees, NJ, 08043
  • Acre Mortgage & Financial Inc. is an Equal Housing Lender. We fully comply with the Equal Credit Opportunity Act (ECOA) and all other Federal regulations. All applicants applying for credit from Acre Mortgage & Financial Inc. will never be discouraged on on the basis of race, color, religion, national origin, sex, military status ,marital status,

  • Team First Federal Credit Union
  • 111 Centerville Road, Lancaster, PA, 17603
  • At Team First FCU, we are committed to serving the needs of our membership. We understand that our members make us who we are and serving them is our number one priority. We offer a wide range of services to meet all your needs. The Team First Federal Credit Union began as the Teamsters Local #771 Federal Credit Union on February 15, 1962.

  • HomeSale Mortgage, LLC.
  • 131 Centerville Road, Lancaster, PA, 17603
  • HomeSale Mortgage, LLC is your hometown mortgage company. As a subsidiary of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. HomeSale Mortgage, LLC is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology.

  • IDEAL MORTGAGE GROUP
  • 2452 Noll Drive, Lancaster, PA, 17603
  • Ideal Mortgage Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage

  • Best American Mortgage Company
  • 1024 Springfield Road Collingdale, Collingdale, PA, 19023
  • Best American Mortgage Company is a mortgage broker in PA with over a decade of VA loan experience. We work multiple lenders that have special programs to maximize the VA home loan benefit. We're dedicated to helping the best Americans get the best loan.broker in PA with over a decade of VA loan experience.

  • FIDELIS MORTGAGE CORPORATION
  • 1205 E King St, Lancaster, PA, 17602
  • Fidelis Mortgage Corporation's mission is to provide you with high quality mortgage and real estate programs that are tailored to fit your unique situation at some of the most competitive rates in the nation. Fidelis is a family owned business since 2007. We have been in the mortgage industry for over 10 years and we are proud

  • Haddon Savings Bank
  • 201 White Horse Pike, Haddon Heights, NJ, 08035
  • Thirteen individuals formed the Haddon Heights Building and Loan Association on February 4, 1905. It was a mutual association, formed to help individuals buy a home. The Association was formed with an initial investment of $69,000. The first president of the Bank was Fredrick Fries.

  • Preferred Lenders - Prelenders.com
  • 1814 Rte 70 W, Suite 350, Audubon, NJ, 08106
  • "America’s Preferred Mortgage Lenders has over 50 years of combined experience in all aspects of residential mortgage lending. We are a licensed mortgage banker in New Jersey, Pennsylvania, Delaware, Maryland, California, and Florida.
    Our independence as a mortgage banker means we can offer rates, terms, and flexibility other lenders can’t."