FHA VS Conventional loan programs in 2025 for Chesapeake, Chesapeake County, Virginia

In 2025, the limit for conventional loans in Chesapeake, located in Chesapeake county, VA is $726,200. Meanwhile, the FHA limit for a single-family home is $546,250.

Utilize Lendersa®'s Conventional loan calculator to compare today’s rates for Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documents needed to qualify. This advanced tool lets you view Conforming Conventional, USDA, FHA, and VA loans side by side, helping you choose the best program for your needs in VA.

Review loan offers from over 100 lenders

2025 Loan Limits and Downpayment Requirements in Chesapeake, Chesapeake, VA

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $428,700 0%
FHA $546,250 3.5%

This comparison table applies to these zip codes: 23325, 23324, 23323, 23322, 23321, 23320, 23326, 23327, 23328

Discover Conventional and FHA Loan Options in Chesapeake, VA

Lendersa® works to secure you the best possible Conventional, USDA, or FHA loan quickly and without hassle. Choose from three starting points to align with matching lenders and loan programs.

Lendersa USDA Loan Request and Matching Results


  • Customers Bank
  • 99 Bridge Street, Phoenixville, PA, 19460
  • We are dedicated to providing exceptional value, service & convenience as part of an overall effortless banking experience. Our high-tech, high-touch approach to banking allows us to deliver a superior selection of products and services. We’re a community-based, full-service bank that offers a continually expanding portfolio of loans.
  • Utopia Financial LLC
  • 375 Morgan Street, Suite U, Phoenixville, PA, 19460
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Philadelphia Mortgage Brokers
  • 1243 Valley Forge Rd, Phoenixville, PA, 19460
  • Philadelphia Mortgage Brokers is an independent & locally owned mortgage brokerage serving the Greater Philadelphia Region. Licensed in PA, NJ, DE & FL. We were founded in February 2018 with the singular focus of providing great service with some of the best rates in the industry.
  • Jonestown Bank & Trust Co.
  • 670 Furnance Hills Pike, Lititz, PA, 17543
  • Jonestown Bank & Trust Co. (JBT) is a Community Bank with 13 locations serving Lebanon, Northern Lancaster and Berks Counties and surrounding communities. JBT was founded in 1873 and currently has over $657 million dollars in assets. We have been recognized as a top community bank by U.S.
  • Legacy Mortgage Company
  • 3262 Teesdale Street, Ground Floor, Philadelphia, PA, 19136
  • "We are mortgage broker company. We are here to find the best mortgage rate for our local clients. Build Your LEGACY through Home ownership; We are here for YOU! We can help refinance your existing mortgage or get a loan to purchase a new home. Jason Lin Mortgage Broker/Owner at Legacy Mortgage Company."
  • Piedmont Advantage Credit Union
  • 3530 Advantage Way, Winston Salem, NC, 27103
  • Piedmont Advantage is a member owned financial cooperative that provides quality financial products and caring solutions. At Piedmont Advantage, members always come first. This credit union is federally insured by the NCUA. Non-deposit investment products and services are offered through CUSO Financial Services
  • Allegacy Federal Credit Union
  • 1691 Westbrook Plaza Blvd., Winston Salem, NC, 27103
  • At Allegacy Federal Credit Union, we believe the answer is in the balance. It’s being wise in the choices you make. It’s pursuing wellness on every level. It’s working actively toward your goals, powered by the belief that you can get there. With humble roots in Winston-Salem and as one of the top performing credit unions in North Carolina
  • Orrstown Bank
  • 77 East King Street, Shippensburg, PA, 17257
  • Orrstown Bank one of the largest independent community banks in the region. Headquartered in Shippensburg, Pennsylvania, Orrstown continues to provide a full range of consumer, business, and wealth management services to its neighbors. We get to know our clients and our clients know they can count on us.
  • Moving forward in lifestyle
  • 220 University Ave, Pemberton, NJ, 08068
  • Moving forward Our process and program offers an easy and efficient way to help clients dispute negative items on their credit reports, build new accounts, and regain control of their futures and also Seasoned investors or new investors we can help you get the funds you need for investing.