FHA VS Conventional loan in Virginia-Beach, Virginia Beach County, Virginia
In 2026, the conventional loan limit for Virginia-Beach, in the county of Virginia Beach, VA, is $647,200. Meanwhile, the FHA limit for a single-family home stands at $488,750.
Utilize Lendersa®'s Conventional loan calculator to compare today's optimal rates between Conventional, FHA, and USDA loans. Determine the income, credit, reserves, and documentation necessary to qualify. This refined tool displays Conforming Conventional, USDA, FHA, and VA loans side by side, which aids in deciding the best program for your financial goals in VA.
2026 Loan Limits and Down Payment Requirements in Virginia-Beach, Virginia Beach, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$647,200
3%
USDA
$0
0%
FHA
$488,750
3.5%
This table pertains to zip codes: 23459
Explore Conventional and FHA Loan Options in Virginia-Beach, VA
Lendersa® focuses on providing you with the most suitable Conventional, USDA, or FHA loan quickly and without complications. Select one of three approaches to connect with appropriate lenders and loan programs.
600 22nd Street, Suite 302, Virginia Beach, VA, 23451
Lends in Virginia
Towne Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. Towne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.
600 22nd Street, Suite 204, Virginia Beach, VA, 23451
Lends in Virginia
Advance Financial Group is your local mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available.
Navigating the sea of financing to help grow your business. Capital Atlantic Solutions is a diversified financial brokerage and direct lender that can provide capital for almost any situation. Whether you are looking for working capital or money to secure the development of a 300 unit Multifamily we are able to help. We look forward to working wi
600 22nd Street, Suite 201, Virginia Beach, VA, 23451
Lends in Virginia
NewTowne Mortgage is hometown mortgage company, we uphold the principles and philosophies that have been established by our hometown traditions. NewTowne Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing.
4164 Virginia Beach Boulevard, Virginia Beach, VA, 23452
Lends in Virginia
Beach Municipal Federal Credit Union has been serving the financial needs of its members since 1970. In that time, we've become more than just another financial institution ~we've become your friend, your family and your partner in achieving your financial dreams. Our Mission is Dedicated to understanding and meeting members' needs & expectations.
468 Investors Pl, Suite 102, Virginia Beach, VA, 23452
Lends in Virginia
Consumer Mortgage & Investment Corp. We have been serving the needs of homeowners for mortgages in Virginia since 1982. Buying a home is an exciting time and, once you have found your perfect home, you'll need to look for mortgage companies. We can help you find the perfect mortgage for your new home from one of our loan programs.
580 Lynnhaven Parkway, Suite 103, Virginia Beach, VA, 23452
Lends in Virginia
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
780 Lynnhaven Parkway, Suite 160, Virginia Beach, VA, 23452
Lends in Virginia
At Atlantic Mortgage and Funding, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
1060 Laskin Road, Suite 14B, Virginia Beach, VA, 23454
Lends in Virginia
We’re making getting a mortgage easier than ever before. Our company has an experienced team of brokers on staff. Whether you’re buying, selling, refinancing, or building your dream home, you have a lot riding on your loan officer. As experienced loan officers we have the knowledge and expertise you need.
