FHA VS Conventional loan programs in 2025 for Virginia-Beach, Virginia Beach County, Virginia

In 2025, Convetional loan limit in Virginia-Beach, county of Virginia Beach, VA is $647,200 while FHA limit is $488,750 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in VA is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Virginia-Beach, county of Virginia Beach, VA

Loan Type Loan Limit Down payment
Conventional Conforming $647,200 3%
USDA $0 0%
FHA $488,750 3.5%

The comparison table applies to zip codes: 23459, 23451, 23453, 23452, 23455, 23457, 23456, 23454, 23460, 23461, 23462, 23464, 23450, 23458, 23463, 23465, 23466, 23467, 23471, 23479

Conventional and FHA loan options in Virginia-Beach, VA

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

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