FHA VS Conventional loan in Fredericksburg, Fredericksburg County, Virginia
As of 2026, in Fredericksburg within the county of Fredericksburg, VA, the maximum Conventional loan is set at $726,200, whereas the FHA loan limit for single-family homes stands at $1,089,300.
Utilize the Lendersa® Conventional loan calculator to thoroughly compare today's most competitive rates across Conventional, FHA, and USDA loans. Ascertain the required income, credit level, reserves, and documentation necessary for qualification. Our advanced mortgage calculator enables side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, offering guidance in choosing the best suited program in VA for your unique financial scenario.
2026 Loan Limits and Down Payment Specifications in Fredericksburg, County of Fredericksburg, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$1,089,300
3.5%
The comparison above pertains to these specific zip codes: 22401, 22404, 22412
Explore Conventional and FHA Loan Alternatives in Fredericksburg, VA
The aim of Lendersa® is to efficiently connect you with the optimal Conventional, USDA, or FHA loan, swiftly and with ease. Choose from one of the three initiation paths that align you with appropriate lenders and loan programs.
100 North Patterson Street, State College, PA, 16801
Professional Choice Mortgage is a mortgage broker based in State College, PA that was started in March 2005. We specialize in providing analytical tools and market knowledge regarding rates, so that you can make informed decisions about your mortgage and understand how it fits into your financial plan.
1402 S. Atherton Street, Suite 002, State College, PA, 16801
We're Principle Home Mortgage - a full service Pennsylvania mortgage broker offering the loans that will fit your needs. Our offices are located in State College, and we have decades of experience in Pennsylvania mortgages. Our mission is to provide exceptional customer service for all borrowers no matter the situation.
1315 S Allen St, Suite 207, State College, PA, 16801
True Home Mortgage we are a full service mortgage company based in State College. We specialize in First Time Homebuyer Programs in State College. We also serve the surrounding cities such as Bellefonte, Centre Hall, Port Matilda, Philipsburg, Altoona, Tyrone, and Lewistown. Whether you are buying a home of refinancing
Fleetwood Bank is the only locally-owned, community bank in the Greater Reading and Berks County area, and has eight offices located in Blandon, Boyertown, Fleetwood, Kutztown, Lyons, Oley, Shoemakersville and Wyomissing. We’re committed to maintaining a hometown atmosphere in each of our offices and to being active in our communities.
Amy is a very passionate woman who takes the business of mortgage banking and helping people realize their dream of financial independence very seriously. She started in mortgage banking in Los Angeles in the early 1990’s and her business has bloomed. She is now one of the top loan officers in the country NMLS# 106455.
"1st Colonial Community Bank has long been a staple in South Jersey, with branches in Collingswood and Westville, and for two decades has offered a full suite of financial services for personal and business banking.
As a community bank, we place relationships and customer service at the center of all that we do."
Our goal is to offer the best service and extremely competitive mortgage rates in minutes. Our wide selection of loan products helps us provide the perfect mortgage fit for your specific Real Estate finance needs.
Our mission is to serve our customers with honesty, integrity and competence.
1060 North Kings Hwy, Suite 110, Cherry Hill, NJ, 08034
Founded in 2011, the key to our success has been a combination of consistently offering the lowest possible and above all providing outstanding customer service. We take pride in treating our clients with honesty and integrity. We are proud to have helped finance thousands of loans, helping Americans find, keep and afford their dream homes.
First Financial Lending is a full service mortgage broker and lending firm. We have an experienced staff offering expertise in every are of mortgage lending. We have access to a full range of mortgage programs & all of our specialists are dedicated to finding you the right loan with the best rates, terms & lowest costs to meet your unique needs.
