FHA VS Conventional loan in Fredericksburg, Fredericksburg County, Virginia
As of 2026, in Fredericksburg within the county of Fredericksburg, VA, the maximum Conventional loan is set at $726,200, whereas the FHA loan limit for single-family homes stands at $1,089,300.
Utilize the Lendersa® Conventional loan calculator to thoroughly compare today's most competitive rates across Conventional, FHA, and USDA loans. Ascertain the required income, credit level, reserves, and documentation necessary for qualification. Our advanced mortgage calculator enables side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, offering guidance in choosing the best suited program in VA for your unique financial scenario.
2026 Loan Limits and Down Payment Specifications in Fredericksburg, County of Fredericksburg, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$1,089,300
3.5%
The comparison above pertains to these specific zip codes: 22401
Explore Conventional and FHA Loan Alternatives in Fredericksburg, VA
The aim of Lendersa® is to efficiently connect you with the optimal Conventional, USDA, or FHA loan, swiftly and with ease. Choose from one of the three initiation paths that align you with appropriate lenders and loan programs.
Virginia Partners Bank® and Maryland Partners Bank® because we believe that our residents and businesses deserve a local bank. We enjoy living here and getting to know our neighbors, the people we do business with. We’re active in the community, love its history, and offer support by donating our time, talents, and resources.
At Security Trust Mortgage LLC, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you & your family from the many mortgage options
2093 Jefferson Davis Hwy, Fredericksburg, VA, 22401
Lends in Virginia
NEW DOMINION FINANCIAL, our mission is to set a high standard in the loan industry. We are committed to quality customer service - putting the people we serve first.Our goal is to carefully guide you through the loan process, so that you can confidently select the best loan for you & your company from the many loan options that are available today.
1135 Heatherstone Dr, Suite 102, Fredericksburg, VA, 22407
Lends in Virginia
Griffin Capital Funding has grown to become one of the largest and most creative church financing companies in the country. With over $1.5 Billion in closed church loans, we have helped churches with loans as small as $50, 000 up to our largest loan for one church of $35, 000, 000.
1127 International Parkway, Fredericksburg, VA, 22406
Lends in Virginia
Our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options that are available today.
MAC Professional Services, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you and your family from the many mortgage options.
Churchill Mortgage offers incomparable service for residential or commercial lenders, whether you are a first-time homebuyer or a seasoned investor. We can guide you to the right loan amount and best program for you. We'll guide you through the process and make it worry-free to improve your interest rate and monthly payment.
1267 Courthouse Rd, Suite 201, Stafford, VA, 22554
Lends in Virginia
Priority Financial, LLC Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan
385 Garrisonville Road, Suite 97, Stafford, VA, 22554
Lends in Virginia
Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
