FHA VS Conventional loan programs in 2025 for Fredericksburg, Fredericksburg County, Virginia
As of 2025, in Fredericksburg within the county of Fredericksburg, VA, the maximum Conventional loan is set at $726,200, whereas the FHA loan limit for single-family homes stands at $1,089,300.
Utilize the Lendersa® Conventional loan calculator to thoroughly compare today's most competitive rates across Conventional, FHA, and USDA loans. Ascertain the required income, credit level, reserves, and documentation necessary for qualification. Our advanced mortgage calculator enables side-by-side comparison of Conforming Conventional, USDA, FHA, and VA loans, offering guidance in choosing the best suited program in VA for your unique financial scenario.
2025 Loan Limits and Down Payment Specifications in Fredericksburg, County of Fredericksburg, VA
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$1,089,300
3.5%
The comparison above pertains to these specific zip codes: 22401, 22404, 22412
Explore Conventional and FHA Loan Alternatives in Fredericksburg, VA
The aim of Lendersa® is to efficiently connect you with the optimal Conventional, USDA, or FHA loan, swiftly and with ease. Choose from one of the three initiation paths that align you with appropriate lenders and loan programs.
InFirst Bank has a served the financial needs for local communities as an independent bank for 100 years. We have proudly remained headquartered in downtown Indiana since we opened in 1922. Originally chartered as a mutual institution, InFirst Bank was initially known as Indiana County Building & Loan Association.
Marion Center National Bank opened its doors during the summer of 1905. These one hundred plus years have seen many landmark events. When President Roosevelt ordered all banks to close on March 4, 1933 for the “Bank Holiday, ” MCNB pulled its door blind down half way and continued to operate.
We know why we’re here: to put you first. We do it by building long-term relationships with our customers and our employees. By reaching out to the communities we live and work in. By listening and helping to find the best solutions to get you to your financial goals.
Our success is built on creating an authentic community banking experience
Our mission is to be of service to others. We are committed to providing superior customer service to those that support our business, to continue to educate ourselves and share our knowledge with others & to build & maintain long lasting relationships.We are 100% owned & licensed to do business in PA and offer: USDA, FHA & conventional loans, VA.
My Lehigh Valley roots are deep: I grew up in Macungie, graduated from Emmaus High School, earned a BSBA degree in marketing/finance at Kutztown University, and brought my family back to the Lehigh Valley in 2013.
On the professional side, I am unique among loan originators in the Lehigh Valley; no one else can match my experience
RTP Federal Credit Union was founded in 1968 by a group of federal employees in the Research Triangle Park, seeking to bring the benefits of credit union membership to this area. Today, over 300 businesses and associations in the RTP and greater Triangle area are offering the benefits of RTP Federal Credit Union membership.
ABCO Federal Credit Union is a member-owned, not-for-profit full-service financial institution headquartered in Willingboro, New Jersey. With over 33, 000 members and over $205, 000, 000.00 in assets, we are one of the largest credit unions in New Jersey. ABCO FCU was founded in 1958 as the Burlington County Teachers Federal Credit Union.
Creative Financial Network With hundreds of products to choose from, we can help you make the right choice. Whether you are looking to purchase your dream home, or need a loan to buy an investment or commercial property, or refinance a current property, our expert advisers can help you find the right mortgage
Penn State Federal Credit Union has been open since 1959. The credit union has assets totaling $240.08 Million and provides banking services to more than 15, 000 members.
The credit union is a not-for-profit, member-owned financial cooperative providing financial banking services to multiple member groups
