Explore the differences! FHA VS Conventional loan programs in Highgate, Franklin County, Vermont
For the year 2025, the conventional loan limit in Highgate, county of Franklin, VT, is $726,200, while the FHA limit for a single-family home is $492,200.
Utilize the Lendersa® Conventional loan calculator to compare today's best rates across Conventional, FHA, USDA, and VA options. This tool assists in determining the necessary income, credit, reserves, and documents required for loan qualification. By placing the loans in side-by-side comparison, it helps identify the most suitable program for your financial circumstances in VT.
2025 Loan Limits and Down Payment Requirements in Highgate, Franklin, VT
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$347,700
0%
FHA
$492,200
3.5%
This comparison table applies to zip codes: 05459, 05488, 05460
Opportunities for Conventional and FHA Loans in Highgate, VT
The aim of Lendersa® is to efficiently connect you with the most appropriate Conventional, USDA, or FHA loan without unnecessary complexity. Choose from one of three starting strategies that lead to matching lenders and loan options.
Blue Point Commercial Capital specializes in the commercial real estate transactions that do not fit traditional underwriting guidelines of bank financing. We have a full suite of loan programs and have the ability to tailor our clients loan needs with short or long term options.
Since 2008, Financial Solutions & Real Estate Investments LLC have been helping thousands of people along the way to homeownership. We are so very proud to keep those lifetime clients as they call upon us to refinance, purchase investment properties, and for expert mortgage advice.
Generations Bank was established in 1870 as Seneca Falls Savings Bank—a New York chartered mutual savings bank. In 2012, the bank’s name and the insurance agency’s name were changed to Generations Bank and Generations Agency respectively.
In January 2021, Generations Bank's holding company reorganized as a fully public stock holding company.
"We have built a strong reputation as an outstanding mortgage brokerage firm, serving the lending needs of real estate professionals, builders and individual homebuyers throughout the state.
We're a full service mortgage broker with an experienced staff offering expertise in every area of mortgage lending"
The First National Bank of Groton has been proudly serving the area communities for over 150 years. The Bank is customer driven. Its very existence is based on customers finding value in the products and services being offered. The Bank prides itself on offering a superior level of personalized customer service.
Skyline Financial Federal Credit Union was chartered in 1935 & remains committed to providing outstanding service to our members.The Credit Union was formed by a group of seven dedicated employees of what was then known as the Southern New England Telephone Company. The intent of our founders was to promote thrift among its members & to make loans.
FD Community Federal Credit Union is the oldest financial institution home based in Waterbury. We are a well established community institution in existence since 1934, providing the highest level of personal service and the most affordable financial services in the Greater Waterbury area.
Bar Harbor Bank & Trust thinks differently about banking. Since our founding in 1887, our focus has been on establishing relationships with our customers. We get to know our customers and their financial goals, and we work with them to provide solutions that best work for them. We believe that good things happen when we work together.
