FHA VS Conventional loan programs in Swanton, Franklin County, Vermont

In the year 2025, the conventional loan limit in Swanton, situated in the county of Franklin, VT, is set at $726,200. Meanwhile, the FHA limit for a single-family home is determined to be $492,200.

Use the Lendersa® Conventional loan calculator to assess the best rates available today—comparing Conventional, FHA, and USDA options side by side. It assists in understanding the income, credit, reserves, and documentation required for eligibility. This advanced mortgage calculator places Conforming Conventional loans, USDA, FHA, and VA options in direct comparison, facilitating your decision on the best choice for your financial situation in VT.

Review offers from 100 lenders

2025 loan limits and down payment requirements in Swanton, Franklin, VT

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $347,700 0%
FHA $492,200 3.5%

The limit comparison table is applicable to zip codes: 05488, 05478

Opportunities for Conventional and FHA loans in Swanton, VT

Lendersa® aims to promptly facilitate obtaining the best possible Conventional, USDA, or FHA loans without unnecessary hassle. Choose one of three approaches that culminate in matching with appropriate lenders and loan plans.

Results from Lendersa USDA loan request matching


  • Right Key Mortgage, LLC
  • 859 Washington Street, South Easton, MA, 02375
  • At Right Key Mortgage, we educate our borrowers to make this a worry-free process, from pre-qualification to close – that’s our promise to you! We're here to make the home loan process as simple as possible. We work very hard for our customers because nothing pleases us more than helping our clients achieve the dream of affordable home ownership.
  • UBI Federal Credit Union
  • 120 Woodford Avenue, Plainville, CT, 06062
  • In 1935, when credit unions were helping Americans through the Great Depression, it was said that credit unions were "not for profit, not for charity, but for service," and that philosophy still holds true at UBI today. Today, UBI continues to look out for our members’ interests and provide a level of service.
  • Mortgage Assistance Company LLC
  • 175 New Britain Avenue, Plainville, CT, 06062
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Goldmark Federal Credit Union
  • 155 Pleasant Street, Attleboro, MA, 02703
  • Goldmark has served the financial needs of members since 1955. In that year, five local citizens saw a need for people to save and borrow money through an institution focused on people helping people. Their goal was to form a credit union, which is a not-for-profit cooperative owned and controlled by members, for members. The five original members
  • Hudson Valley Credit Union
  • PO Box 1071, Poughkeepsie, NY, 12602
  • Today, Hudson Valley Credit Union is a full service not-for-profit financial cooperative, 300, 000+ members strong. We extend membership to our neighbors who live, work, worship, volunteer or attend school in Albany, Columbia, Dutchess, Greene, Orange, Putnam, Rensselaer, Rockland, Saratoga, Schenectady, Ulster, or Westchester Counties.
  • Nutmeg State Financial Credit Union
  • 500 Enterprise Drive, Suite 4A, Rocky Hill, CT, 06067
  • Nutmeg State Financial Credit Union is a values-driven organization committed to intentional actions and investments to “be the change” in our community. We believe prosperity for all people is possible when the people, businesses and municipalities that define a community are interconnected through meaningful social & economic relationships.
  • Advance Smart
  • 2264 Silas Deane Highway, Rocky Hill, CT, 06067
  • Advance Smart offers multiple business financing options with one appication. SBA loans, secured loans, unsecured loans, merchant cash advances, bridge loans, commercial loans, lines of credit, factoring, hard money loans and purchase order financing. We have the best options such as pre-payment discounts, weekly, bi-weekly, monthly.
  • Connecticut Housing Finance Authority
  • 999 West Street, Rocky Hill, CT, 06067
  • The Connecticut Housing Finance Authority (CHFA) was created in 1969 by the Connecticut Legislature as a self-supporting quasi-public housing agency charged with the purpose of expanding affordable housing opportunities for Connecticut’s low- and moderate-income families and individuals..
  • Noreast Mortgage Services
  • 1092 Elm Street, Suite 203, Rocky Hill, CT, 06067
  • The Noreast Mortgage Services Team is your premier mortgage team located in Rocky Hill, Connecticut. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Rocky Hill area.
  • Empire Home Loans
  • 1880 Silas Deane Highway, Rocky Hill, CT, 06067
  • Empire Home Loans is here to make the dream of home ownership become a reality. Our goal at Empire is to provide every client with a loan program that best fits their needs along with their short and long term goals. We offer Empire Home Loan Programs that fit a broad range of client needs
  • Thomaston Savings Bank
  • 73 Main Street South, Bethlehem, CT, 06751
  • At Thomaston Savings Bank, You Get More Your neighbors and local businesses have relied on Thomaston Savings Bank since 1874. Through eras of tumultuous bank mergers, conversions and takeovers happening all around us, Thomaston has remained — and thrived as — an independent mutual savings bank.