As of 2026, the loan limit for conventional loans in Centralia, located in the county of Lewis, WA, is $726,200, whereas the FHA limit for a single-family residence is $472,030.
Employ the Lendersa® Conventional loan calculator to evaluate the current best rates for Conventional, FHA, and USDA loans. Determine necessary income, credit, reserves, and required documents for qualification. This advanced mortgage tool allows side-by-side comparisons of Conforming Conventional loans, USDA, FHA, and VA programs, aiding in selecting the most suitable option in WA for your financial circumstances.
Evaluate offers from 100 lenders
| Loan Type | Loan Limit | Down payment |
| Conventional Conforming | $726,200 | 3% |
| USDA | $336,500 | 0% |
| FHA | $472,030 | 3.5% |
Note: This comparison table is applicable for zip codes 98531
Lendersa® is dedicated to providing the best possible Conventional, USDA, or FHA loan swiftly and without hassle. Choose one of three pathways leading to matching lenders and loan programs.
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