In 2026, the Conventional loan ceiling in Fairwood, King County, WA, is set at $977,500. The FHA limit for a single-family home is $977,500.
Use Lendersa®'s Conventional loan calculator to evaluate the best rates available today for Conventional, FHA, and USDA loans. Determine your eligibility by assessing income, credit, reserves, and required documents. Our advanced mortgage calculator displays Conforming Conventional, USDA, FHA, and VA loans side-by-side, enabling you to select the optimal program for your financial situation in WA.
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| Loan Type | Loan Limit | Minimal Down Payment |
| Conventional Conforming | $977,500 | 3% |
| USDA | $713,000 | 0% |
| FHA | $977,500 | 3.5% |
This table applies to the following zip codes: 98058
The mission of Lendersa® is to secure you the most beneficial Conventional, USDA, or FHA loan quickly and without hassle. Choose one of three initial pathways to connect with suitable lenders and loan offers.
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