FHA VS Conventional loan in Maple-Heights-Lake-Desire, King County, Washington

In the year 2026, the limit for conventional loans in Maple-Heights-Lake-Desire, within the boundaries of King county, WA, is set at $891,250. Meanwhile, the FHA limit for a single-family residence is $891,250, providing a framework for homebuyers.

Utilize the Lendersa® Conventional loan calculator to effectively compare today's top rates among Conventional, FHA, and USDA loans. This tool helps determine the income, credit, reserves, and documents needed for qualification. With our cutting-edge mortgage calculator, examine Conforming Conventional loans alongside USDA, FHA, and VA options, all side by side, to decide the most suitable program in WA for your unique financial situation.

Review loan offers from 100 lenders

2026 Loan Limits and Down Payment Requirements in Maple-Heights-Lake-Desire, County of King, WA

Loan Type Loan Limit Down Payment
Conventional Conforming $891,250 3%
USDA $659,800 0%
FHA $891,250 3.5%

This comparison table applies specifically to the zip codes: 98058

Conventional and FHA Loan Options in Maple-Heights-Lake-Desire, WA

The objective of Lendersa® is to provide you quickly with the best possible Conventional, USDA, or FHA loan, with minimal hassle. Choose one of three pathways, each resulting in matching lenders and loan programs suited to your needs.

Results from Lendersa USDA loan inquiry


Maple-Heights-Lake-Desire Lenders

  • Drexel Funding LLC
  • 1900 South Puget Dr, Suite 203, Renton, WA, 98055
  • Lends in Washington
  • Founded in 2016 by veterans in the real estate industry, our executive lending team has a combined total of 25 years of experience in residential and commercial hard money lending practices. We are extremely familiar with the extremely difficult processes that individuals go through when attempting to secure loans from lenders and banks.

  • Soundview Lending Group, LLC
  • 10605 SE 240th St, Suite 544, Kent, WA, 98031
  • Lends in Washington
  • "Soundview Lending Group helps small and mid-size businesses obtain the capital needed for their business. We have built trusted relationships with alternative lenders who are ready to provide funding. Yes! You have options.

    Additionally, we offer consultation services to small and mid-size businesses."

  • Flynn Family Lending
  • 6947 Coal Creek Pkwy SE, Suite 177, Newcastle, WA, 98059
  • Lends in Washington
  • We are a family business with nearly 20 years experience providing private money loans to clients throughout the Pacific Northwest. We specialize in short-term and intermediate loans ranging from $25,000 to $1M+. Our business and commercial loans are asset-based making the qualification process fast and easy.

  • Jensen Kelly
  • 15608 SE 224th Street, Kent, WA, 98042
  • Lends in Washington
  • "At Jensen Kelly LLC we have spent years cultivating relationships not only with our clients, but also with the top quality lenders we broker loans through.

    We pride ourselves on remaining informed and updated on the continually evolving lending industry. This allows us, as professionals,"

  • Cascadia Mortgage
  • 23302 139th Avenue South East, Kent, WA, 98042
  • Lends in Washington
  • The Cascadia Mortgage team is committed to providing clients with the highest quality financial services combined with competitive rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.

  • Pinnacle 1 Mortgage LLC
  • 15423 South East 272nd Street, Suite 110, Kent, WA, 98042
  • Lends in Washington
  • Pinnacle 1 Mortgage was established by Jeff Coates (LO#: 130695) in June of 2006. Jeff and his staff are well established in the community and pride themselves in excellent Customer Service. Jeff establishes relationships with his clients and provides them with the necessary information to insure a positive transaction.

  • Precision Mortgage, Inc
  • 7109 114th Avenue Southeast, Newcastle, WA, 98056
  • Lends in Washington
  • At Precision Mortgage, Inc you'll find mortgage consultants who put themselves in your shoes before deciding on which loan program would be good for you. We wants to be your personal mortgage consultants for life and we'll work very hard to achieve that. We will guide you through you process and be as thorough as can and in a timely fashion manner.

  • Dolan Mortgage Group
  • 22525 SE 64th PL, Suite 202, Issaquah, WA, 98027
  • Lends in Washington
  • We provide mortgage financing services to clients who are looking for someone to help negotiate today's challenging home loan marketplace. Whether you’re in Seattle, Ohio, or anywhere else in the great fifty. If you’re looking to purchase, refinance, simply check rates, or plan an amazing future, our mortgage experts can do it all.

  • Peak Mortgage Partners
  • 165 NE Juniper Street, Suite 202, Issaquah, WA, 98027
  • Lends in Washington
  • Peak Mortgage Partners! We are a Pacific Northwest mortgage broker and mortgage banker based in Issaquah, WA with licenses in the states of Washington, Oregon, and Idaho. We specialize in purchase loans and refinance of existing mortgages. We provide financing for other government programs such as FHA, VA, and USDA .

  • Pacific Northwest Trust
  • 22525 S.E. 64th Place Suite 2233, Issaquah, WA, 98027
  • Lends in Washington
  • Pacific Northwest Capital Partners is a Private Real Estate Lender Specializing in Hard Money, Bridge Loans, Secured by Commercial and Residential Investment Real Estate.We offer quick no-nonsense decisions based on the equity in any given property. Pacific Northwest Capital Partners is a local Seattle Company since 1998.