FHA VS Conventional loan programs in 2026 for Raymond, Pacific County, Washington

For the year 2026, the Conventional loan limit in Raymond, located in the county of Pacific, WA, is set at $726,200. Meanwhile, the FHA loan limit for a single-family residence is $472,030.

The Lendersa® Conventional loan calculator is designed to compare today's leading rates for Conventional, FHA, and USDA loans. Assess income, credit, reserves, and required documents for qualification. This advanced tool lets you view Conforming Conventional loans, USDA, FHA, and VA options next to each other, helping determine the best solution in WA that fits your financial situation.

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2026 Loan Limits and Down Payment Requirements in Raymond, County of Pacific, WA

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This table applies to the following zip codes: 98577

Conventional and FHA Loan Options in Raymond, WA

Lendersa® aims to secure the best Conventional, USDA, or FHA loans for you swiftly and without hindrance. Choose from one of three approaches to connect with lenders and suitable loan programs.

Lendersa matching results for USDA loan requests


Raymond Lenders

  • Timberland Bank
  • 624 Simpson Avenue, Hoquiam, WA, 98550
  • Lends in Washington
  • Timberland Bank first opened its doors more than 100 years ago in downtown Hoquiam, a booming timber town near the Washington coast. The financial institution evolved with the community, branching out, establishing roots and eventually becoming the community bank that you know today.

  • Mint Valley Federal Credit Union
  • 3325 Washington Way, Longview, WA, 98632
  • Lends in Washington
  • Mint Valley Federal Credit Union will be a financial cooperative committed to providing quality financial services to its members. We will operate primarily within the region, but will service members beyond this area through their places of work, by phone, or by mail as required.

  • Red Canoe Credit Union
  • 1418 15th Ave, Longview, WA, 98632
  • Lends in Washington
  • We're passionate about helping our members achieve their financial dreams. We're dedicated to hiring passionate, knowledgeable, and dependable individuals who are service-oriented and attentive to detail. If you're looking for a rewarding career in the financial industry and enjoy providing excellent customer service.

  • Life Mortgage
  • 842 Washington Way, Suite 110, Longview, WA, 98632
  • Lends in Washington
  • Mann Mortgage has been helping home buyers turn their dream of homeownership into reality for 30 years. We offer a variety of home loan solutions, including FHA, VA, Conventional, FHA 203k (Rehab) financing, USDA, low FICO loan options, investor loans, first time home buyer loans and more. Please select a loan type from the options below to learn

  • Fibre Federal Credit Union
  • 822 Commerce Avenue, Longview, WA, 98632
  • Lends in Washington
  • Fibre Federal Credit Union was founded in 1937. Sixty-three employees of Longview Fibre Company deposited a combined $315 for the purpose of making affordable loans available to credit union members. Over the decades, we have grown to become one of the Lower Columbia region’s largest credit unions.

  • Olympic Lending Solutions
  • 2114 Caton Way SW, Suite 201, Olympia, WA, 98502
  • Lends in Washington
  • At Olympic Lending value each and every one of our clients, and will enthusiastically do our best to go above and beyond to ensure that our clients stay happy through every aspect of the transaction. Washington State Mortgage Lender. NMLS 1499380. A Division of American Pacific Mortgage Corp.

  • Mortgage One Northwest, Inc
  • 2401 Bristol Court Southwest, Suite B103, Olympia, WA, 98502
  • Lends in Washington
  • Mortgage One Northwest has been a Washington State Licensed Mortgage Broker for over 10 years! Our success is due to our amazing team. Our Loan Originators take the time to help our clients understand the home loan process. Our onsite processors are awesome and efficiently work to get all our loans closed quickly.

  • evergreenDIRECT Credit Union.
  • 6001 Capitol Boulevard SW, Tumwater, WA, 98501
  • Lends in Washington
  • evergreenDIRECT Credit Union is owned by each and every member that we serve. It's no surprise our sole focus is to provide quality, flexible services to our members at a reasonable price. Something we call "Banking. At your speed.Banks, on the other hand, are different. They have shareholders and investors to whom they have to pay large profits.

  • St. Julien Home Loans
  • 204 Custer Way SW, Suite 102, Tumwater, WA, 98501
  • Lends in Washington
  • St Julien Home Loans is a family-owned mortgage solutions company with over 42 years of experience. Located in Tumwater, Washington we service loans all across the state and partner with several banks and credit unions. Founded in 2005 by Bonnie and Wendy St. Julien, a mother and daughter team.