FHA VS Conventional loan programs in Evansville, Rock County, Wisconsin

In 2026, the Conventional loan limit for a single-family home in Evansville, located in the county of Rock, WI, is $726,200. Similarly, the FHA limit is set at $472,030.

Utilize the Lendersa® Conventional loan calculator to explore the best rates today between Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documents for qualification. Our advanced mortgage calculator lets you view Conforming Conventional loans alongside USDA, FHA, and VA loans, helping you choose the ideal program in WI.

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2026 Loan Limits and Downpayment Requirements in Evansville, County of Rock, WI

Loan Type Loan Limit Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable to zip codes: 53536

Exploring Conventional and FHA Loan Options in Evansville, WI

The aim of Lendersa® is to quickly secure the best possible Conventional, USDA, or FHA loan options for you with ease. Choose one of three starting paths to find matching lenders and loan programs suitable for your needs.

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Evansville Lenders

  • UNION BANK & TRUST COMPANY
  • PO Box 409, Evansville, WI, 53536
  • Lends in Wisconsin
  • Union Bank & Trust Company began serving the Evansville community as Grange Bank in 1897. In 1916, it was acquired by Gertrude Eager and operated by her son, Leonard Eager.

    In 2016, we celebrate our centennial anniversary of Eager family community banking. At the same time, we honor the 150th birthday of the place our story began.

  • Blackhawk Community Credit Union
  • 2640 West Court Street, Janesville, WI, 53548
  • Lends in Wisconsin
  • Blackhawk Community Credit Union is a member-owned financial services organization. Our mission is to empower our members to reach their financial goals. We will do this by holding the highest standards for service while operating in an ethical and financially sound manner and providing our employees with a rewarding career.

  • Bank of Brodhead
  • 806 East Exchange Street, Brodhead, WI, 53520
  • Lends in Wisconsin
  • Our Vision is to be a strong, stable, independent community Bank built on the community’s trust since 1896. We will reaffirm that trust daily by delivering financial solutions and striving to remain a dependable partner—consistently delivering exceptional outcomes to everyone, fairly and equitably.

  • Oregon Community Bank
  • 733 N Main St, Oregon, WI, 53575
  • Lends in Wisconsin
  • One Community Bank is a $1.6 billion community bank in south central Wisconsin. The bank, which was founded in 1976, focuses on three core priorities: serving clients, supporting colleagues and investing in local communities. It has 10 offices in the communities of Oregon, McFarland, Stoughton, Waunakee, Sun Prairie, Middleton, Adams, Oxford

  • First Community Bank Milton
  • 202 Merchant Row, Milton, WI, 53563
  • Lends in Wisconsin
  • First Community Bank was originally founded under the name of the Farmers Bank. It opened its doors for business on July 17, 1911. The original officers of the Farmers Bank were John A Paul, President, John H. Owen, Vice-President and Alexander M. Paul, Cashier. Directors of the bank were John A. Paul, Alexander M. Paul, John H. Owen, S.C Chambers.

  • Teachers Credit Union WI
  • 2315 Prairie Avenue, Beloit, WI, 53511
  • Lends in Wisconsin
  • Teachers Credit Union is a not-for-profit member owned organization. Our goal is to provide the best possible financial services to our members at competitive rates and to maintain the credit union’s long-term financial stability. Teachers Credit Union has been open since 1934. The credit union has assets totaling $30.71 Million.

  • First National Bank and Trust Company
  • 345 E Grand Avenue, Beloit, WI, 53511
  • Lends in Wisconsin
  • First National Bank and Trust Company is a family-focused, community bank headquartered in Beloit, Wisconsin. Chartered in 1882, First National Bank and Trust has grown to be a leading financial services institution offering products and services for consumers and businesses, as well as trust, retirement services

  • The Park Bank
  • 2401 South Park Street, Madison, WI, 53713
  • Lends in Wisconsin
  • At Park Bank we believe drive and ambition come from the heart. That achievement means different things to each of us. And there’s no one way to what’s next.

    We find purpose in making each unique vision a reality. Whether you’re seeking a savings account or mortgage, striving for financial independence or prosperity

  • WEA Credit Union
  • 33 Nob Hill Road, Madison, WI, 53713
  • Lends in Wisconsin
  • Wisconsin Education Association Credit Union was established by WEAC in 1931 as a member cooperative that would offer a wide range of financial services to the teachers of Wisconsin. The credit union would provide them with a safe place to deposit their savings and obtain reasonably priced loans.