FHA VS Conventional loan programs in 2025 for Janesville, Rock County, Wisconsin
In the year 2025, the conventional loan cap in the city of Janesville, located in the county of Rock, within WI, stands at $726,200, whereas the single-family home FHA limit is set at $472,030.
The Lendersa® Conventional loan calculator allows you to evaluate today's best rates across Conventional, FHA, and USDA options, helping you understand the required income, credit, reserves, and paperwork for qualification. With our comprehensive mortgage tool, compare options like Conforming Conventional, USDA, FHA, and VA loans side by side to determine the most suitable program in WI for your financial needs.
2025 Loan Limits and Downpayment Requirements in Janesville, Rock, WI
Loan Type
Loan Limit
Minimum Down Payment
Conventional Conforming
$726,200
3%
USDA
$336,500
0%
FHA
$472,030
3.5%
This comparison table is applicable for zip codes: 53545, 53546, 53548, 53547
Options for Conventional and FHA loans in Janesville, WI
Lendersa® strives to secure the most advantageous Conventional, USDA, or FHA loans swiftly and with ease. You can choose from three initial routes to find matching lenders and loan programs.
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Municipal Credit Union has been serving the financial needs of our members since 1916. The credit union was chartered in response to the concern of New York City Mayor, John Purroy Mitchel, who wanted city employees to have a way to save at reasonable rates and a low cost borrowing alternative to loan sharks.
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Amerimax Capital is a commercial real estate financing firm with history on the market for more than 20 years. Our knowledge, connections with lenders and established financing platform enables us to arrange the most favorable financing/equity placement for your commercial property.
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Since 1990, Gala Resources LLC has been providing short-term mortgages to experienced real estate investors, builders and dealers. We furnish short-term financing for
Bank-foreclosed residential properties
REOs
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Multi-family buildings
Real estate acquisition
We are a direct hard money lender. We are not brokers. We do work with b
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120 Sylvan Avenue, Suite 101, Englewood Cliffs, NJ, 07632
Nationwide Mortgage Bankers Inc. was founded with the belief that achieving the American Dream of homeownership should be a straightforward and stress free process. We strongly believe that the best way to service our clients is not only to educate them on their home financing options but to also provide the best possible service
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