Explore the differences! FHA VS Conventional loan programs in Janesville, Rock County, Wisconsin

In the year 2025, the conventional loan cap in the city of Janesville, located in the county of Rock, within WI, stands at $726,200, whereas the single-family home FHA limit is set at $472,030.

The Lendersa® Conventional loan calculator allows you to evaluate today's best rates across Conventional, FHA, and USDA options, helping you understand the required income, credit, reserves, and paperwork for qualification. With our comprehensive mortgage tool, compare options like Conforming Conventional, USDA, FHA, and VA loans side by side to determine the most suitable program in WI for your financial needs.

Explore loan proposals from over 100 lenders

2025 Loan Limits and Downpayment Requirements in Janesville, Rock, WI

Loan Type Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

This comparison table is applicable for zip codes: 53545, 53546, 53548, 53547

Options for Conventional and FHA loans in Janesville, WI

Lendersa® strives to secure the most advantageous Conventional, USDA, or FHA loans swiftly and with ease. You can choose from three initial routes to find matching lenders and loan programs.

Lendersa USDA loan request and matching outcomes


  • Dave Warth Mortgage Broker
  • 79405 Hwy 111, La Quinta, CA, 92253
  • Dave Warth Mortgage Broker As a mortgage broker, I work with the wholesale departments of several banks & lenders nationwide so I can offer every type of mortgage available on the market at the best rates and costs. Unlike big banks who only have limited loan programs and sales reps who take your loan application.
  • HACIENDA HOME LOANS Inc
  • 77935 Calle Tampico, La Quinta, CA, 92253
  • Our mission is to serve our customers with honesty, integrity and competence. Our goal is to provide home loans to our clients while providing them with the lowest interest rates and closing costs possible. Furthermore, we pledge to help borrowers overcome roadblocks that can arise while securing a loan.
  • Impress Realty
  • 45725 Camino Vista, La Quinta, CA, 92253
  • My name is Ulises Escobar, a Coachella Valley real estate agent and home loan mortgage refinancing specialist dedicated to helping you find your next dream home -- with a focus in La Quinta, Palm Desert, Indio, Cathedral City, Bermuda Dunes, Coachella, Desert Hot Springs, Palm Springs, Rancho Mirage, Salton Sea, Thermal, and beyond.
  • Choice One Mortgage Company
  • 78015 Main Street, Suite 201C, La Quinta, CA, 92253
  • "We offer the lowest rates in the industry and we always have no point (and no fee) options available for you! With offices in Westlake Village and La Quinta, Choice One Mortgage has been helping Californians finance their homes since 1995. Our clients live all over CA but that doesn’t stop us from helping them! In this day and age"
  • First West Financial
  • 78370 Highway 111, Suite 255, La Quinta, CA, 92253
  • "First West Financial is a local, family-owned and operated mortgage company with service second to none. We are proud to be a family-owned, locally operated mortgage broker in La Quinta, CA. We serve the needs of the Homebuyers, Homeowners, and Real Estate Agents all across Southern California.broker in La Quinta, CA."
  • DFI Funding
  • 78-365 Highway 111 #529, La Quinta, CA, 92253
  • DFI Capital Management, Inc. is a private money lender providing financing solutions in California. DFI Capital Management’s leaders have over 50 years of experience in arranging and funding residential, construction and commercial mortgage loans. DFI is a private loan servicer and asset manager. Please feel free to contact us with any questions.
  • LTV Private Equity
  • 75280 Highway 111 Suite 101, Indian Wells, CA, 92210
  • LTV Private Equity is a locally owned company located in Indian Wells, California. With over 30 years of "Hard Money" experience within the LTV family, we have represented borrowers and lenders throughout the state of California.LTV personally inspects each property in question and gathers their own property data.
  • Axios Properties, Inc.
  • 44715 Via Alondra, La Quinta, CA, 92270
  • With over 15 years of experience in the accounting, property management and real estate industries, George has extensive knowledge in multi-family, residential and commercial real estate transactions and asset management. With his unique background, he is able to tailor his services to help each client achieve their goals.
  • Pacific Mortgage Exchange, Inc.
  • 73241 Hwy 111, Palm Desert, CA, 92260
  • Pacific Mortgage Exchange, Inc. of Palm Desert, CA has been your devoted hard money lender for over 30+ years! Pacific Mortgage Exchange, Inc.’s reliable hard money loan programs make the process of investment funding fast and convenient and enables clients nationwide with income-producing properties to receive funding.