FHA VS Conventional loan in Edgerton, Rock County, Wisconsin

As of 2026 in Edgerton, within the county of Rock, WI, the limit for a Conventional loan for a single-family home is $726,200. The FHA loan limit is $472,030.

Take advantage of the Lendersa® Conventional loan calculator to assess today's top rates, comparing Conventional, FHA, and USDA loans. Determine necessary income, credit, financial reserves, and documentation to qualify. Our comprehensive mortgage calculator provides a side-by-side comparison of Conforming Conventional loans with USDA, FHA, and VA options, allowing you to identify the best fit for your financial situation in WI.

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2026 Loan Limits & Downpayment Requirements in Edgerton, Rock, WI

Type of Loan Limit Minimum Down Payment
Conventional Conforming $726,200 3%
USDA $336,500 0%
FHA $472,030 3.5%

The information in this table pertains to zip codes: 53534

Opportunities for Conventional and FHA Loans in Edgerton, WI

At Lendersa®, our mission is to quickly and seamlessly provide you with the ideal Conventional, USDA, or FHA loan. Choose from three initial paths that connect you with matching lenders and loan programs.

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Edgerton Lenders

  • First Community Bank Milton
  • 202 Merchant Row, Milton, WI, 53563
  • Lends in Wisconsin
  • First Community Bank was originally founded under the name of the Farmers Bank. It opened its doors for business on July 17, 1911. The original officers of the Farmers Bank were John A Paul, President, John H. Owen, Vice-President and Alexander M. Paul, Cashier. Directors of the bank were John A. Paul, Alexander M. Paul, John H. Owen, S.C Chambers.

  • UNION BANK & TRUST COMPANY
  • PO Box 409, Evansville, WI, 53536
  • Lends in Wisconsin
  • Union Bank & Trust Company began serving the Evansville community as Grange Bank in 1897. In 1916, it was acquired by Gertrude Eager and operated by her son, Leonard Eager.

    In 2016, we celebrate our centennial anniversary of Eager family community banking. At the same time, we honor the 150th birthday of the place our story began.

  • Blackhawk Community Credit Union
  • 2640 West Court Street, Janesville, WI, 53548
  • Lends in Wisconsin
  • Blackhawk Community Credit Union is a member-owned financial services organization. Our mission is to empower our members to reach their financial goals. We will do this by holding the highest standards for service while operating in an ethical and financially sound manner and providing our employees with a rewarding career.

  • Badger Bank Fort Atkinson
  • 220 Grant St, Fort Atkinson, WI, 53538
  • Lends in Wisconsin
  • Badger Bank will be a strong, growing, independent community bank that strives to achieve customer loyalty, employee success.

    In July of 1884, a State-chartered bank opened its doors for the first time at 218 South Main Street, Fort Atkinson. Citizens State Bank (now known as Badger Bank) was established by Congressman L. B. Caswell

  • Fort Community Credit Union
  • 800 Madison Av, Fort Atkinson, WI, 53538
  • Lends in Wisconsin
  • FCCU, and welcome to the cooperative side of the financial world! FCCU has been growing roots in Southeast Wisconsin since 1940 when employees of Moe Light, in Fort Atkinson, pooled their paychecks together to begin the credit union. Since then, the credit union has expanded by building branches in Jefferson, Watertown, and Whitewater.

  • Summit Credit Union
  • 1709 Landmark Dr, Cottage Grove, WI, 53527
  • Lends in Wisconsin
  • Summit, we’re all about helping you turn wishing, waiting and wondering into planning, doing and experiencing. We offer the basic products you want, like checking and savings accounts, credit cards and loans. And we go one step further, providing financial guidance, education, tools, one-on-one coaching and innovative programs to empower.

  • Oregon Community Bank
  • 733 N Main St, Oregon, WI, 53575
  • Lends in Wisconsin
  • One Community Bank is a $1.6 billion community bank in south central Wisconsin. The bank, which was founded in 1976, focuses on three core priorities: serving clients, supporting colleagues and investing in local communities. It has 10 offices in the communities of Oregon, McFarland, Stoughton, Waunakee, Sun Prairie, Middleton, Adams, Oxford

  • Bank of Lake Mills
  • 136 E Madison Street, Lake Mills, WI, 53551
  • Lends in Wisconsin
  • Bank of Lake Mills was organized in 1893 by S. A. Reed, E. J. Fargo, L. D. Fargo, David Gardner, B. J. Silliman, R. E. Favill, Robert Fargo, William Everson and Conrad Engsberg. The bank was built despite the numerous bank failures that occurred that same year.

    In 1919, Emil Neupert joined Bank of Lake Mills and became Bank President.

  • Monona Bank
  • 5515 Monona Drive, Madison, WI, 53716
  • Lends in Wisconsin
  • We provide a full range of services - both personal and business. Whether you need checking and savings accounts, home loan or credit card, personal or business loans or investment or retirement planning, we're here to help you. Monona Bank was founded in 1991 by a group of local business owners and community leaders.