FHA VS Conventional loan in Baldwin, St. Croix County, Wisconsin

In 2025, Convetional loan limit in Baldwin, county of St. Croix, WI is $726,200 while FHA limit is $515,200 for a single-family home.

Use Lendersa® Conventional loan calculator to compare today's Conventional Vs. FHA Vs. USDA best rates and determine the Income, credit, reserves, and documents needed to qualify. With our advanced mortgage calculator, you see the Conforming Conventional loans, USDA, FHA, VA side by side to help you decide which program in WI is best for your particular financial situation.

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2025 loan limits and downpayment requirments in Baldwin, county of St. Croix, WI

Loan Type Loan Limit Down payment
Conventional Conforming $726,200 3%
USDA $358,800 0%
FHA $515,200 3.5%

The comparison table applies to zip codes: 54002

Conventional and FHA loan options in Baldwin, WI

Lendersa® goal is to get you the best possible Conventional, USDA or FHA loan fast and without hassle. Select one of three starting points that result in matching lenders and loan programs.

Lendersa USDA loan request and matching results


  • Academy Mortgage Corporation
  • 164 S Main Street, Barre, VT, 05641
  • Academy Mortgage, we believe that the American Dream is built upon sustainable homeownership. We recognize that what we do has a noble purpose and that we exist to make homeownership a reality for as many people as possible. It is our privilege to be a part of such an important milestone in our customers’ lives
  • Italo-American Federal Credit Union
  • 66-52 Myrtle Avenue, Ridgewood, NY, 11385
  • Italo-American Federal Credit Union was started by a group of Italian-Americans in 1935, to serve the needs of the Italian immigrant population of New York City, at a time when financial assistance was not available to them. Unlike banks, Credit Unions are owned and run by its members. There are no outside stockholders.
  • Ridgewood Savings Bank
  • 7102 Forest Ave, Ridgewood, NY, 11385
  • Whether you are looking to save, invest, borrow or anything in between, we offer a wide choice of financial services to meet your every need including Savings and Checking Accounts, Mortgages and Commercial Loans, Retirement Accounts, Equity Loans and Lines of Credit, plus the convenience of Online Banking.
  • Equity Now Inc.
  • 174 E Boston Post Road, Mamaroneck, NY, 10543
  • Since 1984, Equity Now has been a leader in the mortgage industry. We are a direct mortgage lender, not a broker. That means we do everything under one roof: evaluating the application, reviewing the appraisal, approving the loan and writing the check. We are experts in helping homeowners with less-than-perfect credit.
  • Scott Capital Group
  • 600 Mamaroneck Avenue, Harrison, NY, 10528
  • At Scott Capital Group, our mission is to set a high standard in the mortgage industry. We are committed to quality customer service - putting the people we serve first. Our goal is to carefully guide you through the home loan process, so that you can confidently select the best mortgage for you
  • Commercial Capital Advisors Inc
  • 6344 Saunders St, NY 11374, Rego Park, NY, 11374
  • At Commercial Capital Advisors Inc, we treat each customer as an individual, not a number. We understand that real estate ventures require quick and flexible financing solutions. With years of experience and a commitment to excellence, we have become a trusted partner for those seeking efficient and personalized lending services. Loan Options we
  • Lifestyle Funding Solutions LLC
  • 95-20 63 Road, Suite P, Rego Park, NY, 11374
  • At Lifestyle Funding Solutions LLC, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
  • Express Capital Financing
  • 2625 East 14 St. Suite 209, Brooklyn, NY, 11235
  • Express Capital Financing was founded by Father and Son, Martin and David Chera. With the knowledge and experience of Martin’s thirty plus years in the business industry, and David’s youthful ambition, this power duo was able to grow their company extensively in a short amount of time.
  • Dimension Equities
  • 2801 Emmons Avenue, Brooklyn, NY, 11235
  • Founded in 2008, Dimension Equities has evolved over the past decade to ensure our clients have the capital backing to successfully complete their real estate projects. We pride ourselves in providing out of the box solutions for a wide range of real estate transactions. Call us today to start a relationship.