FHA VS Conventional loan programs in 2026 for Baldwin, St. Croix County, Wisconsin
In 2026, the Conventional loan limit for Baldwin, situated in St. Croix county, WI, is $726,200, while the FHA limit for a single-family home is $515,200.
Utilize the Lendersa® Conventional loan calculator to assess today's top rates for Conventional, FHA, and USDA loans. Determine the necessary income, credit, reserves, and documentation to qualify. Our advanced mortgage calculator presents Conforming Conventional, USDA, FHA, and VA loans side-by-side, aiding in selecting the most suitable program for your financial requirements in WI.
2026 Loan Limits and Down Payment Requirements in Baldwin, St. Croix, WI
Loan Type
Loan Limit
Down Payment
Conventional Conforming
$726,200
3%
USDA
$358,800
0%
FHA
$515,200
3.5%
This table is relevant for zip codes: 54002
Discover Conventional and FHA Loan Choices in Baldwin, WI
The objective at Lendersa® is to help you secure the best possible Conventional, USDA, or FHA loan swiftly and efficiently. Begin with one of three pathways leading to matching lenders and loan programs.
In September 1883, in this thriving community of farmers and lumbermen, James A. Decker and Armstrong Taylor established and incorporated the Bank of Baldwin. A national charter request was granted in October 1911, and with that came a new name-The First National Bank of Baldwin.
Hiawatha National Bank Operator of a regional bank in Wisconsin, United States. The company offers services like personal and business banking services, loan products that include personal loans, mortgages, lines of credit, certificates of deposits along with several other banking services like telebanking and safe depositories.
First National Bank of River Falls is proud to offer several home mortgage, home loan & home construction loan options. We're here to make the home of your dreams a reality! Our skilled team of local lenders provide local servicing on most mortgages and are eager to walk you through the buying process.
WESTconsin Credit Union is one of the region's strongest financial services providers. Our history takes us back to primarily serving the Menomonie area agricultural community, then operating as Menomonie Farmers Credit Union. We expanded in membership base over the next several years and merged with other small credit unions.
