FHA VS Conventional loan in North-Hudson, St. Croix County, Wisconsin

In 2026, the conventional loan limit in North-Hudson, located in St. Croix county, WI, is $647,200, whereas the FHA limit for a single-family home stands at $448,500.

Leverage Lendersa®'s Conventional loan calculator to compare the best current rates among Conventional, FHA, and USDA loans. Determine the required income, credit, reserves, and documentation needed to qualify. Our advanced mortgage calculator displays Conforming Conventional loans, USDA, FHA, and VA options side by side, helping you decide the best program in WI for your financial goals.

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Loan Limits and Down Payment Requirements for 2026 in North-Hudson, St. Croix County, WI

Type of Loan Maximum Loan Limit Minimum Down Payment
Conventional Conforming $647,200 3%
USDA $322,000 0%
FHA $448,500 3.5%

Note: Applicable zip codes for this table include: 54016

Find Conventional and FHA Loan Options in North-Hudson, WI

The aim of Lendersa® is to efficiently secure you the most suitable Conventional, USDA, or FHA loan without complications. Choose from three starting options that align with matching lenders and loan programs.

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North-Hudson Lenders

  • First National Bank of River Falls
  • 104 E Locust St, River Falls, WI, 54022
  • Lends in Wisconsin
  • First National Bank of River Falls is proud to offer several home mortgage, home loan & home construction loan options. We're here to make the home of your dreams a reality! Our skilled team of local lenders provide local servicing on most mortgages and are eager to walk you through the buying process.